Income Solutions

Income Solutions www.incomesolutions.com.au Income Solutions is a leading financial planning and advice practice.

We hold FREE monthly information evenings on 'Common Sense Investing' in our own auditorium in Geelong or alternatively a webinar for this session can be sent. For more details about our information evenings and what you will learn, see our upcoming events for more details. Clients work with us to create their personal financial plan, and with an ongoing relationship based on education, we continu

e to help them stay on track toward reaching their financial and lifestyle goals. General advice warning http://www.incomesolutions.com.au/advice-warning/

Terms and conditions
http://www.incomesolutions.com.au/terms-and-conditions/

16/07/2026

There is a lot of noise right now about investment properties and what you should or should not be doing with them.

The truth is that whether to hold, sell, or review your strategy is not a decision that should be driven by media headlines. It comes down to your tax position, your cash flow, your long term goals and what other opportunities might be available to you.

Making a well informed decision with the full picture in front of you is always going to serve you better than reacting to what everyone else is talking about.

If you are currently holding an investment property and want to think through your options clearly, we would love to help. Your first appointment is complimentary.

Book via the link in our bio.

15/07/2026

Most couples do not fight about money because they have different values. They fight because they have never connected the why behind each other's goals.

One person saving, one person spending. One focused on the mortgage, the other thinking about investing or retiring early. Neither is wrong. They just have not built a plan that brings both perspectives together.

Getting aligned on money is one of the most important things a couple can do. Not just for your finances but for your relationship.

If you would like help getting on the same page and building a plan that balances today's lifestyle with your future goals, we would love to chat. Your first appointment is complimentary.

Book via the link in our bio.

14/07/2026

Most Australians are saving for retirement without knowing what retirement actually costs.

Research suggests a comfortable retirement for a couple requires around $730,000 in superannuation. But that number looks completely different depending on whether you are single, still renting, or carrying a mortgage into retirement.

The benchmark means nothing if it does not cater to your lifestyle. What matters, is what you want your retirement to look like and whether your current plan will get you there.

If you do not know your number yet, that is exactly where we can help. Your first appointment is complimentary.

Book via the link in our bio.

July is the financial year's halfway point and one of the best times to take stock of where you are headed.If the goals ...
13/07/2026

July is the financial year's halfway point and one of the best times to take stock of where you are headed.

If the goals you set at the start of the year have quietly slipped, you are not alone. Most financial goals fade not because of a lack of willpower but because they were not set up in a way that was practical to begin with.

This carousel breaks down what actually makes a financial goal stick and why the second half of the year is a great opportunity to reset with intention.

If you would like help refining your goals and putting a clear plan in place, our team is here. Your first appointment is complimentary.

Book via the link in our bio.

09/07/2026

A pay rise is an opportunity. Most people accidentally spend it before they realise it is gone.

Income goes up, lifestyle follows, and suddenly earning more does not feel that different. It is one of the most common patterns we see and one of the easiest to get ahead of with a simple plan.

Enjoy some of it. You have earned that. But directing even a portion toward your super, an investment, or paying down debt before lifestyle creep sets in can make a meaningful difference to your financial future.

If your income has changed recently, it is worth a quick review to make sure you are making the most of it. Book via the link in our bio.

08/07/2026

If you were unable to work tomorrow, your bills would not pause. Your mortgage would not wait. Your living expenses would not disappear.

Income protection is designed to replace a portion of your income so that if the unexpected happens, you can focus on what matters rather than worrying about how to keep everything afloat.

It is one of the most overlooked parts of a financial plan and often one of the most important.

If you would like to understand more about your financial plans and if you have everything in place to protect yourself and your family, book a free consultation through our link in bio.

07/07/2026

Studying financial planning changed how I think about my own money. Here are the things that actually stuck.

- Track your spending, not obsessively, but enough to see the patterns. Uncomfortable at first, genuinely useful afterwards.
- Check your super. How many funds you have, what you are invested in, whether your insurance and beneficiaries are up to date. It takes about 20 minutes and it is one of the most impactful things you can do.
- Get specific with your goals. A vague goal does not work. A number and a timeline does.
- Start now. Whatever you are earning, there is something you can do with it today. You do not need the promotion, the pay rise, or the perfect moment.

If you want to work through your own situation, come and have a chat with our team. The first appointment is always just a conversation.

Book via the link in our bio.

Financial planning is one of those things most people know they should look into but are not quite sure what it actually...
06/07/2026

Financial planning is one of those things most people know they should look into but are not quite sure what it actually involves.

It is not just for people who are already wealthy. It is not a one off product sale. And it is not as complicated or intimidating as it might seem from the outside.

At its core, financial planning is about having someone in your corner who understands your full picture and helps you make decisions with confidence.

If you have been curious about what working with a financial planner actually looks like, this one is for you.

Your first appointment is complimentary.
Book via the link in our bio.

There is no perfect time to start getting your finances sorted. There is only the time you choose to act and the time yo...
03/07/2026

There is no perfect time to start getting your finances sorted. There is only the time you choose to act and the time you spend waiting.

The cost of waiting rarely shows up as one dramatic moment. It shows up quietly, in super that was never reviewed, in opportunities that passed, in goals that stayed goals.

If you have been putting off a conversation with a financial planner, this is your reminder that the longer you wait, the more it costs.

Your first appointment with our team is complimentary. Book via the link in our bio.

02/07/2026

Don't let poor planning ruin your Christmas, because every year December gets expensive and every year it courses unnecessary stress for millions of Australians

People who do not feel the pinch at Christmas are more likely the ones who planned for it in July. A small amount set aside each pay over the next five to six months makes all the difference between enjoying the season and spending January recovering from it.

If you want help building a financial plan that actually accounts for real life, we are here. Book via the link in our bio.

Address

153 Mercer Street
Geelong, VIC
3220

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+61352290577

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