Katie Withers - Financial Planner

Katie Withers - Financial Planner Financial Planner | Dip FP | Accredited Aged Care Professional and Mortgage Broker based at FMS Group in Long Jetty.

Phone: 1300 982 499
Email: [email protected]
Instagram:

With interest rates and personal circumstances constantly changing, the home loan that suited you a few years ago might ...
15/05/2026

With interest rates and personal circumstances constantly changing, the home loan that suited you a few years ago might not be the best fit today.

Refinancing could help you secure a better rate, reduce your repayments, access equity, or simply structure your loan in a way that works better for your current lifestyle.

If it’s been a while since you reviewed your mortgage, now could be the perfect time for a check-in. Even small changes can make a big difference over time.

Not sure where to start? Our team can review your current loan and help you explore your options with confidence.

📞 1300 982 499
🔗 https://fmsgroup.com.au

Today we celebrate the incredible women who balance so much, especially the mums who bring care, strength and dedication...
10/05/2026

Today we celebrate the incredible women who balance so much, especially the mums who bring care, strength and dedication into both their families and their work.

At FMS Group, we’re proud to be a female-founded business led by Christine, who not only built this business but also raised a family alongside it. Seeing that legacy continue with Lauren and Katie - both as part of the team and as mums themselves - is something truly special.

We’re also lucky to have so many wonderful mums across our team, each bringing their own perspective, resilience and warmth to what we do every day.

To all the mums in our team, our clients, and our community - thank you, and Happy Mother’s Day 💐

The RBA announced a 0.25% cash rate increase yesterday.How does this impact you and your family? Staying informed helps ...
06/05/2026

The RBA announced a 0.25% cash rate increase yesterday.

How does this impact you and your family?

Staying informed helps you make confident financial decisions, even in a changing rate environment.

If you’re wondering how this may affect your situation, now is the time to review and put a plan in place.

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“How quickly the tide can turn”Volatility reflects the variation in an investment’s price over time. High volatility ind...
28/04/2026

“How quickly the tide can turn”

Volatility reflects the variation in an investment’s price over time. High volatility indicates larger, more rapid price swings, while lower volatility suggests steadier performance and more predictable outcomes.

Volatility is closely associated with risk as the market’s price movements can lead to both potential gains and losses. Understanding an asset’s volatility can help you assess its suitability for your portfolio and align your investments with your long-term objectives.

Curious how your portfolio handles market swings?

Discuss it with the team! Call FMS on 1300 982 499.

On ANZAC Day, we pause to honour the courage, sacrifice, and mateship of the Australian and New Zealand servicemen and w...
25/04/2026

On ANZAC Day, we pause to honour the courage, sacrifice, and mateship of the Australian and New Zealand servicemen and women who have served - and continue to serve - our country.

We remember those who gave their lives, those who returned home forever changed, and the families who carried the weight of their service. Their legacy is one of resilience, unity, and strength.

At FMS Group, we join the nation in reflection and gratitude.

Lest we forget.

Happy Thursday, 🐣🌷Our offices will be closed from Friday 3 April to Monday 6 April for the Easter long weekend. We will ...
02/04/2026

Happy Thursday,

🐣🌷

Our offices will be closed from Friday 3 April to Monday 6 April for the Easter long weekend. We will reopen as usual on Tuesday 7 April.

We hope you enjoy a safe and relaxing Easter break with your loved ones. From all of us at FMS Group, Happy Easter!

When was the last time you reviewed your Home Loan? Your mortgage should support your life - not make it harder.But as l...
24/03/2026

When was the last time you reviewed your Home Loan?

Your mortgage should support your life - not make it harder.

But as life changes, many people are still sitting in loans that were set up years ago, for circumstances that no longer apply.

A new job... a growing family... changes to income... shifting priorities. All of these can affect what you need from your home loan.

That’s where reviewing your mortgage can make a real difference. Refinancing isn’t just about chasing a lower rate - it’s about making sure your loan structure, features, and repayments still suit your current situation and future plans.

For some, that might mean improving cash flow. For others, it’s about flexibility, certainty, or accessing equity.

If you’re unsure whether your mortgage still fits your life!

Reach out to me I would love to be able to assist you!
I can assist you with all things finance

~ Home Loan
~ Investment Loan
~ Debt Consolidation
~ Asset Finance
~ SMSF Loans

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To book your appointment, call 1300 982 499 today!

Today, on International Client's Day, we want to take a moment to say thank you.At FMS Group, our clients are at the hea...
19/03/2026

Today, on International Client's Day, we want to take a moment to say thank you.

At FMS Group, our clients are at the heart of everything we do. We’re grateful for the trust you place in us to support your goals, guide your decisions, and be part of your financial journey.

Whether you’ve been with us for years or are just getting started, we genuinely value the relationships we build and the opportunity to help you plan for the future with confidence.

Thank you for choosing us. We appreciate you today and every day. 💛

Financial decisions don’t happen in isolation, and your advice shouldn’t either.One of the biggest advantages of working...
17/03/2026

Financial decisions don’t happen in isolation, and your advice shouldn’t either.

One of the biggest advantages of working with FMS Group is having integrated advice under one roof. That means your accountant, financial adviser, lending specialist and estate planning team are all aligned, working together with a clear strategy.

No conflicting advice. No gaps between services. No need to coordinate multiple providers yourself. Just one team, with a complete understanding of your financial picture, helping you make smarter, more confident decisions at every stage of life.

Because when everything works together, your finances work better too.

📞 1300 982 499
🔗 https://fmsgroup.com.au

As a female-founded business, International Women’s Day is more than a date on the calendar - it’s a reflection of the v...
08/03/2026

As a female-founded business, International Women’s Day is more than a date on the calendar - it’s a reflection of the values we live every day.

We’re proud to support, empower, and work alongside incredible women, including our clients, our team, and our community, as they build careers, businesses, families, and futures.

Financial confidence can be life-changing, and we believe every woman deserves access to advice, opportunities, and support to create the life she wants.

Today, we celebrate the strength, resilience, and achievements of women everywhere. 💜

Happy International Women’s Day.

Address

1/501 The Entrance Road
Long Jetty, NSW
2250

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 2:30pm
Wednesday 12pm - 5pm
Friday 9am - 5pm

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