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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm

FMS Group

FMS Group provides an integrated advice offering, tailoring solutions for individuals and businesses to optimise your financial position.

03/09/2026

Spring-cleaning your finances? Yes, it’s a thing.

We spring-clean the house, the garage and the wardrobe… but when was the last time you gave your finances the same attention?

September is a great time to check in on:

• Subscriptions and expenses you no longer need
• Your home loan and interest rate
• Super and investments
• Insurance cover
• Debts and repayments
• The financial goals you set at the beginning of the year

You don’t necessarily need a complete financial overhaul. Sometimes a few small changes are all it takes to feel much more organised and in control.

And if your financial life has become a little complicated, that’s exactly what we’re here for. At FMS Group, our accounting, financial planning and lending teams work together, so we can look at the bigger picture rather than just one part of it.

To speak with our team about your finances, call 1300 982 499.

01/09/2026

Making home loans and lending simpler with expert guidance, personalised advice, and ongoing support every step of the way.

Whether you’re buying your first home, refinancing, investing, or reviewing your current loan, the right lending structure can make a significant difference to your financial future.

At FMS Group, we help individuals and families navigate the lending process with clarity and confidence - comparing options across a broad panel of lenders to find solutions tailored to your goals and circumstances.

From application to approval and beyond, we’re here to make the process smoother, simpler, and less overwhelming.

To discuss your lending options, call 1300 982 499.

27/08/2026

“Unlock better borrowing opportunities”

A credit rating is a snapshot of how reliably you manage money, from paying bills on time to handling loans and credit cards. Your rating helps lenders assess your trustworthiness when you apply for finance, influencing everything from approval chances to interest rates.

A strong credit rating opens doors to better borrowing opportunities which is why understanding and maintaining your score is important.

Our credit experts at FMS Group can help you take charge of your credit story and strengthen your financial future.

Call us today on 1300 982 499 or visit us in Long Jetty.

25/08/2026

Support you can rely on 🤝

Financial decisions can feel overwhelming at times, especially when you’re trying to balance everyday responsibilities with long-term goals. Having the right support behind you can make all the difference.

At FMS Group, we work closely with individuals, families, and business owners to provide clear advice, practical guidance, and ongoing support across every stage of their financial journey.

Whether it’s accounting, financial planning, lending, estate planning, or wealth creation, our team is here to help you move forward with greater clarity and confidence.

Trusted advice starts with understanding your goals.

To speak with our team, call 1300 982 499.

20/08/2026

Running a business means looking beyond tax time.

Your tax return tells you where your business has been, but does it tell you where it's heading?

In our latest blog, the team at FMS Group explores why an annual financial health check is one of the most valuable things Australian small business owners can do. From cash flow and profitability to tax planning, business structure and future growth, a proactive review can help you make more informed decisions and plan with confidence.

If you only hear from your accountant at tax time, it might be time for a more strategic approach.

Read the full blog to discover the seven key areas every business should review each year and learn how FMS Group helps business owners gain greater clarity, confidence and control over their finances.

🔗 Read the blog via the link below.

https://fmsgroup.com.au/2026/08/10/why-every-small-business-should-have-an-annual-financial-health-check/

18/08/2026

Giving you greater control over your retirement savings with tailored SMSF support and strategic guidance.

A Self-Managed Super Fund can offer greater flexibility, control, and opportunity, but also comes with important responsibilities and compliance requirements.

At FMS Group, our SMSF Advisory team helps you understand your options, manage your obligations, and make informed decisions that align with your long-term retirement goals.

From setup and administration through to ongoing compliance and strategy, we’re here to support you at every stage.

To discuss whether a SMSF is right for you, call 1300 982 499.

13/08/2026

Strong finances aren’t usually built through one big decision - they’re built through small, consistent habits over time.

Reviewing your spending regularly, planning ahead for upcoming expenses, reducing unnecessary debt, contributing to savings consistently, and checking in on your financial goals can all make a meaningful difference over the long term.

The earlier good habits are established, the more opportunity there is for your finances to grow, strengthen, and support the lifestyle you want in the future.

At FMS Group, we help individuals, families, and business owners create practical financial strategies designed around long-term confidence and stability.

To discuss your financial goals, call 1300 982 499.

12/08/2026

The RBA has held the official cash rate at 4.35%.

While inflation is easing, it remains above target, meaning interest rates continue to be an important consideration for Australian households, homeowners, property buyers and businesses.

So, what does the latest RBA decision mean for you? Swipe through the carousel for a closer look at the RBA’s decision and what it could mean for your finances.

If you’re looking to buy, reviewing your current mortgage, considering your finance options or simply have questions about what the latest rate decision means for you, get in touch with FMS Group today.

📞 1300 982 499
📍 1/501 The Entrance Road, Long Jetty NSW 2261
🌐 www.fmsgroup.com.au

11/08/2026

Ever wondered what FMS stands for? 💡

FMS stands for Financial Management Solutions - and it’s exactly what we do.

Across accounting, financial planning, lending, SMSF, and estate planning, everything is focused on helping individuals, families, and business owners take control of their financial world with clarity and confidence.

It’s not just a name - it reflects our purpose: providing practical, tailored financial solutions that make a real difference at every stage of life.

At FMS Group, the goal is simple - to help you make informed decisions and move forward with confidence.

07/08/2026

Wellbeing isn’t just about health routines and self-care - it also includes feeling confident and in control of your finances.

Financial stress can impact sleep, relationships, confidence, and overall wellbeing. That’s why having a clear financial plan can make such a meaningful difference - not just financially, but mentally too.

This National Wellness Month, it’s a good reminder that looking after your financial wellbeing is an important part of looking after yourself.

At FMS Group, we help individuals, families, and business owners create clarity around their finances so they can move forward with more confidence and less stress.

To speak with our team about your financial goals, call 1300 982 499.

Address

1/501 The Entrance Road
Long Jetty, NSW
2261

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+611300982499

Website

http://www.fmsgroup.com.au/

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