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Eclipse Advisory

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Erina, NSW
Eclipse Advisory

For over 35 years Eclipse CEO David Robson has prospered on the “Cutting Edge” of Business and Finance.

With extensive qualifications and comprehensive and wide ranging hands-on experience, he offers a unique and potent combination of expertise and knowledge that will guarantee superior strategic advice that can really make a difference.

03/09/2026

🏡 Claiming Rental Property Expenses: Are You Doing It Right?

Buying a new appliance or painting a room for your rental property? Before filing your tax return, make sure you know what can be claimed right away versus what needs to be spread over a few years! Simple mistakes can slow down your return, but keeping your expenses organized keeps tax time completely stress-free.

Explore more property tax tips on our Financial Insights page. Link in the comments.

26/08/2026

Refinancing or Buying Commercial Property in 2026? 🏦 Speed Up Your Bank Approvals

When applying for commercial finance, missing trust deeds or unverified ownership records can tie up your loan application for weeks.

Under Australia’s active AML/CTF Tranche 2 rules, banks and financial institutions now run stricter Customer Due Diligence (CDD) on multi-tiered group structures before approving credit.

The advantage for proactive business owners? Pre-verifying your Ultimate Beneficial Owners (UBOs) and updating your corporate registers eliminates lender back-and-forth upfront. It speeds up your loan turnaround times while keeping your entity structures audit-ready.

Want to learn how structured corporate governance simplifies bank loans and protects your business assets?

👉 Read the full article on our Insights page. Link in comments section.

20/08/2026

Holding Private Assets in Your SMSF? Don’t Forget This ATO Requirement 📝🔍

Investing super fund money into unlisted property, private shares, or unlisted debt can be a strong move for long-term growth, but keeping your fund compliant takes more than just making the initial investment.

Under ATO guidelines (SIS Regulation 8.02B), SMSF trustees must collect independent market value evidence for every private asset on their books, every single financial year.

Relying on old purchase costs or vague estimates can lead to serious audit penalties under Section 62 Sole Purpose Test rules—and if a private venture fails, statutory safety nets like the CSLR won't step in to cover improper record-keeping or unlisted investment losses.

Want to make sure your self-managed super fund stays fully compliant and audit-ready?

👉 Read the full article on our Insights page. Link in the comments section.

18/08/2026

Is Your Family Trust or Corporate Structure Secure? 🛡️ A Quick Governance Check

When managing corporate entities or family trusts, unauthorized changes to controllers or beneficiaries can create massive legal headaches.

Under Australia’s active AML/CTF Tranche 2 framework, professional advisers now perform standardized Ultimate Beneficial Owner (UBO) verification across complex group structures.

For business owners, this is great news. Regular UBO mapping acts as a natural security guard for your assets—ensuring trust deeds, appointer roles, and director registers are verified and protected against identity theft or fraudulent updates.

Want to see how clearer ownership records safeguard your family wealth and streamline future business deals? Check out our full strategic guide on our Insights page.

👉 Read the full article on our Insights page: Link in the comments section.

13/08/2026

Direct Unlisted Investments in Your SMSF? Watch Out for the "No Advice" Trap 🛑📉

Thinking about putting your SMSF capital into a private property syndicate or unlisted venture? Many trustees assume that if an unlisted deal goes under, government safety nets like the Compensation Scheme of Last Resort (CSLR) will step in to save the day.

Here is the catch: the CSLR only applies if you received personal financial advice from a licensed adviser who engaged in misconduct and went bankrupt. If you invest directly into a private scheme without personal advice and that company fails, CSLR coverage is $0.

Risk Warning: Superannuation investments, including private and unlisted holdings, carry financial risk, including potential capital loss, illiquidity, and market volatility.

Before committing your fund's retirement savings, running independent due diligence and checking annual valuation rules is essential to protect your wealth. Want to learn how the CSLR cap works in real-world investment scenarios?

👉 Read our latest breakdown on our Insights page via the link in the comments below!

11/08/2026

Planning a Business Sale, Refinance, or Commercial Purchase in 2026? 🏢 Wire Fraud & Audit Check

Nothing stalls a commercial property deal or bank loan faster than missing trust deeds or unverified ownership records.

With AUSTRAC’s AML/CTF Tranche 2 rules active across Australia, banks, conveyancers, and accountants now perform deeper verification on Ultimate Beneficial Owners (UBOs) before completing major transactions.

The silver lining for business owners? Getting your corporate registers and family trust deeds pre-verified does double duty: it protects your settlement funds against email payment scams (BEC) and cuts down weeks of back-and-forth friction when applying for finance or negotiating an M&A deal.

Want to see how an audit-ready corporate structure speeds up commercial deals while keeping your assets secure? Check out our latest guide on our Insights page.

👉 Read the full article via the link in the comments below!

06/08/2026

Does the CSLR Really Protect Your SMSF Investments? 🛡️📉

Many SMSF trustees assume that if an unlisted investment or private fund goes under, the Compensation Scheme of Last Resort (CSLR) will completely step in to recover their lost retirement capital.

While the CSLR offers vital consumer protections (capped at $150,000 per eligible claim for unpaid AFCA determinations involving personal advice misconduct), it is NOT an all-inclusive safety net for bad investment performance or high-risk private ventures!

Understanding the legal limits of statutory protection is essential before allocating SMSF funds into unlisted property trusts, private equity, or unlisted debt assets. Smart asset protection starts with robust due diligence, proper fund structuring, and clear risk management.

Curious about how the statutory compensation scheme works alongside private investment risk? Read our full breakdown on our Financial Planning Insights page.

👉 Link to our full Financial Planning Insight guide in the comments below!

04/08/2026

AML/CTF Tranche 2: What It Means for Your Assets

Australia’s AML/CTF Tranche 2 expanded rules are officially live, bringing legal professionals, accountants, conveyancers, and real estate specialists under AUSTRAC oversight.

While much of the media discussion focuses on firm compliance, the secondary benefit for Australian business owners and family offices is commercial asset protection and corporate risk management.

From verifying Ultimate Beneficial Owners (UBOs) in family trusts to protecting commercial property settlements against email redirection scams, standardising customer verification helps establish clearer oversight across your deals.

Want to understand how these risk-management frameworks affect your business structures, M&A readiness, or commercial transactions in 2026?

Read our latest practical breakdown on our Insights page. Link in comments 👇

30/07/2026

🛡️ Division 296: What high-balance super changes mean for your long-term plan

As July wraps up, superannuation planning remains front and center for high-net-worth investors. With the proposed Division 296 tax targeting total super balances above $3 million, understanding how earnings are calculated—and how unrealised capital gains are treated—is vital for your multi-year strategy. While $3M might sound like a distant threshold, strong market compounding and inflation mean today's balances could cross that line sooner than expected.

Explore our strategic commentary and technical analysis on navigating high-balance super rules. Link in comments 👇

28/07/2026

🧾 Navigating standard deductions vs. itemised claims this tax season

As July comes to a close, preparing your 2026/27 tax return means making smart choices about your deduction methods. With the ATO updating threshold benchmarks across home-office, motor vehicle, and work-related technology expenses, taking a blanket approach can cost you thousands. Comparing your actual expenses against flat-rate or standard options allows you to lock in maximum tax effectiveness while ensuring every line item is backed by proper substantiation.

Read our comprehensive 2026/27 tax blueprint guide to optimize your deductions. Link in comments 👇

Address

16a Karalta Plaza, 12 Karalta Road
Erina, NSW
2250

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.eclipseadvisory.com.au/

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