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Monday 8:30am - 4:30pm Tuesday 8:30am - 4:30pm Wednesday 8:30am - 4:30pm Thursday 8:30am - 4:30pm Friday 8:30am - 3:30pm

Funded Futures Financial Services

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Brendale, QLD
Funded Futures Financial Services

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Strategies to help FUND your life now, and into the FUTURE. Providing affordable financial advice for families and young professionals.

Funded Futures is a service based offering so you select what areas you need advice in and understand the costs involved. This allows us to tailor your financial advice package to your current needs and continue to adapt as your life changes.

25/10/2026

Bonds & Shares: The Defensive Duo That Didn’t Defend in ‘22 (and What That Means Now)

The idea of bonds protecting your portfolio when shares fall… it *sounds* good, right? It was the basis for a lot of planning for twenty years. Then 2022 happened. And recently, we saw similar signals. Does that mean the old rules are broken? Not necessarily. The relationship between bonds and shares is more nuanced than most people realize – it really depends on *what* the market’s worried about. I walk through what changed, why those assumptions need revisiting, and how to build a plan with multiple lines of defense in my latest post: https://ap1.hubs.ly/H01sdrm0

23/10/2026

Card Surcharges & Tax Bills – What’s Really Going On?

The Reserve Bank banned card surcharges, then the ATO tried to stop accepting credit cards for tax payments... it's been a bit of a rollercoaster! We were chatting with a client this week about whether they could still offer a cash discount (a totally fair question!), and it got us thinking. It’s easy to assume these changes are just shuffling costs around, and honestly? That’s exactly what’s happening.

The key takeaway for your business: don’t build your cash flow *relying* on credit card grace periods for tax. There are options – setting money aside earlier, using debit cards or bank transfers, exploring a payment plan with the ATO – and it pays to know them now. If you're feeling unsure about how these changes affect your business, reach out!
The full story is on the blog https://ap1.hubs.ly/H01s6N30

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18/10/2026

What's *really* happening with house prices?
There’s a lot of talk about falling house prices right now, and it can be confusing. We’re seeing similar trends here in 4500 – fewer homes being listed, taking longer to sell, and buyers being more selective. But national averages hide a lot. If you're thinking about buying or selling, or just want to make sure your financial plan is on track, we're always happy to chat. A conversation costs far less than a rushed decision.
https://ap1.hubs.ly/H01rvWL0

16/10/2026

Are rising deeming rates affecting *your* Age Pension?
It’s not always about how much you have, but how Centrelink *assumes* it earns. Deeming rates – the assumed rate of return on your investments – have gone up three times in a year, and that's changing who gets hit by the income test. A client I spoke with recently was surprised to find their pension reduced at a much lower asset level than they expected. If you’re receiving (or approaching) the Age Pension, it pays to understand which test is setting your payment. Get in touch and we can work through it together.
➡️ https://ap1.hubs.ly/H01rvQj0

13/10/2026

$36 billion vs $2.2 billion… a surprising look at where our money goes… and why it matters.

I was looking at the latest scam figures (awful, as always) when a different number hit me: Australia’s gambling losses are *sixteen times* higher. It's easy to get worked up about fraud, but sometimes the legal stuff quietly drains more from household budgets. I realised I hadn’t really thought about where our entertainment money goes – not in a judgmental way, just…where does it land?
We break down the latest data on scams and gambling in Australia, and what the government is doing to address these issues.
https://ap1.hubs.ly/H01r5WJ0

If you're curious about aligning your spending with your broader financial plan, the Funded Futures team is always here for a chat.

09/10/2026

The Hidden Costs of AI – And Why Valuations Might Be Off.

We’ve seen a lot of hype around AI companies, and their valuations are soaring. But are they justified? This post explores the key differences between AI economics and traditional software, why costs don't scale down like they should, and what it means for investors. What do *you* think – is this a bubble waiting to burst? Share your thoughts in the comments! 👇https://ap1.hubs.ly/H01p1YM0

04/10/2026

Is Anyone Talking Honestly About Government Spending?

We’re seeing record levels of government spending, and it feels like nobody is willing to have a frank conversation about the impact on inflation. This post breaks down the numbers, explains the lag effect, and why you might be paying the price without even realizing it. https://ap1.hubs.ly/H01p1Cd0

What are your thoughts? Let me know in the comments! 👇

01/10/2026

Is That Sponsorship Really “Free”? What Employers Need To Know.

We often see businesses wanting to support their employees’ hobbies, which is fantastic! But sponsoring a season of club sport isn't always as straightforward as it seems. It can trigger Fringe Benefits Tax (FBT) if not handled correctly. This post breaks down what employers need to consider before offering this perk – and what employees should be aware of when accepting.

https://ap1.hubs.ly/H01p1nD0

29/09/2026

💡 Navigating the Card Surcharge Ban: What Small Businesses Need to Know 💡

The card surcharge ban is more complex than you might think! It's not just about removing the fee – it’s about how you structure your pricing. Are you accidentally falling into a trap?

Our latest blog post covers:
✅ Who enforces the rules (and what happens if you break them)
✅ What you can and can't do with fees & discounts
✅ The hidden cost reduction in interchange fees – are you benefiting?
✅ A step-by-step checklist to ensure compliance.

We can help you navigate this change. What questions do you have about the surcharge ban? ❓

Read the full article: https://ap1.hubs.ly/H01pr0_0

27/09/2026

Is Your Employer Doing What They're Supposed To?

It’s funny, we often see clients who *think* something is off with their pay, even when the payslip looks normal. And they're usually right to be suspicious! Single Touch Payroll reporting and actually paying wages/super are separate things – a tidy payslip doesn’t guarantee everything is up-to-date. From July 2026 it gets stricter with payday super changes. You can check your STP income statement in myGov, and employer contributions directly through your super fund.

Here's a quick guide to checking both yourself (it takes under five minutes!).

https://ap1.hubs.ly/H01p1c20

Address

Unit 21, 193-203 South Pine Road
Brendale, QLD
4500

Opening Hours

Monday	8:30am - 4:30pm
Tuesday	8:30am - 4:30pm
Wednesday	8:30am - 4:30pm
Thursday	8:30am - 4:30pm
Friday	8:30am - 3:30pm

Website

https://www.fundedfutures.com.au/

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