PFP Wealth Group

PFP Wealth Group Lending, Financial Planning & Accounting advice to help you buy, build, invest and grow. PFP Lending operates under Australian Credit Licence No. 378618.

PFP Wealth Group consists of PFP Private Wealth Pty Ltd ABN 67 165 554 352, PFP Lending Pty Ltd ABN 98 125 416 971 and PFP Accounting Pty Ltd ABN 66 157 963 481. PFP Private Wealth Pty Ltd and Matthew Woodards are authorised representatives of Synchron AFSL Licence No. 243313 for financial planning services only. PFP Accounting is a Registered Tax Agent No. 28067002

Unless specifically indicated,

the information contained is general in nature and does not take into account your personal situation. You should consider whether the information is appropriate to your needs, and where appropriate, seek personal advice from a financial planner. All rates quoted are subject to change. You can find our privacy policy on our website at www.pfpwealth.com.au

📈 Home loan rate rising? There may be other options 📈⁣⁣Three consecutive rate hikes have wiped out last year’s rate cuts...
02/09/2026

📈 Home loan rate rising? There may be other options 📈⁣
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Three consecutive rate hikes have wiped out last year’s rate cuts. But you don't have to just wear higher rates. 💰⁣
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Competition is heating up for your business among lenders - so some are still lowering their home loan rates to try and win new business. 📊⁣
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It might be time to shop around? 🔍⁣
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Talk to us about refinancing. We’ll cast our net wide to help you save on interest. 👇⁣
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To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

📉 Lenders cut rates as competition heats up 📉⁣⁣There’s a “rate war brewing”, according to Canstar. ⁣⁣A rising tide of le...
31/08/2026

📉 Lenders cut rates as competition heats up 📉⁣
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There’s a “rate war brewing”, according to Canstar. ⁣
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A rising tide of lenders have cut their variable loan and short term fixed rates recently. ⁣
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The catch? ⚠️⁣
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Lower rates are usually reserved for new customers. 💡⁣
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The solution? 🤝⁣
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Refinancing could see you become a new customer, and benefit from a more competitive loan rate. ⁣
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Contact us to find out how. 👇⁣
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To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

28/08/2026

💳 How BNPL can impact your home loan application 💳

Every time you apply for Buy Now Pay Later, it may trigger a credit check.

And too many credit checks can affect your credit score and be a red flag for lenders.

Late or missed BNPL payments can also be reported, which could reduce your score further.

Got a BNPL account active? DM us to find out more. 👇

To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣⁣The average tax-agent prepared tax refund is $3,550, acco...
26/08/2026

🏡 Could your tax refund help wipe years off your home loan? 🏡⁣
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The average tax-agent prepared tax refund is $3,550, according to H&R Block. ⁣
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Those extra funds could potentially help you pay off your mortgage sooner.⁣
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That’s because 100% of additional lump sum payments reduce your home loan principal. 📉⁣
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In turn, that lowers the total amount of interest you're charged each month thereafter.⁣
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So more of each of your following monthly repayments work harder to pay down the loan balance. 📊⁣
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Call us to know how to put your tax refund to work lowering your home loan. 👇⁣
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To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣⁣Searches for “dual-occupancy” homes have skyrocketed 385%...
24/08/2026

🏡 Could multi-gen living help you onto the property ladder? 🏡⁣
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Searches for “dual-occupancy” homes have skyrocketed 385% in the past year, according to PropTrack data. 📈⁣
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Searches for “dual-living” are up 100%. 📊⁣
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And interest in granny flats has jumped 30%. 🏠⁣
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DM us to find out how you and your family can team up for an affordable home. 👇⁣
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To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

21/08/2026

🌳 Looking for relaxed living and better affordability? 🌳

The regional median home value of $771,365 is much more affordable than the $1,030,973 median across our cities*.

And that's driving a trend towards regional living for more home buyers - either out bush or by the sea.

DM us to find out if a tree or sea change could help you buy sooner. 👇

To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

* Cotality research

💼 How to get a home loan if you’re self-employed 💼⁣⁣Over 1.7 million Australians run their own show. ⁣⁣It can bring free...
19/08/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣⁣Major bank NAB reports a 16% jump in demand for renova...
17/08/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

14/08/2026

🏠 Could your home be negatively geared one day? 🏠

New negative gearing rules that take effect from mid-2027 only apply to properties purchased after 12 May 2026.

So your home could be eligible for negative gearing in the future as an investment property.

Chat with your accountant or financial adviser first.

And then DM us to understand your finance options. 👇

To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

⏳ How hard does the market usually bounce back after a downturn?⏳⁣⁣Waiting for property prices to hit a cyclical low cou...
12/08/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, DM us or contact PFP Wealth on:

☎️ – 02 4990 3050
💻 – [email protected]

Address

117 Vincent Street
Cessnock, NSW
2325

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61249903050

Website

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