Perspective Financial Services Pty Ltd

03/09/2026

Esther Althaus and Jesse Elaluf are back from the MDRT Global Conference 2026 in Sydney, full of fresh ideas and inspiration.

It was Jesse’s first MDRT conference, while Esther has been part of the association for many years. They spent a few days learning from speakers and advisers from around the world, sharing ideas and thinking about how we can continue to do better for our clients.

One analogy we heard and loved: 𝘄𝗵𝗲𝗿𝗲 𝘆𝗼𝘂 𝗳𝗲𝗲𝗹 𝘁𝗵𝗲 𝗽𝗮𝗶𝗻 𝗶𝘀𝗻’𝘁 𝗮𝗹𝘄𝗮𝘆𝘀 𝘄𝗵𝗲𝗿𝗲 𝘁𝗵𝗲 𝗽𝗿𝗼𝗯𝗹𝗲𝗺 𝘀𝘁𝗮𝗿𝘁𝘀.

Just as you might see a physio for pain in one area and discover the cause lies somewhere else, the same can be true of financial concerns.

Sometimes the question a client comes to us with is only part of the picture. By listening, asking the right questions and looking more broadly, we can better understand what’s really going on, and what they ultimately want to achieve.

That’s something we continue to focus on at Perspective: seeing the bigger picture, understanding what truly matters to you, and building advice around it.

A great few days in Sydney, with lots to bring back to the team and our clients!

18/08/2026

Buying your first home can feel like a maze of grants, schemes, deposits and lending options.

Jesse Elaluf and Haydn Marshall break down some of the key options available to Australians looking to buy their first home.

Watch the full conversation here: https://youtu.be/lbFv5k5W6Ss?si=JO62qfVIQR2FeXnC

If buying your first home is on the horizon, the team at Perspective is here to help you understand your options and make a plan that works for you. For more information, visit perspectivefs.com.au or [email protected]

12/08/2026

We’re proud to share that Esther Althaus has again been nominated for the Financial Standard Power50, recognising 50 of Australia’s most influential financial advisers.

For us, it’s especially meaningful to see Esther recognised for the work she does both within Perspective and beyond it, creating conversations, challenging the status quo and advocating for better financial outcomes.

Voting is open, let's get Esther into the top 50!
Vote here:

The FS Power50 is made up of the 50 most influential financial advisers in the Australia according to the readers of Financial Standard and FS Advice.

03/08/2026

We hosted our first 𝗠𝗼𝗿𝗲 𝗧𝗵𝗮𝗻 𝗠𝗼𝗻𝗲𝘆 event.

A big thank you to Sarah Tatarka for sharing her experience following the sudden loss of her husband with such honesty, courage and vulnerability.

The conversations continued after the event, with many women staying to connect and share their own experiences. It's a powerful reminder of why creating spaces like this matters.

We truly believe that behind every financial decision is a human story. We're looking forward to continuing these conversations and welcoming more women to share theirs.

𝘛𝘰 𝘳𝘦𝘴𝘱𝘦𝘤𝘵 𝘵𝘩𝘦 𝘪𝘯𝘵𝘪𝘮𝘢𝘵𝘦 𝘯𝘢𝘵𝘶𝘳𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘦𝘷𝘦𝘯𝘪𝘯𝘨, 𝘸𝘦 𝘤𝘩𝘰𝘴𝘦 𝘯𝘰𝘵 𝘵𝘰 𝘱𝘩𝘰𝘵𝘰𝘨𝘳𝘢𝘱𝘩 𝘰𝘶𝘳 𝘨𝘶𝘦𝘴𝘵𝘴. 𝘏𝘦𝘳𝘦 𝘢𝘳𝘦 𝘢 𝘧𝘦𝘸 𝘨𝘭𝘪𝘮𝘱𝘴𝘦𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘴𝘱𝘢𝘤𝘦 𝘵𝘩𝘢𝘵 𝘣𝘳𝘰𝘶𝘨𝘩𝘵 𝘶𝘴 𝘵𝘰𝘨𝘦𝘵𝘩𝘦𝘳.

