EnCompass Finance Brokers

EnCompass Finance Brokers enCompass Finance Brokers offers free consultation for all your Financial Lending needs. You can rely on us to always think of your best interests.

At enCompass Finance Brokers, we strive for excellence in all that we do and look forward to helping you reach your finance goals. We believe that loan products should be easy to understand, easy to access and allow you peace of mind. You should think of us as a professional resource in the same way you think of your accountant, financial planner or solicitor. We will work with you and your servic

e providers (real estate agent, conveyancer and lender) during your purchasing or re-financing process, while ensuring you obtain the finance that best suits your circumstances and needs. When you call enCompass Finance Brokers, you will speak to a real person. We will guide you through your loan process, providing you with information and support every step of the way. Please contact us to learn more about how we can help you today.

Business Debt STRESS ?Would you like a free consultation with an experienced mortgage broker specialising in debt re-str...
01/06/2024

Business Debt STRESS ?

Would you like a free consultation with an experienced mortgage broker specialising in debt re-structure ?

I have lenders that can accept business debt consolidation into your home loan. Including Credit Cards, Car loans as well as Business Loans.

This could lower your monthly loan commitment getting you back on track.

Call me today to discuss your options !

Lachlan Somerville
0429 497 778
[email protected]

Are you self employed with a tax debt ?If so, you're not alone, call me today to find out if I have a solution for you.L...
12/10/2023

Are you self employed with a tax debt ?

If so, you're not alone, call me today to find out if I have a solution for you.

Lachlan Somerville
0429 497 778
[email protected]

We have access to over 40 different lenders and 100’s of different products helping to cater for your unique lending cir...
10/10/2023

We have access to over 40 different lenders and 100’s of different products helping to cater for your unique lending circumstances.

Book your FREE, no obligation phone call OR face to face appointment today.

Lachlan Somerville
0429 497 778
[email protected]
enCompassFinanceBrokers.com.au

Are you a first home buyer ?I have a lender offering $3,000 cash-back for eligible first home buyer loan applications.I ...
06/10/2023

Are you a first home buyer ?

I have a lender offering $3,000 cash-back for eligible first home buyer loan applications.

I can also assist with government grants and schemes to save you money and get you in to your first home faster.

Lachlan Somerville
0429 497 778
[email protected]

Are you struggling with your monthly loan commitments ?Refinancing and consolidating debt can reduce your monthly paymen...
05/10/2023

Are you struggling with your monthly loan commitments ?

Refinancing and consolidating debt can reduce your monthly payments.

Talk to me today to discuss your options and how I can help you achieve your financial goals.

Lachlan Somerville
0429 497 778
[email protected]

Did you know that your borrowing capacity changes depending on the lender ?I have access to non-bank lenders with lower ...
04/10/2023

Did you know that your borrowing capacity changes depending on the lender ?

I have access to non-bank lenders with lower assessment rates than banks. This could increase your borrowing capacity.

Let me calculate your maximum borrowing capacity based on what you can afford to repay.

Lachlan Somerville
0429 497 778
[email protected]

Refer a friend to win a $200 Woolworths Gift Card !That's right, during the month of October 2023, refer a friend or rel...
03/10/2023

Refer a friend to win a $200 Woolworths Gift Card !

That's right, during the month of October 2023, refer a friend or relative and if they proceed to an appointment and application, you will receive an e-gift card to the value of $200 to show my appreciation.

Lachlan Somerville
0429 497 778
[email protected]

What is your current home loan interest rate ?I have options under 6% (including cash-back offers) that you may be eligi...
02/10/2023

What is your current home loan interest rate ?

I have options under 6% (including cash-back offers) that you may be eligible for.

If your current rate is higher than 6%, contact me today for an obligations free rate review and advice.

Lachlan Somerville
0429 497 778
[email protected]
enCompassFinanceBrokers.com.au

Yes, we are available for weekend appointments !We understand that normal business hours don’t meet everyone’s needs.  T...
30/09/2023

Yes, we are available for weekend appointments !

We understand that normal business hours don’t meet everyone’s needs. That is why we are happy to take your call and answer your questions on a Saturday or Sunday!

Contact me today for a free no-obligation appointment !

Lachlan Somerville
0429 497 778
[email protected]
enCompassFinanceBrokers.com.au

Self-employed and needing finance?I have solutions for:-Business expansion-Default and mortgage arrears-Debt consolidati...
29/09/2023

Self-employed and needing finance?

I have solutions for:
-Business expansion
-Default and mortgage arrears
-Debt consolidation
-Refinancing &restructuring

Contact me today for a free no-obligation appointment!
Lachlan Somerville
0429 497 778
[email protected]
enCompassFinanceBrokers.com.au

Would you like a Mortgage Broker to take a fresh look at your finances and lending options ?I specialise in providing a ...
28/09/2023

Would you like a Mortgage Broker to take a fresh look at your finances and lending options ?

I specialise in providing a 'solutions based' tailored approach for my customers.

I have 25 years of experience in the lending industry and with access to 40+ lenders and 1000's of products, I would love to help you with your next big finance transaction.

I can help with:

Home Loans
Constructions Loans
Investment Loans
Bridging Loans
Commercial & Business Loans
SMSF Lending
Asset Finance
Equity Releases
Cash-back Refinance offers
First Home Guarantees (Family or Government)
First Home Buyer concession eligibility

Do you have solar panels on your house ?  If so, you may be eligible for a lower interest rate on your home loan.Let me ...
27/09/2023

Do you have solar panels on your house ?
If so, you may be eligible for a lower interest rate on your home loan.

Let me compare your current home loan against my Solar Home Loan options. Potentially saving you $1,000's in interest payments every year for eligible refinances.

Contact me today to discuss your options - 0429 497 778.

Address

Level 2 26/2 Enterprise Drive
Bundoora, VIC
3083

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm

Telephone

+61429497778

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Our Story

Lachlan is an experienced banking and finance professional with a Bachelor of Business Degree and a Diploma in Finance and Mortgage Management. Following a successful career spanning more than a decade with Bendigo Bank, Lachlan now focuses his expertise on directly assisting home buyers, property investors and small businesses with cost-effective solutions to their finance needs.

Lachlan also has excellent experience as an educator and goes to great lengths to ensure his clients fully understand the finance options available to them and how they can be used to build wealth. He will take the time to understand your personal financial circumstances and objectives and work with you closely to help you formulate an effective plan to help you achieve your goals. Lachlan prides himself on his ability to build long-term relationships with his customers and to simplify the process of helping you get the right finance in place for your needs, now and into the future.

Lachlan is a wealth of information for first home buyers, next home buyers and those planning for retirement. His excellent experience also makes him invaluable if you are looking for finance to purchase a car or another large purchase to improve your lifestyle. Small business customers can rely on Lachlan to help them organise a variety of different financing options from loans for equipment, to inventory and cash flow management, as well as commercial property and other uses.