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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Ashley Rowan Financial Adviser

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Horsham, VIC
Ashley Rowan Financial Adviser

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Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Ashley Rowan Financial Adviser, Financial planner, 24a Darlot Street, Horsham.

Retirement Planning & Aged Care Specialist

Want to learn more or get in touch https://linktr.ee/AshleyRowanFA

Ashley Rowan ASIC Reg 433899 is an authorised representative of Consortium Private Wealth Pty Ltd (ABN 74 616 250 965 | AFS Licence 495401).

26/10/2026

Did you know your retirement income may be calculated differently depending on your salary, years of service, and when you started working? A defined benefit pension can provide a regular income for life, based on a formula set by your superannuation scheme. Unlike a standard accumulation super fund, your retirement benefit generally isn't directly affected by day-to-day market fluctuations. Understanding how your retirement benefit works can help you plan for the future. Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

09/10/2026

A big thank you to our clients for your kind words and trust in our team. We truly appreciate the opportunity to support you on your financial journey! 💚

11/08/2026

You can keep both an accumulation account and an account-based pension open after retirement, which may offer flexibility if you return to work or want to maintain eligible insurance cover. Weighing the benefits against ongoing fees and account requirements can help you decide what suits your needs.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

11/08/2026

Managing a loved one’s superannuation after their passing can affect Age Pension entitlements, investment earnings, and death benefit taxes. Understanding your options and seeking professional financial advice can help you make informed decisions for your family.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

07/08/2026

Retiring in your 60s is possible with the right financial preparation and a clear understanding of your superannuation, investments, and Age Pension eligibility. Planning ahead can help protect your savings, manage your income, and enjoy a comfortable retirement.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

07/08/2026

When one spouse enters residential aged care, protecting the financial security of the partner remaining at home is essential. Understanding how assets, accommodation payments, and government support affect fees can help couples plan for both partners’ needs.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

07/08/2026

Using retirement savings to pay off your mortgage may be beneficial depending on your age, superannuation access, and financial situation. Strategies like salary sacrificing into super could help reduce tax and grow savings to clear your home loan in retirement.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

06/08/2026

Your partner’s income and assessable investments may affect your Age Pension eligibility, even if they’re younger and still working. Understanding the income and assets tests, including how superannuation is assessed, can help couples plan their retirement finances more effectively.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

06/08/2026

When both partners enter residential aged care, the family home may be assessed differently, affecting care fees and Age Pension entitlements. Understanding your options, including selling or renting the property, can help you manage costs and protect your finances.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

06/08/2026

The family home doesn’t necessarily need to be sold when one spouse enters residential aged care, as it may be exempt from means testing while the other spouse remains there. Understanding your assets and accommodation payment options can help you manage costs and make informed decisions.

Disclaimer || The information provided in this post is general in nature only and does not constitute personal financial advice. Ashley Rowan is an Authorised Representative (No. 433899) of AFSL 495401.

Address

24a Darlot Street
Horsham, VIC
3400

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Telephone

+61353823460

Website

https://linktr.ee/AshleyRowanFA, http://www.consortiumpw.com.au/

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