Secure Wealth Advisers

05/04/2019

Overall there were minimal changes to super proposed in the 2019/20 budget. Additionally the budget reply may prove to be just as important.
Super contribution ages are finally proposed to catch up to the Age Pension age. From 1 July 2020, there will be no work test for people aged 65 and 66 when making concessional and non-concessional contributions. Currently, you need to work at least 40 hours over a 30 day period to contribute.
Also, the three-year bring-forward for non-concessional contributions is proposed to be extended to people aged 65 and 66 which means they could contribute up to $300,000 in non-concessional and $25,000 concessional contributions in one year.
Ask us more about how the budget may affect you.

28/03/2019

We are proud to be part of this family and business.

This is "RI 40th Anniversary" by RI Advice Group on Vimeo, the home for high quality videos and the people who love them.

06/06/2018

Always a fun time of year. Please contact us if we can help, a few small changes now can make a big difference in the future.

Download PDF Articlehub_Six tips for the end of the financial year Download White Label Version Articlehub_Six tips for the end of the financial year Organising your finances in advance means you c…

06/06/2018

Not a big surprise after the budget announced tax cuts.
Mr Morrison says he believes Labor is opposed to the government's tax plan because they don't have a sufficient plan themselves.

Treasurer Scott Morrison says the 'very serious' criminal cartel charges against ANZ, Deutsche Bank and Citigroup is proof that government regulator ACCC is doing its job. Mr Morrison told Sky News that chief executives of implicated banks are now focusing on rebuilding trust for their institutions....

05/06/2018

: The Reserve Bank of Australia left the official cash rate unchanged for a record 20th meeting. Read more here: http://bit.ly/2Jcvp1w

08/05/2018

A great reason for your children under 25 years, to review their superannuation and insurance. It is important to keep the right cover.
Under new laws to be announced in the federal budget, the federal government will make life insurance cover in super opt-in for savers aged under 25 years of age.

The government will force Australia’s superannuation funds to stop charging young savers for automatic life insurance cover, and to limit balance-eroding fees on inactive accounts.

08/05/2018

Who's watching the budget tonight. Contact us to see how it might affect you. We will post more information this week so stay tunned.

13/04/2018

Property - over the very long term residential property adjusted for costs has had a similar return to Australian shares (see chart). Its low correlation with shares, lower volatility but lower liquidity makes it a good portfolio diversifier. So, there is clearly a role for property in investors’ portfolios.

However, if you are concerned over the recent slowdown, be cautious as prices are expensive and income can be low compared to other growth assets.

Source: AMP Capital Investors Limited "Falling Sydney & Melbourne home prices – is this the crash?"

11/04/2018

The new system will not be automatically applied to those receiving current benefits so please act soon and complete your online form.

Parents who want to keep their childcare costs as low as possible have three months to fill in an online form if they want to keep receiving government subsidies on their fees.

Report on 7 News at 6pm

Story: https://yhoo.it/2Ju4sDl

11/04/2018

It pays to speak to your mortgage broker before applying for your next loan as the application process becomes more detailed. Contact us today.

The bank will increase the number of expenses categories from six to 13, Westpac's current loan application includes fields for basic expenses, childcare, education, insurance, telephone, internet and others. They are adding categories like groceries, medical and health, recreation and entertainment, transport, and others. The extra categories will remind bank staff and mortgage brokers to ask potential loan customers about regular expenses they may have missed declaring.

Australia's second biggest home lender is further tightening lending standards by asking more detailed questions about exactly how much prospective loan customers spend and on what. 

05/04/2018

Congratulations to Simon Hodges and his co driver Kane Coleman for their amazing results in the Bathurst 6 Hour last weekend.
I am sure we will see lots more racing from Simon and his team.