Smart Wealth Financial Solutions

31/08/2026

10/08/2026

ALWAYS ASSUMED YOU'D NEVER QUALIFY FOR THE AGE PENSION?
You might be surprised.

Many Australians enter retirement believing they have too much in super or too many assets to ever receive the Centrelink Age Pension.

But the rules are more flexible than many people realise.

With the right retirement planning, some people are able to improve their Age Pension entitlement while maintaining their lifestyle and protecting their wealth.

We can help you understand:

✔ Will you qualify for the Age Pension?
✔ When is the best time to apply?
✔ How does Centrelink assess your superannuation?
✔ Could restructuring your retirement income improve your entitlement?
✔ Are there legitimate strategies that may increase your Age Pension?
✔ How can you maximise both your retirement income and government benefits?

You may be closer to qualifying than you think.

Many retirees are surprised to discover they may be eligible for:

A part Age Pension
The Commonwealth Seniors Health Card
Pension Concession Card benefits
Additional government concessions and rebates

The first step is understanding your options.

Book your Age Pension Strategy Review

Chris Leishman CFP®
Certified Financial Planner

Helping clients transition to a stress-free financial retirement.

📞 0488 411 280
🌐 www.smartwealthfinancialsolutions.com.au

SMART WEALTH FINANCIAL SOLUTIONS

Smart Wealth Financial Solutions (ABN 24 305 759 974)
Corporate Authorised Representative (1262496)
Avana Financial Solutions Pty Ltd (AFSL 516325)

This advertisement contains general advice only and does not take into account your objectives, financial situation or needs. Before acting on any advice, consider whether the advice is appropriate for your circumstances.

10/09/2024

At Smart Wealth Financial Solutions, we are committed to supporting the security and well-being of our seniors. We are excited to share a new initiative designed to help eligible homeowners aged 60 and over secure their homes by providing financial assistance of up to $10,000 for the installation of important security measures.

This current QLD Government initiative offers financial support to subsidise practical home security improvements, including:

• Strengthening window locks and shutters
• Installing CCTV cameras
• Addressing other security vulnerabilities

Eligibility Criteria

To be eligible for this assistance, applicants must:
• Be homeowners residing in the following local government areas: Townsville, Mount Isa, Cairns, Toowoomba, Tablelands, or Mareeba
• Be aged 60 years or over
• Hold a current Pensioner Concession Card or Veteran Card

Additionally, security improvements must be applied at the applicant's principal place of residence (the home they own and live in). Customers with urgent security needs will be prioritised in the application process.
How to Apply

Eligible individuals can apply by calling 13QGOV (13 74 68) for more information and to submit their applications.

We encourage you to take advantage of this opportunity to ensure your home remains a safe and secure environment. If you have any questions or need further assistance, feel free to reach out to our team at Smart Wealth Financial Solutions on 0488 411 280.

10/09/2024

Send a message to learn more

23/05/2024

Great to be part of this amazing group

16/03/2024

Currently receiving a number of inquiries from people who are looking to review their current investment strategies to see if there is anything that they can do to try and increase their Centrelink Age Pension entitlements.

So if you know anyone in this situation that is not receiving the full Centrelink Age Pension or not receiving it, as their assets are above the Centrelink Assets Test threshold - it is well worth the exercise to see what strategies can be utilized to get them back on the Age Pension or to increase their pension entitlements.

Ultimately the more financial assistance you receive from the government during your retirement - the less pressure there is on drawing down on your own funds - helping to extend your capital longevity and providing you with the opportunity to leave a larger estate to your beneficiaries.

Call Smart Wealth Financial Solutions now for your FREE appointment to make sure that you are maximizing your Age Pension entitlements.