Antipodean Advisory

Antipodean Advisory Antipodean Advisory provides financial advice that supports your life. AFSL 547263. This page provides General Advice only.

Come to us to grow your wealth, plan retirement, after separation or support as life changes.

Is your money sitting in the right structure for where life is now?Family trusts and wealth structures are back in the c...
13/07/2026

Is your money sitting in the right structure for where life is now?

Family trusts and wealth structures are back in the conversation again.

That’s not a bad thing.

Because for a lot of people, the bigger question is not just whether the structure was right at the time.

It’s whether it still fits now.

A few questions worth reviewing:

- Does the structure still match what this money is meant to do?
- If something happened to me, would the money actually end up where I want it to?
- Do the people involved understand how the structure works?
- Has life changed since this was last properly reviewed?
- Are the legal and financial sides actually lined up?

A structure can look fine on paper and still be out of step with where life is now.

That’s why these reviews matter. Not just from a tax point of view, but from a practical one too.

Because it’s one thing to have a structure in place.

It’s another to know it still does the job you need it to do.

Money stress has a way of leaking into everything else.It rarely stays neatly in the “money” part of life.It shows up in...
07/07/2026

Money stress has a way of leaking into everything else.

It rarely stays neatly in the “money” part of life.

It shows up in your sleep.
Your patience.
Your headspace.
Your relationships.
Your ability to make clear decisions.

A lot of the time, people are not just carrying financial pressure. They’re carrying the mental load that comes with not feeling clear, not feeling organised, or not knowing whether they’re on track.

That’s why getting on top of your finances is not just about numbers.

It can change how life feels day to day.

👉🏻 I'm Michael, a financial adviser based in Sydney. Let's have a chat so you feel good about money.

The new financial year has a way of bringing money questions back to the surface.Maybe it’s tax time. Maybe it’s your su...
02/07/2026

The new financial year has a way of bringing money questions back to the surface.

Maybe it’s tax time. Maybe it’s your super statement. Maybe it’s another year passing and the feeling that you should probably look at things more closely.

The questions are usually simple, but important.
Am I on track?
Should I be doing more?
Have things changed?
Am I missing something?
What happens if I keep putting this off?

If you want answers to those questions, book a discovery call to see how financial advice could help you.
[email protected]

Australian investors may be taking more risk than they realise. Not because they own too few investments. Because too ma...
01/07/2026

Australian investors may be taking more risk than they realise.
Not because they own too few investments. Because too many of those investments depend on the same economy.
Australian property. Australian shares. Australian cash. Australian income.

It can look diversified.

But when most of your wealth is tied to one country, the risk starts to stack up.
The past financial year made that clear.

Global markets pushed ahead, helped by stronger earnings, better productivity and greater exposure to technology, healthcare and AI. Australia finished in positive territory but still lagged several overseas markets.

That doesn’t mean turning your back on Australia. It means looking at the whole picture.

Where is your income coming from?
Where is your property exposure?
Where is your super invested?
What happens if the Australian market has a weaker run?

Diversification is about making sure those things don’t all rely on the same outcome.
That’s one of the key points I’m watching as we head into the new financial year.

Read the full Market Wrap on antipodeanadvisory.com

https://vist.ly/59nhf

One thing that catches people out is retirement can feel exciting and unsettling at the same time.I think a lot of peopl...
23/06/2026

One thing that catches people out is retirement can feel exciting and unsettling at the same time.

I think a lot of people expect that once the numbers stack up, the decision will feel straightforward.

Often it doesn’t.

Someone can be in a solid position financially and still feel a bit unsure about stepping into the next stage.

That’s because retirement is not just about whether you can stop working.

It’s also about whether you feel ready to.

And those are not always the same thing.

The money matters, of course.

But so does the shape of the life you’re stepping into.

👉🏻Start your retirement planning today.
[email protected]

This kind of feedback is why I keep doing this job.At the centre of financial advice, there are people trying to make go...
15/06/2026

This kind of feedback is why I keep doing this job.

At the centre of financial advice, there are people trying to make good decisions for themselves and their families.

