JLC Financial

JLC Financial We combine ‘face to face’ with cutting edge digital platforms so you can enjoy the ‘best of both’ in the finance world.

Honoured to be recognised as an LMG Top 100 Broker for the third year in a row! Acknowledgement like this is meaningful,...
15/01/2026

Honoured to be recognised as an LMG Top 100 Broker for the third year in a row!

Acknowledgement like this is meaningful, but it’s never the reason we do what we do.
While we have the support of LMG to help us stay ahead in a constantly changing market, it is the trust our clients, colleagues, business partners and friends place in us that drives us.

We’re grateful for the opportunity and proud of the work we do every day to help make your goals happen.

Cheers! 🍻 🏆

Why choose a mortgage broker over going direct to the bank? It's simple. We compare over 60 lenders, negotiate better ra...
11/01/2026

Why choose a mortgage broker over going direct to the bank? It's simple. We compare over 60 lenders, negotiate better rates, and make the whole process easy.

5 reasons why you can bank on a broker:
– We save you time
– We simplify the process
– We find the best solution for YOU, not the bank
– We are up-to-date with what's on offer
– We compare a large range of lenders for you

Plus, we work for you – not the bank.

Let’s make sure you get a home loan that works in your best interests, without the hassle.

For some, it’s the freedom of the open road.For others, it’s the reliability of getting to work on time or ferrying the ...
02/01/2026

For some, it’s the freedom of the open road.

For others, it’s the reliability of getting to work on time or ferrying the kids around to weekend sports.

Whatever it means to you, we’ll make sure your car finance fits your lifestyle, with flexible rates, honest guidance, and zero dealership pressure.

Because the right car loan should feel like forward motion, not red tape.

✅ Talk to an expert. Experience matters.
📞 Reach out to us to get started

From wrapping up deals to wrapping presents, we hope the break brings some good food, good company and lots of rest.Than...
23/12/2025

From wrapping up deals to wrapping presents, we hope the break brings some good food, good company and lots of rest.

Thank you for being part of our year.

We’ll be here for you in 2026 (and beyond) – ready to help you take your next big step.

In the meantime, enjoy the downtime. You’ve earned it!

The RBA are consistent, we’ll give them that!The cash rate will be staying on hold for the third month in a row. But jus...
09/12/2025

The RBA are consistent, we’ll give them that!

The cash rate will be staying on hold for the third month in a row.

But just because the RBA aren’t moving, it doesn’t mean you can’t.

If you plan to kick off 2026 as a home owner – or perhaps you’ve already got a home loan and are curious about whether you’re leaving money on the table – get in touch for a no strings chat and let’s explore your options.

01/12/2025

📢 ANNOUNCEMENT! 📢
The much anticipated and long awaited Government Help to Buy Scheme is now here!

Now...

There are a few different tips, tricks and rules to consider with this scheme.
Essentially, if you're a First Home Buyer this could really help you enter the market with a limited deposit and smaller loan.

Some quick snapshots...

💰LOWER Deposit (from only 2%!)
💸LOWER Borrowing Capacity Required! (how much you can actually borrow)
🔻LOWER Interest Rates!
🤑Option to Buy Back Equity from the Government when you're ready!
⚡Quicker First Home Ownership!

⚠️There are only 10,000 spots available so if you were even half contemplating buying your first home.

☎️Get in touch with me📨

Very quickly we can run through if you qualify, the small print and the best way to proceed.

Let's chat - don't delay!

🏡✅😁

📢 ANNOUNCEMENT! 📢The much anticipated and long awaited Government Help to Buy Scheme is now here!Now...There are a few d...
01/12/2025

📢 ANNOUNCEMENT! 📢
The much anticipated and long awaited Government Help to Buy Scheme is now here!

Now...

There are a few different tips, tricks and rules to consider with this scheme.
Essentially, if you're a First Home Buyer this could really help you enter the market with a limited deposit and smaller loan.

Some quick snapshots...