13/07/2026

𝗠𝗼𝗿𝗲 𝗧𝗵𝗮𝗻 𝗠𝗼𝗻𝗲𝘆.

At Perspective, we've learnt that some of the most important conversations about money aren't about markets or numbers, they're about life.

Join us for a new storytelling series that brings women together to hear honest experiences of how significant life events have shaped financial decision-making, confidence and responsibility.

In conversation with Esther Althaus, Sarah Tatarka, will share her experience navigating finances after the sudden loss of her husband.

We hope to reduce the stigma around talking about money and remind women that they're not alone.

📅 Wednesday, 29 July
📍 Private home, St Kilda East
🎟 Book via https://www.trybooking.com/DNVPF

We look forward to welcoming you.

29/06/2026

After more than two decades in financial advice, Esther Althaus has seen how the conversation around women and wealth has evolved, and where there's still room to grow.

She recently joined Riddhima Talwani on the Financial Standard podcast to discuss some of the unique considerations women face when building wealth, and why there isn't a one-size-fits-all solution.

Thank you to Riddy and the Financial Standard team for these necessary conversations.

Listen to the episode below. If it sparks any questions, we'd love to hear from you. And if you're looking for a speaker on these topics, feel free to reach out to Esther or the Perspective team - [email protected].

Quickly and easily listen to Financial Standard Podcast for free!

24/06/2026

𝗪𝗲 𝗱𝗼𝗻'𝘁 𝗳𝗶𝗴𝗵𝘁, 𝘄𝗲 𝗮𝗱𝘃𝗼𝗰𝗮𝘁𝗲.

When things are done properly from the start, with honesty, transparency and full disclosure, there shouldn't be a fight.

Good advice isn't about conflict. It's about having someone in your corner when you need them most.

Listen to Esther Althaus and Peter Stathis discussing the many nuances of insurance, full conversation can be found here https://youtu.be/7uhljFHqhlA?si=bv2IxPwK0LGsdkV4

11/06/2026

𝗪𝗵𝗲𝗻 𝘄𝗮𝘀 𝘁𝗵𝗲 𝗹𝗮𝘀𝘁 𝘁𝗶𝗺𝗲 𝘆𝗼𝘂 𝗿𝗲𝘃𝗶𝗲𝘄𝗲𝗱 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗰𝗼𝘃𝗲𝗿?

Life changes, families grow, careers evolve, and financial circumstances shift. Yet people rarely revisit their insurance to make sure it still reflects their needs.

We are fortunate to have Peter Stathis, a Life Insurance Specialist, join Esther to speak about some of the most common insurance blind spots and how insurance can make a significant difference when you need your cover most. Thank you to Peter for this important conversation.

Watch the full conversation here: https://lnkd.in/dx32BfX9

Let's see whether it's time for your own insurance review, visit perspectivefs.com.au for more information.

25/05/2026

EOFY is fast approaching, and with changing rules, deadlines and opportunities to consider, it’s important to stay organised.

We’ve created a practical EOFY checklist to help guide you through key considerations as you approach 30 June.

Also found on our 'Useful Links' section of our site - https://perspectivefs.com.au/useful-links/

12/05/2026

The 2026 Federal Budget was announced last night with many changes, particularly around property, trusts and tax reforms that can affect intergenerational wealth planning.

Beyond the headlines, the broader shift is worth paying attention to. Australia appears to be moving toward a system that places greater emphasis on wages, productivity and housing supply, while gradually reducing some of the tax advantages historically tied to investment assets and wealth structures.

For many Australians, there may be no immediate action required. But it is a reminder of the importance of proactive advice, long-term planning, and regularly reviewing structures as legislation evolves.

Some of the key discussion points include:

• Changes to negative gearing and capital gains tax
• Proposed trust taxation reforms
• Ongoing cost-of-living tax relief for workers
• Housing and first-home buyer initiatives
• Small business and productivity incentives

Periods of change often create uncertainty, but they also reinforce the value of having a strategy designed to adapt over time rather than react emotionally to headlines.

The detail matters, but so does context.

Reach out to us at perspectivefs.com.au to explore your financial circumstances together.