That’s the part I’ve always cared about.

A few clients have taken the time to leave some very kind reviews recently, and I’m genuinely grateful.

It’s also been nice to see that the things I’ve always tried to do well are the things clients seem to value too.

-Trust.
-Clarity.
-Regular contact.
-Experience.
-Speaking in a way people can understand.
-Helping people feel more confident about the decisions in front of them.

Those things matter to me.

To my clients who have shared their experience, thank you. I’m very grateful for your words, and even more grateful for your trust.

I’ve had this conversation a few times over the years.Someone is doing all the things they think they should be doing. S...
09/06/2026

I’ve had this conversation a few times over the years.

Someone is doing all the things they think they should be doing. Saving. Investing. Trying to stay on top of it.

Then we step back and look at it from a big picture perspective and what they want money to do for them.

Mostly they are doing ok, but might be prioritising one thing over another that may impact their long term position.

A lot of the time, getting clear on what comes first is what helps everything else fall into place.

👉🏻 I'm Michael, a financial adviser based in Sydney. I invite you to book a chat about your money goals and whether you're on track.

Meet your adviser Michael Clapham.I’ve worked in financial markets since 1990.Over the years, I’ve worked across banking...
09/06/2026

Meet your adviser Michael Clapham.

I’ve worked in financial markets since 1990.

Over the years, I’ve worked across banking, investments, risk, product development and portfolio strategy. Having that experienec has shaped the way I think about advice.

I’ve always believed good advice is about more than knowledge, it's personal.

It counts on me getting to know you.

Your goals.
Your family.
Your business.
Your concerns.
Your next chapter.

My favourite thing is seeing that "aha moment' when the money side of things starts to make sense and there's visible relief in my client's faces.

The pressure eases a little. The path ahead feels clearer.
And people feel more confident about what comes next.

I'm always on the road as my clients have the option to meet with me in person at time/place that's convenient or come to my office in Crows Nest.

⭐⭐⭐
If you’d value some clarity around your situation, I’d be happy to have a conversation.
Get in touch via our website or email [email protected]

Should I be doing more?Should I put more into super? Should I invest differently? Should I pay down debt faster? Should ...
02/06/2026

Should I be doing more?

Should I put more into super? Should I invest differently? Should I pay down debt faster? Should I review my insurance? Should I start planning for retirement now, even if it still feels a while away?

These are the questions I hear all the time.

And my answer is Maybe. Maybe not.

Sometimes the better move is to make sure the pieces you already have are working together. Your super, investments, tax position, cash flow, debt, insurance and goals all affect each other.

Financial advice can help you work out what action would actually make a difference and what can wait.

The point of financial advice is to give you clarity to make informed decisions and organise your finances so they support you and your goals.

👉🏻 Book a discovery session. [email protected]
General information only. Please seek personal advice before making financial decisions.

May Market UpdateMay was a strong month for global markets and a good reminder of why diversification matters.The Nasdaq...
01/06/2026

May Market Update

May was a strong month for global markets and a good reminder of why diversification matters.
The Nasdaq surged +8.4% and the S&P 500 gained +5.2%, both hitting record highs on the back of AI earnings strength and improving
geopolitical sentiment. Falling oil prices helped ease inflation concerns and supported the broader rally.

The ASX 200 rose just +1.15% — solid, but once again lagging offshore markets as higher rates and weak productivity continue to weigh on the domestic economy.

The Federal Budget added another layer of complexity for Australian investors, with significant changes to CGT, negative gearing and
discretionary trusts worth paying close attention to.

Volatility eased through the month, but the environment remains complex. A disciplined, diversified and long-term approach remains the
right response.

Happy to chat through what any of this means for your portfolio — feel free to reach out.

Read the full market update on my website.
https://vist.ly/565cf

Address

119 Willoughby Road
Crows Nest, NSW
2065

Opening Hours

Monday 7:30am - 7:30pm
Tuesday 7:30am - 7:30pm
Wednesday 7:30am - 7:30pm
Thursday 7:30am - 7:30pm
Friday 7:30am - 7:30pm
Saturday 9am - 11am

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