💰LOWER Deposit (from only 2%!)
💸LOWER Borrowing Capacity Required! (how much you can actually borrow)
🔻LOWER Interest Rates!
🤑Option to Buy Back Equity from the Government when you're ready!
⚡Quicker First Home Ownership!

⚠️There are only 10,000 spots available so if you were even half contemplating buying your first home.

☎️Get in touch with me📨

Very quickly we can run through if you qualify, the small print and the best way to proceed.

Let's chat - don't delay!

🏡✅😁

If your home-loan journey feels longer than the yellow brick road, you don't have to walk it alone. 🌈🧙‍♀️We're here to h...
30/11/2025

If your home-loan journey feels longer than the yellow brick road, you don't have to walk it alone. 🌈🧙‍♀️

We're here to help you defy gravity and make your homeownership goals a reality.

Let's talk strategy and get you on the right path.

Ready to find your Wicked-good loan? Send us a DM 💬

Your home loan is likely your largest monthly expense, but refinancing it to a more competitive loan can put thousands o...
28/11/2025

Your home loan is likely your largest monthly expense, but refinancing it to a more competitive loan can put thousands of dollars back in your pocket every year. The best Black Friday bargain may not be a fleeting flash sale; it could be securing a better interest rate.
Skip the queues and secure real savings.

🗓️Click the link below to book with our Senior Broker Jesse
https://loom.ly/kA8TM6I

Stamp duty is a massive upfront cost, but every Australian state and territory offers exemptions or concessions, especia...
26/11/2025

Stamp duty is a massive upfront cost, but every Australian state and territory offers exemptions or concessions, especially for first-home buyers.
Here is the quick FHB cheat sheet for full stamp duty exemption (or full concession):
🌉 NSW: Exempt up to $800k (existing/new homes).
🏗️ VIC: Exempt up to $600k (concession up to $750k).
☀️ QLD: $0 duty on new builds/vacant land (no cap, from May 2025). Full concession on established homes up to $700k.
👷‍♀️ WA: Concession up to $700k (in the Metropolitan/Peel regions).
🏛️ ACT: Full Concession (Home Buyer Concession Scheme) for eligible homes (income-tested, no price cap).
🍇 SA: Abolished for FHBs buying/building a new home (no cap).
🍎 TAS: 100% Exemption on established homes up to $750k (until June 2026).
🌴 NT: Full Exemption on House and Land Packages (until June 2027).

Don't miss out on your concessions. We know the thresholds, grants and paperwork for every state.

Ready to find out exactly how much you can save? Let's check your eligibility.

🗓️Click the link below to book with our Senior Broker Jesse
https://loom.ly/kA8TM6I

💰 Struggling with borrowing power alone? Two incomes could be a game-changer.But remember, that partner doesn't have to ...
24/11/2025

💰 Struggling with borrowing power alone? Two incomes could be a game-changer.
But remember, that partner doesn't have to be a spouse. Many Australians buy successfully with:
🤝 A friend
👯 A sibling
👨‍👩‍👧 A relative
It’s all about getting your foot in the door.
🔑 Always discuss your exit strategy upfront. Life changes, and having a plan for when one of you needs to sell or move out is a non-negotiable.

Ready to see what you can borrow together? Let's chat about your options
🗓️Click the link below to book with our Senior Broker Jesse
https://loom.ly/kA8TM6I

🤔 When you're comparing home loan offers, it's easy to focus on the rate, but that number doesn't tell the full story. D...
21/11/2025

🤔 When you're comparing home loan offers, it's easy to focus on the rate, but that number doesn't tell the full story. Different loans come with unique fees, features and repayment options that drastically change the total cost.
Our loans calculator is the perfect place to start. Use it to stack up two different loans side-by-side and see how the numbers stack up.
Ready to check the real cost of your options?

🗓️Click the link below to book with our Senior Broker Jesse
https://loom.ly/kA8TM6I

Address

Level 19, 10 Eagle Street
Brisbane, QLD
4000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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