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PPT Accountants & Financial Planners

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Australia
Ballarat, VIC
PPT Accountants & Financial Planners

Our 35+ strong team consists of accountants, tax consultants, business advisors, lending specialists & financial planners.

26/05/2026

Have you made the most of your super contributions this financial year?

The concessional cap is $30,000 and if your super balance was below $500,000 at 30 June 2025, you may be able to carry forward unused amounts from previous years.

Contributions need to be received by your fund before 30 June.
Don't leave it to the last minute, get in touch this week, (03) 5331 3711.

01/05/2026

Another RBA meeting, another decision to watch. With inflation still running above target and most major banks tipping a further hike in May, now is the time to review your mortgage, your business debt, and your cashflow, before the decision, not after.

We're here to help you get ahead of it. Call (03) 5331 3711.

24/04/2026

The Australian Government is reviewing EV tax incentives, meaning the window to lock in significant savings may be closing.

While the 2025–26 framework still offers full FBT exemptions and higher LCT thresholds, the Treasury is considering "tapering" these benefits soon.

Review your strategy and consider initiating arrangements before potential 2027 legislative changes to secure your tax-exempt status.

Read the full article here - https://bit.ly/4lUsudh

17/04/2026

We’re seeing a rise in "AI hallucinations", where tools like ChatGPT invent tax laws or suggest deductions that don't exist in Australia.

While it’s fast and convenient, relying on unverified advice in the Australian tax system carries significant risks.

- No AI "Safe Harbour": The ATO holds you liable for any AI-generated errors or penalties.
- Missing Context: AI lacks the nuance to see how deductions impact your Super or HECS.
- Data Exposure: AI "learns" from your inputs. Once you share a TFN or private data, you lose control of that information.

The Australian tax system is too complex for a "one-size-fits-all" approach.
Get in touch with the PPT team before you hit submit.
Read the full article here - https://bit.ly/3NrngJf

06/04/2026

The ATO’s new draft guidance (TR 2025/D1) targets holiday home deductions.

If your property is deemed a "lifestyle asset" rather than a "genuine investment," you could lose thousands in claims for interest, rates, and maintenance.

Key ATO Red Flags:
- Blocking out peak periods (School holidays/Easter).
- Setting rates above market value.
- Inconsistent advertising.

Don’t wait for an audit.
Review your property’s tax profile with our team today.
Read the full article here - https://bit.ly/4szViKA

26/03/2026

Interest rate uncertainty is sticking around. Borrowing costs are up, and consumer confidence is feeling the squeeze.

Here’s how to stay proactive:
* Cash is King (Still): Build conservative buffers. Don't bank on "rapid easing" anytime soon.
* Watch the Clock: Track customer behaviour in real-time. If they’re shifting spending habits, your offerings should shift too.
* Get Creative: Stand out with high-value propositions. In a tough market, "average" is invisible.

For business owners, survival is about resilience; growth is about agility. It might be time to pivot.

20/03/2026

The cutoff date for filing your 24/25 tax return is approaching. If you haven’t submitted your details to your PPT representative yet, we recommend gathering your information promptly. This gives us time to prepare and lodge your return before the 15 May 2026 deadline.

17/03/2026

WE ARE HIRING!

PPT is looking for a Senior Accountant & Accountant to join our Business Services team!

Based in beautiful Ballarat, PPT offers a supportive workplace culture that values your contribution and offers great perks like wellness initiatives and regular team social events.

If you're detail-oriented and ready to build a long-term career we want to meet you!

Apply Now: [email protected]
Full Details: www.ppt.com.au/careers

16/03/2026

We recently sat down with SMSF Accountant Jayden Borninkhof. Melbourne-born, Gippsland-raised and now a Ballarat local, Jayden has been with PPT since last July. A keen ten-pin bowler during his youth and now music lover, you’d find Kurt Cobain and Keith Moon on his dream dinner-guest list.

He enjoys his role as an SMSF Accountant, gaining exposure to clients across a wide range of industries and walks of life, plus the bonus of every accountant’s favourite activity: number crunching! It’s a pleasure having Jayden a part of the team.

27/02/2026

With the RBA adjusting rates again, the impact goes beyond home loans.

Rate movements can affect:�
• Business cash flow and financing costs
�• Personal budgets and savings strategies
�• Investment returns and gearing decisions
�• Tax planning considerations

Now is a good time to review your broader financial position, from debt structures and expenses to forecasts, budgets and upcoming tax obligations.

At PPT, we work with clients to make sure their numbers still stack up in a changing economic environment.

Get in touch to review your position and plan your next move with confidence.

Address

20 Lydiard Street South
Ballarat, VIC
3350

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

https://ppt.com.au/

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