Yellow Brick Road Cardiff

Yellow Brick Road Cardiff Wealth Management, financial planning & mortgage broking services available

Rates are up again, and the major lenders have already confirmed they’ll be passing on the rate hike in full.Commonwealt...
07/05/2026

Rates are up again, and the major lenders have already confirmed they’ll be passing on the rate hike in full.

Commonwealth Bank, NAB, ANZ, and Westpac have all moved quickly, announcing rates will be increasing from May 15, which means most variable loans will start to feel the impact over the next few weeks.

If you’re not sure when your rate is changing, or what it means for your repayments, it’s worth checking in. Give us a call or drop into our branch and we can take you through it to give you a clear picture of where things stand.

The RBA has increased the cash rate by 0.25%.For many homeowners, this could mean another increase in repayments. Now we...
05/05/2026

The RBA has increased the cash rate by 0.25%.

For many homeowners, this could mean another increase in repayments. Now we've got our eyes on not only who, but perhaps more importantly, WHEN any rate increases will be passed on by lenders.

If you’re on a variable rate, it’s important to understand how this change could affect your loan and whether your current rate is still competitive. Reach out to us if you have any questions about your situation.

Swipe through for a quick look at the basics of how the government's expanded 5% Deposit Scheme works. Many first home b...
28/04/2026

Swipe through for a quick look at the basics of how the government's expanded 5% Deposit Scheme works.

Many first home buyers are surprised to find they might be eligible to buy a home with as little as a 5% deposit and avoid paying LMI. If you want to see where you stand, we're here to help you with the next steps. Head to ybr.com.au/livethedream today to get started.






This is general information only and not financial advice. Eligibility criteria, price caps, lender conditions apply and availability is subject to participating lenders.

A lot of borrowers we speak to assume they need to have everything perfectly lined up before they can even start. The re...
22/04/2026

A lot of borrowers we speak to assume they need to have everything perfectly lined up before they can even start. The reality is, there are often more options than people realise.

Different strategies. Different entry points. Different ways to make it work depending on your situation. If you’re not sure what your next step looks like, that’s exactly where a conversation can help. Call or visit our branch today to start a conversation.

“Should I go fixed or variable?” The answer really depends on you.Some people want certainty in their repayments. Others...
02/04/2026

“Should I go fixed or variable?” The answer really depends on you.

Some people want certainty in their repayments. Others want flexibility. And some choose a mix of both. What matters is understanding how each option works and what it means for your situation, not just today, but over time. Once that’s clear, the decision becomes a lot easier. Start your first home journey with clarity at ybr.com.au/livethedream.

We had a client tell us this week that they thought the Federal Government's 5% Deposit Scheme only applied to new build...
26/03/2026

We had a client tell us this week that they thought the Federal Government's 5% Deposit Scheme only applied to new builds.

While some state grants are only for new builds, the 5% deposit scheme may also be used for existing properties, depending on your eligibility and the property price. It is a small detail, but it can make a big difference to the types of homes you can consider.

If you are not sure what you might qualify for, it is worth understanding your options properly. Learn more at ybr.com.au/livethedream






This is general information only and not financial advice. Eligibility criteria, price caps, lender conditions apply and availability is subject to participating lenders.

A lot of first home buyers come to us thinking the deposit is the hardest part. And it is important. But it is not the w...
23/03/2026

A lot of first home buyers come to us thinking the deposit is the hardest part. And it is important. But it is not the whole picture. There are also repayments, upfront costs and the day to day expenses that come with owning a home. It can feel like a lot when you look at it all at once.

What we find is that once you break it down properly, it becomes much clearer what is realistic and what your next step should be. When you understand your position, the whole process feels a lot more manageable. Looking to understand your position? Head to ybr.com.au/livethedream

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15 Kelton Street
Cardiff, NSW
2285

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Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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