Moggs Accounting + Advisory

20/03/2026

📈 𝗠𝗮𝗿𝗸𝗲𝘁 𝗨𝗽𝗱𝗮𝘁𝗲 - 𝗙𝗲𝗯𝗿𝘂𝗮𝗿𝘆 𝟮𝟬𝟮𝟲 📈

Although share markets were stronger in February, conflict in the middle east since the end of the month resulted in sharp downward moves in early March.

Click the link below to read the market update
https://moggsadvisory.com.au/wp-content/uploads/2026/03/Market-Update-February-2026.pdf

19/01/2026

💧ℹ️ YARROWEYAH | Important update for fire impacted residents

Goulburn Valley Water is here to help people who have been directly affected by fires to access safe drinking water.

If your access to drinking water was impacted by the Yarroweyah fire, please contact GV Water on 1800 454 500 – you do not need to be a GVW customer.

We are here to support everyone in our service region.

Moira Shire Council
Cobram Fire Brigade - CFA
Cobram Courier

16/01/2026

🧹🪣🧽𝗖𝗹𝗲𝗮𝗻-𝗨𝗽 𝗔𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 - 𝗙𝗶𝗿𝗲 𝗮𝗳𝗳𝗲𝗰𝘁𝗲𝗱 𝗽𝗿𝗼𝗽𝗲𝗿𝘁𝗶𝗲𝘀.

If you are impacted by the fire and have fire damaged items to dispose of, you can take them to the tip for free – needs to be clearly fire damaged and your photo ID must show you live in a fire affected local district.
https://www.vic.gov.au/january-2026-victorian-bushfires -disposal-fees-waived

Help to clean-up uninsured or underinsured homes impacted by the January 2026 Victorian bushfires will be available soon. Click on the link to register for updates.
https://www.vic.gov.au/clean-support-january-2026-bushfires

Recovery support for people and communities affected by the Victorian fires that started on 7 January 2026.

16/01/2026

📈 𝗠𝗮𝗿𝗸𝗲𝘁 𝗨𝗽𝗱𝗮𝘁𝗲 - 𝗗𝗲𝗰𝗲𝗺𝗯𝗲𝗿 𝟮𝟬𝟮𝟱 📈

Geo-Political risks increase but so too does US debt…

Click the link below to read the market update
https://moggsadvisory.com.au/wp-content/uploads/2026/01/Market-Update-December-2025.pdf

13/01/2026

⚠ Emergency Relief for January 2026 Fires ⚠

Below are links to information regarding funding available for those affected by the January 2026 fires.
https://www.servicesaustralia.gov.au/support-for-victoria-bushfires-january-2026-announced

Emergency relief Payments
https://www.dffh.vic.gov.au/news/emergency-relief-payments-are-now-available

BlazeAid
https://blazeaid.com.au/yarroweyah

Emergency Fodder Relief
https://www.vff.org.au/vff-emergencyfodderrequestform/

Recovery support for people and communities affected by the Victorian fires that started on 7 January 2026.

01/01/2026

01/12/2025

☀️ 𝗡𝗼𝘄 𝗮𝗻𝗱 𝗡𝗲𝘅𝘁 - 𝐒𝐮𝐦𝐦𝐞𝐫 𝟐𝟎𝟐𝟓 ☀️

In this edition of Now & Next;
🔹Understanding the 3 stages of retirement and what they mean for your money
🔹Living longer: how to future-proof your retirement income

Click below to read the latest edition
https://moggsadvisory.com.au/wp-content/uploads/2025/12/Now-and-Next-Summer-2025.pdf

23/11/2025

𝐌𝐚𝐫𝐤𝐞𝐭 𝐖𝐫𝐚𝐩 - 𝐎𝐂𝐓 𝟐𝟓

🟦 𝐆𝐥𝐨𝐛𝐚𝐥 𝐓𝐫𝐚𝐝𝐞 𝐓𝐞𝐧𝐬𝐢𝐨𝐧𝐬 & 𝐌𝐚𝐫𝐤𝐞𝐭 𝐈𝐦𝐩𝐚𝐜𝐭:
• US imposed a 100% tariff in response to China’s rare earth export controls, causing the S&P500’s largest one-day drop since April.
• Gold prices hit record highs mid-month due to trade tensions and US government shutdown, then eased as tensions subsided.

🟩 𝐔𝐒 𝐄𝐜𝐨𝐧𝐨𝐦𝐢𝐜 𝐃𝐞𝐯𝐞𝐥𝐨𝐩𝐦𝐞𝐧𝐭𝐬:
• Federal government shutdown delayed data and paychecks; Treasury yields rallied.
• Fed delivered a 25bp rate cut, but future cuts became less certain after Powell’s comments.
• Major indices (NASDAQ, DOW, S&P500) reached new highs, driven by AI and strong earnings.

🟧 𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚’𝐬 𝐌𝐢𝐱𝐞𝐝 𝐒𝐢𝐠𝐧𝐚𝐥𝐬:
• ASX200 rose +0.4%, hitting a record high.
• Unemployment increased to 4.5%, prompting rate cut speculation, but hawkish RBA commentary and higher-than-expected Q3 CPI led markets to price out further cuts in 2025.
• AUD ended the month -1% lower against USD

For more detailed information, click the link below;
https://moggsadvisory.com.au/wp-content/uploads/2025/11/Market-Wrap-October-2025.pdf

12/11/2025

⚠ Employers – Payday Super is law

The Payday Super has been passed and is now law. These changes will commence from the 1st July 2026.

Watch the video below on what the requirements will be for all employers and how to be prepared.

Hear from Emma Rosenzweig, Deputy Commissioner about what Payday Super means for employers. Get ahead of these changes now to be ready for 1 July 2026.

31/10/2025

⚠💻🔐Building our cyber safe culture

Today marks the end of cyber security awareness month. We hope we have provided you with some valuable and very important steps to help protect yourself online and help to build your cyber resilience.

Below is a recap of 3 important actions you need to take to secure your information and identity online.

For more information visit www.cyber.gov.au