AIM Retirement Planning

13/08/2026

The Reserve Bank has kept interest rates on hold at its August meeting, after three rate hikes earlier this year.

13/08/2026

Millions of Australians could have no say in who inherits their superannuation. Here's how to check if you're one of them, and how to make sure your wishes are followed.

05/08/2026

Are you confident your money is working for your future?

Many people know they should review their super, retirement plans, cashflow, investments or aged care options, but it can be hard to know where to start.

That is where professional financial advice can make a real difference.

A qualified financial adviser can help you:
✅ Understand your current financial position
✅ Explore options for retirement planning
✅ Review your superannuation strategy
✅ Plan for future income needs
✅ Navigate Centrelink, DVA or aged care considerations
✅ Make informed decisions with greater confidence

Financial advice is not just for people retiring tomorrow. It is for anyone who wants clarity, structure and confidence around their financial future.

If you have been putting it off, now is a great time to start the conversation.

📞 Get in touch today to book a discussion about your financial goals.

☎️ 0410 815 973
📧 [email protected]
🌐 www.aimrp.com.au

AIM Retirement Planning Pty Ltd ATF AIM Family Trust (CAR No. 001313453) and Manjinder Aujla (AR No. 001008591) are Authorised Representatives of Spark Advisors Australia Pty Ltd ABN 34 122 486 935 AFSL Number 380552.

Planning ahead for your best retirement

03/08/2026

🔥 Inflation Is Still Hurting Household Budgets. Is Your Financial Plan Ready?

Many Australians are still feeling the impact of rising living costs.

Recent data shows inflation remained at 3.8% for the year to June 2026, while essential expenses such as housing, electricity, food and healthcare continue to place pressure on household budgets. The RBA has also indicated that further interest rate increases may be possible if inflation remains stubbornly high.

While we can't control inflation, we can control how we prepare for it.

Now may be a good time to review:
✅ Your household cashflow and spending
✅ Your mortgage and debt repayment strategy
✅ Your retirement income projections
✅ Your superannuation investments
✅ Your emergency savings reserves
✅ Your overall financial plan

Periods of economic uncertainty often create opportunities for those who have a clear strategy in place.

If you're wondering how rising costs and interest rates could affect your retirement plans, investments or financial security, let's have a conversation about your options.

☎️Contact me to arrange a discussion and review whether your financial strategy remains on track.

Source: MLC Investments, "Australia's High Inflation is Troubling", July 2026.

General Advice Disclaimer: This information is general in nature only and has been prepared without taking into account your objectives, financial situation or needs. Before acting on this information, you should consider its appropriateness for your circumstances and seek personal financial advice from a licensed financial adviser.

☎️ 0410 815 973
📧 [email protected]
🌐 www.aimrp.com.au

AIM Retirement Planning Pty Ltd ATF AIM Family Trust (CAR No. 001313453) and Manjinder Aujla (AR No. 001008591) are Authorised Representatives of Spark Advisors Australia Pty Ltd ABN 34 122 486 935 AFSL Number 380552.

Planning ahead for your best retirement

03/08/2026

31/07/2026

Behind every statistic is a real person, a grieving family and a community forever changed.

Today I attended the Sound Minds Better Men Charity Lunch at Brisbane City Hall and left feeling both inspired and reflective.

The purpose of the day was simple but incredibly important: raising awareness and funds for organisations supporting Australian men experiencing mental health challenges.

One of the most powerful moments came from a high school student who spoke about losing his dad to su***de. I can only imagine how difficult it would have been to share such a personal story, but the courage shown was remarkable. There wasn't a dry eye in the room.

Mental health is an issue that has touched my own family, as it has so many others across Australia. Having experienced the loss of both immediate and extended family members, I know that behind every statistic is a real person, a grieving family and a community forever changed. Today's event reinforced just how important it is to keep talking about mental health and supporting those who are struggling.

