Cruz & Co Business & Taxation Services

10/05/2026

BIG news for investors. Negative gearing CHANGES to be announced in this years budget. Negative gearing only allowed for new builds going forward. No change to existing negative gearing arrangements before budget night.

Landlords who currently negatively gear properties in Australia will be exempted from the changes to be unveiled on budget night sparing millions of property investors.

18/03/2026

Learnings from the including new requirements from AUSTRAC and how AI affects the accounting industry

18/03/2026

Fun and games with Rechargly at the

19/12/2025

Thank you for trusting Cruz & Co with your tax and compliance needs this year 🎄
We’re grateful for the opportunity to support you in 2025.

📍 Office closed: 19 Dec 2025 – 5 Jan 2026

18/11/2025

Being creative doesn’t mean you can claim it as a deduction…

24/10/2025

Tax Talk with Ritchie & Matt — GST Simplified

When should you register for GST (Goods and Services Tax) — and when can you skip it (for now)?

Ritchie and Matt from Cruz & Co Tax explain:
✅ When your business must register for GST
💼 When it’s strategic to register early
🚫 When you can wait until you reach the $75,000 threshold

They break it down in simple terms — with real examples that make tax talk easy to understand.

👥 Whether you’re a freelancer, small business owner, or side hustler — this one’s for you.

🎯 Follow Cruz & Co Tax for more bite-sized insights on Australian tax made simple.

22/10/2025

When do you actually need to register for GST? 🤔

If your annual business sales are under $75,000, you’re not required to register for GST.

But… some business owners choose to register early because:
✅ It can make your business appear more legitimate.
✅ Other businesses may prefer to deal with GST-registered suppliers.

Remember — once your turnover hits $75,000 per year, registration becomes mandatory.

💡 Tip: Even if you’re below the threshold, it’s worth planning ahead to avoid compliance stress later.

🎬 Watch Ritchie explain it in simple terms.

19/10/2025

That 10% tax you collect on your taxable sales? That’s for your BAS, not your biz. 👀

🔥 Our hot tip: Keep GST separate from your cash flow.

Why it helps:
✅ Makes your cash flow easier to track
✅ When your BAS is due, you’ll have the funds ready to pay.

👉 You could start by setting the money aside in a different bank account. You can also consider reporting and paying monthly with smaller, more manageable payments.

17/10/2025

📣 Tax season is in full swing!
Do you know how tax deductions actually work?

Ritchie, Principal at Cruz & Co, explains it simply in this short video:
Spend $100 → get $32 back at a 32% tax rate.

✅ Small steps like this can add up to big savings.

Send us a message if you’d like us to check your deductions this year!

26/06/2025

Sole Trader or Company—Which One’s Better for Tax? 🤔
If you're starting or growing a business in Australia, choosing the right structure could save you thousands 💰

This post breaks down:
✔ Tax rate differences
✔ Deductions and flexibility
✔ Legal risk and admin costs
✔ When it’s time to switch

📌 Read before tax time to make the smart move for your business.
🔗 Link to the full article is in the comments 👇
📩 Need tailored advice? Email [email protected]