Optitax

09/03/2026

💼 Payday Super is coming – is your business ready?

From 1 July 2026, a major change is coming to how superannuation is paid in Australia.

Under the new Payday Super rules, employers will need to pay Superannuation Guarantee (SG) contributions at the same time as wages, instead of quarterly.

📌 What this means for businesses:
• Super will need to be calculated every pay run
• Contributions must reach the employee’s super fund within a short timeframe after payday
• Payroll systems, cashflow planning and processes may need updating

📌 What this means for employees:
• Super will be paid more frequently
• You’ll be able to track contributions sooner in your super fund
• Earlier payments can help grow retirement savings through compounding over time

These changes are designed to reduce unpaid super and improve transparency across the system.

⚠️ While the change doesn’t start until July 2026, many small businesses will need time to review payroll processes, software and cashflow planning.

✅ Need help preparing?
Our team can assist with:
• Reviewing payroll and super processes
• Ensuring your systems are ready for Payday Super
• Cashflow planning and compliance support

📩 If you’re a small business owner and want to get ahead of the changes, get in touch with us today.

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

12/01/2026

If you haven’t started your December BAS yet, now’s the time. We help local businesses with BAS preparation and bookkeeping, so you can lodge with confidence and avoid last-minute stress.

☎️Call us today on 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

16/12/2025

As the year comes to a close, we’d like to thank our clients for your trust and support throughout the year. It has been a pleasure working with you, and we appreciate being part of your journey.

We wish you and your loved ones a safe, relaxing, and joyful Christmas, and a happy and prosperous New Year. We look forward to working with you again in 2026! 🎁🎉

✨ Holiday Closure Notice ✨
Our office will be closed from this Friday and will reopen on Monday, 5 January.

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

13/10/2025

🎓 Good news for anyone with a study loan!

From this year, the income thresholds for compulsory repayments have changed – and it could mean more money in your pocket 💸

Here’s what’s new:
👉 You’ll only start repaying your study loan if your repayment income is over $67,000 (previously $54,435)
👉 You’ll only repay on the income above $67,000, not your total income

What this means for you:
💰 $67,000 or less? No compulsory repayment required
💰 Over $67,000? You’ll pay less than before
💰 Over $179,285? No change to your repayment

⚠️ Less or no repayment = less tax withheld = more take-home pay!
Just make sure your employer knows you have a study loan (tick the box on your TFN declaration).

📅 Pay tax in instalments? These won’t change until July 2026, but you can vary yours anytime. Chat to the team at Optitax or a registered tax agent for advice.

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

06/10/2025

📣 Just 25 Days Left to Lodge Your 2025 Tax Return! ⏰
The countdown is on — 31 October is the final date to lodge if you're doing it yourself. No extensions. No exceptions.

But don’t stress — 💼 Optitax has you covered.

When you use a registered tax agent like us:
✔️ You may qualify for an extended deadline – all the way into May 2026!
✔️ You’ll get expert advice to maximise your refund
✔️ We handle the paperwork, so you don’t have to
✔️ Avoid costly mistakes

Once you’re registered with us, you can breathe easy knowing your return is in safe hands.

Get in touch with the team at Optitax:
☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

23/09/2025

🏡 Selling your home? Read this first! 🛑

If you’re an Australian resident and planning to sell any type of property — including your family home — you must get a Clearance Certificate from the ATO.

🔻 Why?
Without one, 15% of the sale price will be withheld at settlement under the foreign resident capital gains withholding rules.

💬 A lot of people think this only applies to investors — not true! It applies to all Aussie residents selling property, even your main residence.

📝 Clearance Certificates can take up to 28 days to process, so we recommend applying as soon as you're thinking about selling.

Australians selling property need a clearance certificate to avoid having an amount withheld from the sale price.

10/09/2025

🧾 Thinking of Buying a Rental Property?
You might be missing out on valuable tax deductions 💸

Not all property expenses are treated equally – and claiming the wrong ones can cost you. Here's what most investors don’t know:

✅ Mortgage broker fees and loan-related charges?
They’re borrowing expenses – and you can claim them (if over $100, spread over 5 years).

🚫 Conveyancing fees and stamp duty?
Not deductible at tax time! These are capital expenses – but they can reduce capital gains tax when you sell.

💡 Don't get caught out by the ATO. Maximise your return and keep your investment strategy airtight.

👉 Talk to our expert accounting team today – we specialise in helping property investors get it right from day one.

📞 Message us now to book your appointment!

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au

05/09/2025

📣 We’re Still Here!

It’s been an incredibly busy tax season for the team at Optitax, and we want to say a huge thank you to everyone who has already lodged their tax returns with us this year — we truly appreciate your trust and continued support 🙌

To those we haven’t met yet: we’re still welcoming new clients, so if you're looking for expert help with your tax return (or just want some peace of mind), we’d love to hear from you.

👉 Don’t forget to follow us to stay in the loop — we’ll be sharing helpful tax tips, important updates, and advice to make your financial life that little bit easier over the coming weeks and months.

Happy Friday and thanks for sticking with us! 🎉

☎️ 1300 678 482
📨 [email protected]
💻 www.optitax.com.au