Wood Mitchell Financial Planning

13/10/2025

This morning’s PT session kicked off the week with a literal challenge — holding a handstand 😅

I’m not sure I could have done it a year ago, but that’s the power of consistency — the quiet, repeated actions that build confidence, strength and balance over time.

Starting the week with something that challenges you physically sets the tone mentally too — suddenly, everything else feels a little easier to handle.

It’s no different in financial planning (or business):
➡️ The compounding effect of good habits creates long-term strength.
➡️ Consistency beats intensity.
➡️ Progress often happens quietly, then all at once.

Whether it’s fitness, finance, or focus — the principle is the same: show up, do the work, and trust the process and as I said in my first client meeting of the week where I helped some of my current clients plan for the financial security of their children and grandchildren, investing regularly and consistently will achieve long-term growth!! 💪💪

Here’s to a strong start to the week (even if it’s upside down!). 🙃😂

10/04/2025

Exciting to be heading to support my boy (man 😅) and his team Exeter Athletic Rugby Club on their Portugal tour 🇵🇹 And proud to be a kit sponsor too! Good luck lads, and please sun, head to Portugal ☀️ 🙏😭😅

24/03/2025

Is retirement a “When…” or an “If…” for you? Got big plans already for life after work, but not feeling financially confident that you’ve got enough in the bank to do everything you dream of? Taking financial advice can be a gamechanger.

Some of us want to travel... Others want to escape to the country. Most of us want to make sure we leave something to our loved ones. But balancing all the things you’d like to do against all the things you need to do means having a sound financial plan for retirement. Financial advice and a personalised retirement income plan can turn a good retirement into a great one – and mean you can stop working earlier than you thought.

Read more here 👉🏼 https://www.sjp.co.uk/individuals/news/a-financial-plan-is-the-secret-to-a-great-retirement



SJP Approved 17/03/2025

27/02/2025

🐖🪙 How can you leave a meaningful legacy to your family and cut your Inheritance Tax bill after you’ve gone? Our top considerations for wider estate planning.

What’s the best way to pass money and assets on – especially after the significant IHT changes announced in last year’s Autumn Budget? Making full use of your pensions and all your tax allowances is fundamental to family-friendly estate planning.

Read more here 👀 https://www.sjp.co.uk/individuals/news/financial-advice-can-maximise-your-iht-savings



SJP Approved 28/01/2025

25/02/2025

🌎 Given the monumental impact of political elections around the world, there has arguably never been a greater need to lead and take control of your business, to bring fresh thinking and to ensure that hope is not your strategy.

The October 2024 Budget introduced major changes to taxes and costs associated with running and selling a business. Although these can be seen as a real challenge, there are still opportunities for businesses that prioritise sustainability, innovation, and digital transformation. There are a range of options for owners who plan to grow and sell their businesses in the short and long term.

Find out more here 👉🏼 https://www.sjp.co.uk/individuals/news/exit-options-for-business-owners-in-2025



SJP Approved 28/01/2025

13/02/2025

Global supply chains may be a casualty of the US tariff actions, extending its impact beyond just the directly affected countries. What are the potential long-term ramifications of the latest in protectionist measures?

The recent tariff news wasn’t wholly unexpected, but the scale caught markets by surprise. Tariffs will see costs passed on to consumers, and will impact interest rates decisions.

Learn more in our full report here 👉🏼 https://www.sjp.co.uk/individuals/news/unforeseen-consequences-how-far-reaching-will-us-tariffs-be



SJP Approved 04/02/2025

11/02/2025

💷 Strategic tax planning is one of the most important parts of setting up a business, running a business and staying in business. The amount of tax you pay will depend on decisions you make on how you structure your business, and how you pay yourself and others.

Bringing all of your professional advisers – your accountant, tax adviser and financial adviser together will help you set up a strong tax planning strategy for future success.

Read more of our advice here 👉🏼 https://www.sjp.co.uk/individuals/news/tax-planning-strategies-business-owners-should-know



SJP Approved 19/12/2024

21/01/2025

The Autumn Budget was one of the biggest and most far reaching in recent years. Whether you’re a saver and investor, planning to leave a legacy – or both – financial advice can prove invaluable in guiding your next moves. In this article, we’ll look at each of the key areas in turn, assess the impact and some courses of action you might consider.

Find out more 👉🏼 https://www.sjp.co.uk/individuals/news/what-the-autumn-budget-means-for-tax-year-end



SJP Approved 19/12/2024

14/01/2025

A great way to kick off the year at Winslade Park with more connection and collaboration 😊😊

🍳🫱🏼‍🫲🏼 A fantastic first meeting of "The Winslade Business Collective", organised by the winning team of Samantha Wood-Mitchell, Kai Horstmann and Drew Mason. The purpose of the group is to meet and make real connections, but also ensure we are all taking full advantage of being a part of the business community here at Winslade, with the principle of "Winslade First" when it comes to seeking support, services and guidance.

Watch this space for details of further meetings, with one to be organised in March! If you own and run a business based at Winslade, you'll be welcome to come along, simply get in touch / comment below to be informed.