01/09/2026
🏡 5 ATO Tax Deductions Every Australian Property Investor Must Claim!
Are you making the most of tax time? 💰
If you own a residential investment property in Australia, make sure you are claiming these 5 common deductions to boost your cash flow and optimize negative gearing benefits:
Loan interest: Claim the interest component on your investment loan, but exclude any portion used for personal expenses.
Property management: Deduct 100% of the commissions, statement fees, and letting fees paid to your property manager.
Immediate repairs: Write off the costs of fixing wear-and-tear or damage, such as plumbing repairs or replacing broken window glass.
Capital works (Div 43): Claim a 2.5% annual depreciation deduction on construction costs if your property was built after July 1985.
Holding costs: Deduct council rates, water rates, body corporate fees, and landlord insurance premiums.
📊 Pro Tip: Beware of the "repair vs. improvement" trap! Immediate repairs can be deducted straight away, but capital improvements (like a full kitchen renovation) must be depreciated over several years.
Keep every receipt on the ATO myDeductions app!
Contact Deb from Stellar Accounts on 0428 887 104to obtain fixed fee pricing to prepare your 2025-26 tax return - www.stellaraccounts.com.au
Investment Property Tax Returns commence from $255.