Apex Advice

Apex Advice At Apex Advice, we help under 55s
make savvy financial decisions to
organise, grow, and spend their
money with confidence.

Budget limbo. That's where a lot of you are right now.Since the federal budget, the questions have been flying in. Wheth...
21/07/2026

Budget limbo. That's where a lot of you are right now.

Since the federal budget, the questions have been flying in.

Whether this changes the plan.

Whether to sell.

Whether to still buy that investment property.

Here's the honest answer: right now, you're in limbo.

The 2026 Budget tax reforms are still proposals, not law.

And the Government has already walked back two of them.

Small businesses got a bigger capital gains tax break, and the trust "death tax" everyone panicked about got scrapped for testamentary trusts.

So while the dust settles, keep emotion out of the driver's seat. Be prepared but don’t make any panic decisions.

And, keep things in perspective

Yes, some people will be a bit worse off as a result of the proposed tax reforms, and we’re not pretending otherwise.

But a bit worse off still beats no progress at all. We’d rather you make money and send a touch extra to the ATO than make nothing and send them nothing.

Read the full article 👇
https://apexadvice.com.au/budget-tax-limbo/

The A-Team has a very cute new recruit. Marcus and his wife Nat welcomed their first daughter, Millie, back in April.She...
15/07/2026

The A-Team has a very cute new recruit. Marcus and his wife Nat welcomed their first daughter, Millie, back in April.

She's started smiling, she's stretched her sleep out to a solid four hours a night (so Marcus is yawning a little less at his desk), and the passport is already underway so she can start seeing the world with Mum and Dad.

Welcome to the team, Millie. Something tells us you'll fit right in. ❤️

Trav and Em had built a cracking business, but behind the scenes their finances were "a mess."Cash sitting idle in the b...
13/07/2026

Trav and Em had built a cracking business, but behind the scenes their finances were "a mess."

Cash sitting idle in the business account getting eaten by inflation. Super ignored. Insurances gathering dust. Plenty of income, no plan tying it together.

The scary part was where that cash was parked. In a trading business, one bad job or one claim and it's all fair game.

Over 18 months we sorted their number, cut their tax by a six-figure amount, got the idle cash working across the right structures, and locked down their insurances.

Trav took more action in 18 months than he had in the previous ten years.

Swipe to see how we did it 👇

*general advice

Join The Stash monthly newsletter for more of the good stuff to organise, grow and spend money with confidence - apexadvice.com.au/thestash

28/06/2026

War headlines, oil spikes, and yet markets shrug. AMP economist Diana Mousina explains the "Trump Always Chickens Out" theory, and why markets so often look straight through the noise.

Watch or listen to the full Q&A interview with Diana Mousina, Deputy Chief Economist, AMP

Link in comments ⬇️

*General advice only

22/06/2026

Shares fall 10% and the urge to pull your money out kicks in. AMP economist Diana Mousina explains why that's exactly the wrong move, and what to do instead.

Watch or listen to the full Q&A interview with Diana Mousina, Deputy Chief Economist, AMP

Link in comments ⬇️

*General advice only

16/06/2026

"Productivity" gets thrown around constantly, usually by politicians.

AMP economist Diana Mousina explains what it actually means, and why it's not about replacing people with machines.

Watch or listen to the full Q&A interview with Diana Mousina, Deputy Chief Economist, AMP

Watch or listen to the full Q&A interview.

Link in comments ⬇️

*General advice only

10/06/2026

The news has everyone convinced the economy's about to tank. AMP Deputy Chief Economist Diana Mousina isn't buying it, and explains why Australia's actually in decent shape.

Watch or listen to the full Q&A interview

Link in comments. ⬇️

*General advice only

Budget's out. Rates are up. And the headlines are doing a stellar job of making everyone feel like the sky is falling.So...
27/05/2026

Budget's out. Rates are up. And the headlines are doing a stellar job of making everyone feel like the sky is falling.

So we got Diana Mousina, Deputy Chief Economist at AMP, back in the Q&A hotseat. She's our first-ever repeat guest, and for good reason.

She has a real knack for taking the yawn factor out of economics and sorting the facts from the fear.

Here's what we get into:
ㆍ The real state of the Aussie economy (calmer than the headlines suggest)
ㆍ Why inflation is creeping back up
ㆍ The federal budget in plain English: capital gains and negative gearing
ㆍ Where interest rates are headed
ㆍ How to handle a twitchy market without making a move you'll regret

Watch the whole interview here ⬇️
https://youtu.be/Jbo07pgjz6g?si=SHNcsBWF3fe2wAFV

*general advice only

30 June is fast approachingWe’ve put together a checklist of EOFY opportunities that could save you tax, boost your supe...
14/05/2026

30 June is fast approaching

We’ve put together a checklist of EOFY opportunities that could save you tax, boost your super, or just leave you feeling a lot more on top of things. 👇

There’s still a small window left to act on a few things before EOFY that your future self will thank you for.

General advice only

Jim Chalmers didn't muck around last night.The 2026 Federal Budget is the biggest shake-up to Aussie tax in two decades....
14/05/2026

Jim Chalmers didn't muck around last night.

The 2026 Federal Budget is the biggest shake-up to Aussie tax in two decades.

Negative gearing. Capital gains tax. Family trusts. The three sacred cows of Aussie tax planning all got a touch-up.

We’ve broken down what this Budget means for families, employees, business owners, retirees and investors, plus the changes that affect everyone.

Jump to the section that matters most to you. 👇

General advice only

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