Independent Advisers WA

30/03/2026

https://www.facebook.com/share/p/1AnVUzeB3o/

Search for money that you may have lost in an old bank account, shares or life insurance policy.

30/03/2026

ASIC keeps a registry of unclaimed money, and there is about 2.7 billion in this. Perhaps some is yours? (I found $2,306!) Check out here:

Search for money that you may have lost in an old bank account, shares or life insurance policy.

09/03/2026

One of the hardest things in investing is reducing risk when markets feel unstoppable.

Over the past few years, global share markets have delivered strong returns, particularly in the US technology sector. While this has been positive for long-term investors, periods of strong performance can also increase portfolio risk if allocations are left unchecked.

As part of our most recent client spring review cycle, we made a deliberate adjustment to increase the defensive allocation within many portfolios. This decision wasn’t about predicting short-term market movements. Instead, it reflects the disciplined application of our dynamic investment framework and our focus on maintaining alignment with each client’s risk profile and long-term objectives.

Our proprietary Steffan Global Sustainable Leaders Portfolio (SGSLP) is designed around this philosophy. The strategy focuses on high-quality global companies aligned with long-term structural trends, while also incorporating disciplined portfolio management and periodic rebalancing when market conditions warrant it.

One of the key principles in investing is recognising when markets have run strongly and ensuring portfolios remain balanced. Sometimes that means taking profits, increasing defensive assets, or adjusting allocations so investors remain well-positioned regardless of short-term volatility.

The Steffan Global Sustainable Leaders Portfolio (SGSLP) is the investment strategy we implement for clients seeking a structured and disciplined approach to global investing, combining high-quality companies with active portfolio management as market conditions evolve.

Recent market movements are a timely reminder that volatility is a normal part of investing. Having a disciplined framework in place helps ensure portfolios remain aligned with long-term objectives rather than reacting to short-term market noise.

10/04/2025

A sell-off doesn't mean your money is lost unless you sell too! Check out below what it does mean.

07/04/2025

Trump Tariffs and how it impacts on your retirement savings.
I am having a seminar in Perth tonight for my VIP clients that explores the challenges of the current financial markets including Trump Tariffs. Are you concerned, stressed or simply want to know more? Well, as a once-off, I decided to share my intellectual property with my Facebook friends and give you access to our Meeting link for free:
meet.google.com/vyu-tpdp-zgq. Enjoy tonight. 6 o'clock sharp.

04/03/2025

🎉 Congratulations to Our Clients! 🎉

If you're invested in the Steffan Global Sustainable Leaders Portfolio (SGSLP), you've made the right choice. Over the past 12 months, SGSLP has delivered one of the highest returns among Australia’s largest super funds, all while maintaining a more balanced investment approach.

📊 SGSLP: Strong Performance, Lower Risk
✔️ 12.3% return over the last 12 months (Up to Dec 24)
✔️ Only 50% in growth assets, compared to 70-76% in most large super funds
✔️ A strategy designed to balance growth and stability

The results speak for themselves – SGSLP continues to deliver competitive returns with lower exposure to market risk.

🔎 How does SGSLP compare? See for yourself below!

👏 Thank you to all our clients for trusting us with your investments. We remain committed to delivering strong, sustainable, and risk-conscious outcomes.

12/12/2024

🌟 Exciting News! 🌟

I’m thrilled to share the performance figures for my unique Steffan Global Sustainable Leaders Portfolio – and it’s something worth talking about! 🎉

Over the past year, the portfolio has delivered an impressive 30.1% return, outperforming the market by a massive 5.5%! 🚀🌏

If you’re curious about how this compares to the performance of your superannuation or investment portfolio, now’s the time to take a closer look.

💡 This portfolio is designed with sustainability and growth in mind, aligning with global trends and future-focused investments. Want to learn more? Let’s chat! Send me a message or comment below. 👇

📈 Your money should work harder and smarter for you – why settle for less?

10/10/2024

Exciting News for Our Clients with Exposure to the Steffan Global Sustainable Leaders Portfolio!

We’re thrilled to announce a major win for our portfolio—one of our key holdings, Arcadium Lithium, has been acquired by Rio Tinto in an all-cash deal at a significant premium. Our in-depth research always highlighted Arcadium’s strong assets and bright future, and Rio Tinto’s interest only confirms that view.

This is just one example of how our strategic investment approach can deliver real value. If you’re curious about how our portfolio strategies can work for you, reach out today to discuss how we can help grow your wealth sustainably.

Mining giant Rio Tinto (RIO) will officially purchase Arcadium Lithium (ALTM) in a $6.7 billion cash acquisition, priced at $5.85 per Arcadium share. This deal is set to catapult Rio Tinto as one of the leaders in lithium production. Catalysts Co-Hosts Seana Smith and Madison Mills break down the de...

13/05/2024

The emotional rollercoaster in retirement displayed in a picture. Which one are you heading for?

03/05/2024

Maximizing Financial Efficiency for Our Clients

At Independent Advisers WA, we pride ourselves on delivering bespoke financial solutions that significantly enhance our clients' financial well-being. From now onwards we will be publishing regularly some of the financial issues we solve for our clients. Here's how we added value to one of our latest client's financial plans aged in their early 60ties:

Cash Flow Management and Debt Reduction:
We advised on establishing a structured budget to better manage expenses and savings, ensuring financial stability into retirement and making sure that the chosen retirement budget is realistic and achievable. Additionally, we recommended strategic debt repayment plans to minimize interest costs effectively.

Tax Optimization:
Our team crafted a plan to utilize surplus cash flow for maximizing tax-deductible superannuation contributions, leveraging tax incentives to bolster retirement savings efficiently.
Investment Strategy Enhancement: We transitioned the client's superannuation to a fund that aligns with our robust investment philosophy, focusing on long-term growth through a tactically managed portfolio. This includes a shift towards ethical investment options to meet the client's personal values and financial goals.

Superannuation and Pension Management:
We streamlined superannuation into a more tax-efficient pension account, emphasizing investments in diversified assets to optimize returns and minimize risks.

Comprehensive Insurance Review and Optimization:
By evaluating the client’s insurance needs against their financial goals, we recommended the cancellation of non-essential insurances, redirecting those funds to enhance their superannuation savings.

Proactive Advisory and Ongoing Monitoring:
Our approach includes regular reviews and updates to the financial plan to respond to changes in market conditions, ensuring the strategy remains aligned with the client’s objectives.

Each strategy we implement is tailored to maximize financial growth, mitigate risks, and align with our client’s personal and financial aspirations.

Let us do the same for you—contact Independent Advisers WA today to see how we can help you with your significant financial challenges enhance your financial future.