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Lockwoods & Provide Group

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Echuca, VIC
Lockwoods & Provide Group

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We bring together a range of services including Accounting, Insurance, Technology, Finance and Wealth

07/10/2026

Do you have a Family Trust? 👀

The Federal Government has proposed a 30% minimum tax on discretionary trusts from 1 July 2028.
While the changes are not yet law, they could impact some families and businesses using trusts for business, investments and wealth planning.
Certain trusts and income types are proposed to be excluded, and restructuring relief may also be available.
There’s no need to make changes now, but if you use a family trust, it’s important to stay informed as the legislation develops.

📞 Contact our team to find out more.

29/09/2026

📈 RBA RATE RISE | What does it mean for you?

The cash rate has increased by 0.25% to 4.60%.

If you have a home loan, you might be wondering:
🏠 Will my interest rate increase?
💰 What could it mean for my repayments?
🔎 Is my current home loan still competitive?
📋 Should I review my loan options?

You don't have to work it out alone.

📞 Provide Finance can review your home loan and discuss the options available to you.

28/09/2026

Investing in the Age of AI

While the spotlight is on major technology companies, the opportunities from AI may extend much further, from energy and infrastructure to healthcare, automation and specialised software.

The key for investors? Don’t get caught chasing the latest headline. Staying diversified across sectors, asset classes and investment opportunities can help manage risk while still providing exposure to long-term innovation.

Sometimes the smartest investment strategy is the simplest: diversify, invest regularly and stay focused on the long term.

📞 Want to learn more about investing in a changing AI landscape? Contact us to find out more.

15/09/2026

🔐 Cyber threats are no longer a matter of if, but when.

Cyber insurance helps protect your business from the financial impact of data breaches, ransomware attacks, and cyber incidents. From recovery costs and incident response to legal liabilities and regulatory claims, the right cover can provide valuable peace of mind.

Getting a quote is easier than you think and could cost far less than the impact of a single cyber event.

Contact Provide Insurance to learn more about protecting your business.

10/09/2026

Sometimes the most important question is also the simplest.

💛 R U OK? 💛

Today is a reminder that checking in on someone can make a world of difference. Whether it's a colleague, client, friend, or family member, a genuine conversation can help someone feel seen, heard, and supported.

Let's make reaching out part of our everyday routine, not just today.

08/09/2026

📣 We're Hiring!

Are you a:
🎓 Cadet looking to gain hands-on experience?
🎓 Graduate ready to launch your career?
💼 Experienced accountant seeking a new challenge?

We're seeking enthusiastic Cadet, Graduate and Experienced Accountants to join our growing team.

Whether you're studying accounting, recently graduated, or have years of industry experience, we'd love to hear from you.

03/09/2026

🏡 Is Your Home Loan Still Competitive?

With interest rates expected to remain steady for now, it's the perfect time to review your home loan and make sure you're not paying more than you need to.

✅ Check whether your current rate is still competitive
✅ Explore refinancing opportunities
✅ Consolidate debt and simplify finances
✅ Access equity for future goals or investments

Even a small reduction in your interest rate could save you thousands over the life of your loan.

As property markets continue to vary across Australia, personalised advice is more important than ever. A quick loan review today could help put you in a stronger financial position tomorrow.

📞 Contact the team at Provide Finance to explore your options.

11/08/2026

RBA HOLDS AT 4.35%

The cash rate remains unchanged — but now is the time to review your finance.

When was the last time you checked your rate? 👀

🏠 Is your current rate still competitive?
🔄 Would refinancing or restructuring make sense?
📊 Has your financial situation changed?

Your home loan is one of your biggest financial commitments — don’t set and forget it.

A quick review could help you understand whether there are better options available for your circumstances.

💬 Speak with Provide Finance today.

06/08/2026

🏡 Not all home insurance policies are created equal.

The cheapest policy isn't always the best; and it could cost you thousands when you need to make a claim.

Before choosing your cover, check:
✅ Flood, storm & accidental damage cover
✅ Adequate limits for valuables & temporary accommodation
✅ Water damage and theft protection
✅ Policy exclusions, excesses & sub-limits

A quality policy provides clear cover and real protection when it matters most—not just a low premium.

At Provide Insurance, we help you understand the policies so you can choose cover that suits your needs and avoid surprises at claims time.

📞 Contact our team today for a home insurance review and make sure you're properly protected.

03/08/2026

Cybersecurity doesn’t have to be complicated. 🔐

Most cyber threats succeed because of everyday habits — not sophisticated hackers.

Protect your business with these 5 simple steps:
✅ Enable multi-factor authentication
📧 Think before clicking emails or links
🔄 Keep your software up to date
🔑 Use a password manager
⚠️ Report anything suspicious early

Small habits make a big difference. A few simple changes today can help prevent major security issues tomorrow.

Need help strengthening your business security? The team at Provide Technology is here to help.

Address

Level 2 456 High Street
Echuca, VIC
3564

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+61354812911

Website

https://www.lockwoods.com.au/

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