Kristi Badgery - Breakwater Financial Planning

29/08/2026

Investment opportunities that seem too good to be true, probably are. If you're approached via unsolicited emails or calls, it's crucial that you complete some checks before you hand over any personal details.





Read more...https://breakwaterfp.com.au/tips-for-staying-safe-online/

22/08/2026

Every super fund charges fees but it's not always obvious what you're paying for. This article breaks down each fee type in plain English and explains how to compare funds properly.





Read more...https://breakwaterfp.com.au/super-fund-fees-explained/

15/08/2026

Even though redundancies are often part of business, being told your role has become redundant can still leave you feeling blindsided. The key is not to panic. Some people discover that a redundancy can in fact open doors to new financial and lifestyle possibilities.





Read more...https://breakwaterfp.com.au/navigating-redundancy-make-it-work-for-you/

11/08/2026

While there are benefits in establishing an SMSF, running your own fund is complex and there are many things you have to consider. Learn more.





Read more...https://breakwaterfp.com.au/understanding-the-rules-and-obligations-of-an-smsf/

25/07/2026

Is your super on track for your age? See the latest balances for Australians at every life stage using data from the ATO and ASFA; and what those numbers really mean for your retirement.





Read more…https://breakwaterfp.com.au/average-super-balance-by-age-in-australia/ -8287

Your super balance is one of the strongest signals of how your financial future is shaping up. It’s also one of the first things Australians compare. So it’s no surprise the big question keeps coming up: is my super on ...

18/07/2026

Not economically savvy? Not to worry, this short guide will help you learn the basics on the economy and improve your financial know how.





Read more…https://breakwaterfp.com.au/the-economy-learn-the-basics-in-5-minutes/ -8293

Not economically savvy? Not to worry, this short guide will help you learn the basics on the economy and improve your financial know how. What is the ASX? ASX stands for Australian Securities Exchange (not stock exchange like many people ...

11/07/2026

When it comes to financial advice, everyone is different. A range of options are available, from ‘bite-sized’ advice on particular situations to holistic advice that looks at your complete financial situation.





Read more…https://breakwaterfp.com.au/the-value-of-good-financial-advice/ -8296

04/07/2026

Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life. A little bit of planning could help you take control of your financial future.





Read more…https://breakwaterfp.com.au/taking-control-of-your-finances-post-divorce/ -8290

Marriage breakdown can be highly traumatic and brings a whole new set of issues when it happens later in life. As well as the emotional challenges, there are practical issues to tackle, not least your finances. It’s all the more ...

27/06/2026

Romance scams remain a top source of fraudulent financial loss for Australians. Here are the signs an online relationship may be a scam.





Read more…https://breakwaterfp.com.au/romance-scams-signs-an-online-relationship-could-be-a-scam/ -8284

Romance scammers build emotional trust by seeming attentive and expressing intense feelings but money requests follow, often disguised as financial emergencies, travel costs or investment opportunities. Romance scams a top three source of losses Australians lost almost $140 million to ...

20/06/2026

While saving for retirement can seem somewhat daunting, there are a few simple strategies to use. Here’s how to get started.





Read more…https://breakwaterfp.com.au/developing-a-retirement-savings-plan/ -8275

While saving for retirement can seem somewhat daunting, there are a few simple strategies to use when planning your best financial future. Here’s how to get started today, to enjoy an even more rewarding tomorrow. How am I tracking to ...