Loan Market - Luke Jakovich

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Liverpool, NSW
Loan Market - Luke Jakovich

I am your local mortgage broker, specialising in residential, personal and business finance. Call now

As your local Loan Market Finance Broker I can help you organise the Finance for that next Property Purchase or that New Car . I am accredited with over 30 lenders and have over 800 different loan products at my disposal so there is sure to be the right option for you. Its a FREE service so pick up the telephone and call today for an no obligation appointment.

17/07/2026

Pay yourself first. Because past you knows future you can be a little unreliable. 😅 💰

15/07/2026

58% of Australian homeowners don't fully understand their own mortgage.

Not understanding can mean paying more interest, dragging out your loan, or triggering costs you didn't see coming.

Swipe to see the five concepts most likely to be costing you and what they actually mean.

13/07/2026

The federal budget confirmed negative gearing will be restricted to new builds from July 2027, with capital gains tax concessions replaced by cost-base indexation.

For property investors, that's a meaningful shift, particularly those relying on tax concessions as a core part of their strategy.

What it highlights is that not all property investment is built the same way. Some regional markets are already operating on yield fundamentals rather than tax advantages.

Ray White Group Research points to examples like:
Broken Hill (median $217k, yield 10.7%)
Rockhampton ($383k, 7.3%)
Port Augusta ($321k, 6.9%)

These locations offer affordable entry prices, genuine rental demand, and cash flow that works without relying on policy settings.

The changes don't take effect until 2027, and existing holdings are grandfathered under current rules.

Whether you're an investor reassessing your strategy, a first home buyer priced out of capital city markets, or someone open to a lifestyle change, regional property is worth a closer look.

Read the full breakdown 👇

https://broker.loanmarket.com.au/luke-jakovich/blog/regional-markets-investor-hotspots/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

11/07/2026

You've done the research. You've asked the AI. You've compared rates, run the numbers, read the explainers.

And you still have questions.

Cotality's AI in Housing Survey (Q1, 2026) found buyers are arriving at conversations with brokers better informed but less confident than ever.

AI can surface information. It can't tell you if that information applies to your situation, your income, your goals, or the lender who's actually going to say yes.

"I trust AI to an extent but would like to make the decisions myself. I think AI is still at the stage where its output needs to be checked manually."

— Prospective homebuyer

68% of buyers want a human to verify what AI tells them. 44% would pay extra for it.

A good broker is exactly that, the human in the loop who takes everything you've already researched and tells you what it actually means for you.

Bring your questions. Bring your AI summaries. That's what the discovery call is for, and it's free.

Book now ➡️ https://broker.loanmarket.com.au/luke-jakovich/contact/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

08/07/2026

The Ford Ranger just lost its crown. 🚙 👑

Tesla Model Y outsold every ute, SUV and family car in Australia in May at 5,605 units. Nearly 1,200 ahead of the Ranger.

Almost half of all new vehicles sold in May were electrified, and petrol and diesel sales are down 27-30% year on year.

Australians are upgrading fast. And most of them aren't drawing from savings to do it.

There's a reason private car finance is having a moment right now, and it's not just about EVs. We broke it down in our blog, including what the VFACTS May numbers actually mean for anyone thinking about their next vehicle.

Read more 👇 🚙

https://broker.loanmarket.com.au/luke-jakovich/blog/electric-vehicles-gaining-ground//?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

04/07/2026

From July next year, the tax conditions that have shaped property investment for decades are changing.

Negative gearing on existing properties gone for new purchases. Capital gains tax concessions replaced with an inflation adjusted model and a 30% tax floor.

The playbook has shifted. The investors who adjust their strategy now rather than waiting will be the ones who come out ahead.

Is your property game-plan still fit for purpose?

02/07/2026

Unlock your financial dreams and tick off your goals, one square at a time.

Which ones would you like to tick off your list this year?

30/06/2026

Helping people reach their goals is exactly why we do what we do. 🏠 Seeing a 5-star review like this makes it all worth it. Thank you for trusting us with your story. ⭐⭐⭐⭐⭐

29/06/2026

The bank isn't lending you money based on today's interest rate.
They're testing whether you could still afford your repayments if rates went up. Different lenders apply different buffers, so it is important to be matched with the right lender, but it is often around 3% on top of whatever you're being offered.

So that's the stress test, and it's why some people get knocked back even when they can "afford" the loan on paper.

It's not a gotcha. It's actually sensible. But it does mean your borrowing capacity may be lower than the headline rate suggests.
Know your number before you fall in love with a purchase.

Let us know in the comments what financial jargon you want us to break down next?

If you want us to run the numbers on your specific circumstances reach out 👇

https://broker.loanmarket.com.au/luke-jakovich/contact/?utm_source=facebook&utm_medium=organic&utm_campaign=socialpost

25/06/2026

💸 But there's a difference between spending on things you actually enjoy and leaking money on convenience you didn't even choose. The $18 delivery fee wasn't the treat. The food was.

The people who build real financial momentum aren't the ones who cut everything, they're the ones who know the difference. Intentional spending reads really well to a lender. So does a savings pattern, even a modest one.

You don't have to be perfect. You just have to be deliberate.

Follow for more savvy savings in our That's How They Get You series.

Address

Suite 8/82 Bathurst Street
Liverpool, NSW
2170

Opening Hours

8:30am - 5pm

Website

http://broker.loanmarket.com.au/luke-jakovich/, https://my.loanmarket.com.au/94D9BBAE-448E-4196-9E79-8B022C01A1C6#/get-s

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