Sadly, the statistics show why this conversation matters:

💙 More than 3,300 Australians died by su***de in 2024.
💙 More than three out of every four su***de deaths were men.
💙 Men are around three times more likely to die by su***de than women.

The positive news is that today's event wasn't just about awareness.

Together, supporters raised more than $324,000 to help fund organisations providing support, connection and hope to Australian men and their families.

Thank you to Sound Minds Better Men, all the speakers who shared their experiences so openly, and to everyone who contributed to such an important cause.

Please check in on your mates. Make the phone call. Start the conversation. Listen without judgement.

You never know how much that simple act could mean to someone.

📞 Lifeline: 13 11 14
📞 MensLine Australia: 1300 789 978
📞 Beyond Blue: 1300 22 4636
📞 Su***de Call Back Service: 1300 659 467

***dePrevention

15/07/2026

Had a great day today volunteering at The Lakes College Secondary Athletics Carnival here in North Lakes.

🌭Spent most of it behind the BBQ cooking sausages — not a bad way to be part of the action! It was a good excuse to get out of the office and connect with the local community.

🥇🥈Best part of the day was watching my youngest out on the track — she came 1st in the 100m and 2nd in the 200m. Super proud moment.

Days like today really make you appreciate the simple things — community, family, and being present.

☎️ 0410 815 973
📧 [email protected]
🌐 www.aimrp.com.au

AIM Retirement Planning Pty Ltd ATF AIM Family Trust (CAR No. 001313453) and Manjinder Aujla (AR No. 001008591) are Authorised Representatives of Spark Advisors Australia Pty Ltd ABN 34 122 486 935 AFSL Number 380552.

14/07/2026

Had a great day today at the Redcliffe Retirement Living & Senior Lifestyle Expo.

Really enjoyed chatting with so many people about all things retirement—superannuation, planning ahead, aged care, and everything in between. It’s always a reminder that no two situations are the same, and sometimes a simple conversation can make a big difference in helping people feel more confident about their next steps.

Thanks to everyone who came over for a yarn and shared their stories.

If you’ve got questions or want to chat further, feel free to get in touch.

☎️ 0410 815 973
📧 [email protected]
🌐 www.aimrp.com.au

AIM Retirement Planning Pty Ltd ATF AIM Family Trust (CAR No. 001313453) and Manjinder Aujla (AR No. 001008591) are Authorised Representatives of Spark Advisors Australia Pty Ltd ABN 34 122 486 935 AFSL Number 380552.

18/05/2026

This is coming up more often lately. I’ve met with a number of clients just over the last few weeks that provide ongoing care for a loved one but haven’t applied for the Carer Allowance. Certainly worth considering if you’re providing regular care.

04/05/2026

If you’ve built your wealth on today’s tax rules, next week’s budget could change the maths 👀

The ABC is reporting the government is lining up changes to capital gains tax, negative gearing, and trusts in the upcoming budget.

For many Aussie families, these rules aren’t loopholes or tax tricks — they’re simply the framework people have planned around for 20–30 years 🏠📈

What’s different this time is how the changes may land. Some assets could be partly grandfathered. Others not. That means when you sell, restructure, or pass assets on could matter just as much as what you own ⏳

This isn’t about rushing or reacting.
It’s about understanding how changing rules can quietly affect long‑term plans — especially when big decisions are involved.

If you’ve ever thought, “We’ll sort that out later”, this budget might be the moment to pause, ask questions, and make sure your strategy still stacks up 🤔

A short conversation now can bring a lot of clarity — even if nothing needs to change. Reach out to better understand your options before the rules change around you.

☎️ 0410 815 973
📧 [email protected]
🌐 www.aimrp.com.au

AIM Retirement Planning Pty Ltd ATF AIM Family Trust (CAR No. 001313453) and Manjinder Aujla (AR No. 001008591) are Authorised Representatives of Spark Advisors Australia Pty Ltd ABN 34 122 486 935 AFSL Number 380552.

The government is still finalising the details of its budget, but several sources say three tax policies that featured in Labor's 2019 election campaign will be revived and rethought.