20/10/2026
Whose House Is It Anyway?
A parent goes on the title just to get a child's home loan approved. Twenty years later, that ‘just helping out’ arrangement can trigger a capital gains tax bill running into seven figures.
➡️ https://rvn.com.au/news/rvn-next-move-september-2026/
The ATO's starting position is simple: whoever is on the title is assessed on the gain — even if everyone agrees the parent never really owned the property. The main residence exemption won't help, because it was never the parent's home.
The fix is proving the true arrangement — through a declaration of trust, a clear paper trail, and ideally a private ruling — and it's far easier to do this at the start than twenty years later.
If your family is considering a similar arrangement, talk to us before anyone signs.
👉 Read the article: https://rvn.com.au/news/rvn-next-move-september-2026/