16/12/2025
From 1 July 2026, superannuation will need to be paid every pay run, not quarterly. So, whatever your pay cycle is (weekly, fortnightly, or monthly) you will need to pay your superannuation with your pay run. While this change is still some time away, preparing early will help avoid compliance issues and cash flow pressure later.
Here’s what small business owners should be doing now:
✔️ Review your payroll system
Ensure your payroll software can process super each payday and that settings are configured correctly. Important to note that if you use the ATO clearing house you will need to move to another clearing house. Your accounting software should have one. We recommend Xero as they use Super Choice and it is very easy to set up and use. Ensuring a smooth transition to payday super.
✔️ Confirm employee super details
Check that all employee fund details are accurate, including USIs and ABNs, to prevent payment delays.
✔️ Align pay runs and super payments
Super will need to be paid at the same time as wages, so your clearing house must support timely processing.
✔️ Plan with your accountant
Review cash flow, test systems early, and make sure your business will be compliant well before the rollout date.
At Star Accounting, we help small businesses prepare for changes like Pay Day Super with practical advice, payroll support, and forward planning — so there are no surprises when the rules change. Please reach out if you would like to discuss how your business makes the move into Pay Day Superannuation.