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CBG Partners

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CBG Partners

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Your Independent Business Partner, working with you to achieve your vision of business success.

CBG Partners is a Mackay Accountant specialising in Accounting and Taxation for Business and individuals and is centrally located in the Mackay, C*D. The services offered by CBG Partners include Accounting, Business Taxation, Individual Tax Returns, Business Solutions, Small Business Accounting, Superannuation and Bookkeeping. With Offices in Mackay and Moranbah we service clients, from all surrounding areas, including The Bowen Basin and Coalfields through to the Whitsunday region and beyond. If you are looking for the best Accountant in Mackay, with tailored business solutions and advice, look no further.

14/10/2026

The Best Time to Fix a Problem Is Before It's One.
Most business owners only think about their accountant when something's already gone wrong - a scary BAS bill, a cash flow scare, a letter from the ATO.
By the time it's a crisis, the options are limited and the stress is real.
The businesses that stay ahead treat their numbers as something to check in on regularly, not something to panic over once a year.
A quick conversation now costs nothing compared to what a problem costs later.
Success. Together.

12/10/2026

One Financial Habit. This Spring. That's It.
Not a full overhaul. Not a five-year plan. One habit.
Maybe it's finally reconciling weekly instead of quarterly. Maybe it's chasing invoices the day they're overdue, not the month after. Maybe it's actually looking at your P&L instead of just your bank balance.
Pick one. Build it into September. See where it's taken you by Christmas.

08/10/2026

We're Not a Call Centre in a Capital City.
When you call CBG Partners, you get someone who actually knows Mackay, the Bowen Basin, and the businesses that keep this region moving.
No offshore support lines. No generic advice written for a capital-city office.
Just local partners who understand tradies, miners, cane growers, and small business owners because we work alongside them every day.
Success. Together.

06/10/2026

Growth Feels Great. Until the Cash Flow Can't Keep Up.
New contract. New hire. New piece of gear. Growth is exciting - but every one of those moves has a cash flow cost before it pays off.
The businesses that scale smoothly are the ones forecasting the gap, not discovering it the hard way.
Know what growth actually costs you upfront
Time your spending against real cash in the bank
Avoid the classic trap: profitable on paper, broke in the bank
Growth should build your business, not break it.

05/10/2026

Taken Money Out of the Company for Personal Use?
It happens - a director dips into the business account to cover a personal bill, meaning to pay it back later.
The ATO has strict rules around director loans (Division 7A), and getting it wrong can mean an unexpected tax bill down the track.
If it's happened in your business, don't sit on it. Let's get it structured and compliant before it becomes a problem at tax time.

01/10/2026

Are You Quoting to Win the Job, or to Actually Make Money?
Winning the job feels good. Actually making a profit on it is what keeps the lights on.
A lot of trades and small businesses across Mackay and regional Queensland are pricing off gut feel or “what we charged last time” - without checking whether the numbers still stack up against rising costs.
Know your real cost per job. Price for profit, not just for being busy.

30/09/2026

Thinking About New Gear
New ute, new machinery, an upgrade to the workshop because if it's on the cards, timing matters.
When you buy, how you finance it, and how it's structured can all affect your tax position and your cash flow for months to come.
Before you sign anything, run it past us. A five-minute conversation now can save a much bigger headache later.

28/09/2026

Crush Season Doesn't Leave Much Time for Paperwork
For cane growers across the Burdekin and beyond, this time of year is all go - harvest, haul-out, mill schedules, and long days that don't leave much room for admin.
That's exactly when your books are most likely to fall behind.
We work with cane farmers to keep the numbers moving in the background - real-time bookkeeping, GST tracking, and cash flow visibility - so the paperwork's sorted before it piles up.
Focus on the harvest. We'll handle the ledger.

25/09/2026

Cyclone Season Doesn't Wait for You to Be Ready
November's closer than it looks on the calendar. For regional Queensland businesses, that means wet season, potential downtime, and cash flow that can dry up fast if a job site floods or a shipment's delayed.
The businesses that come through the wet season strongest are the ones building the buffer now, not in the panic of week one.
Build a cash reserve while trade is steady
Know your fixed costs if work slows for a few weeks
Talk to your bank or insurer before you need them, not after
Weather-proof your business while the sun's still out.
Business

23/09/2026

Three Months Into Payday Super. How's It Tracking?
Back in July, Payday Super changed the game. Super Guarantee now has to be paid in step with wages, not banked up for the quarter.
We're three months in. For a lot of Mackay and regional Queensland employers, that first real test is done.
So, is your payroll system keeping up, or are you still finding cash flow surprises around pay day? If it's the latter, we don't put bandaids on it. We build a system that actually handles the real-time hit.

Address

Level 1 2/42 Wood Street
Mackay, QLD
4740

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+61749532533

Website

https://www.cbgpartners.com.au/

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