10/09/2026
💳 “No Card Surcharge” — It’s Not the End!
From 1 October 2026, businesses can no longer add surcharges to credit, debit or prepaid card payments.
But there are benefits for everyone! 🎉
🛍️ FOR CONSUMERS:
No unexpected card surcharges — the price you SEE is the price you PAY.
💼 FOR BUSINESSES:
📊 More transparency — easier to compare payment providers and their fees from RBA website.
💰 More options to save — businesses can offer discounts for preferred payment methods, such as Cash 💵 or PayID.
📉 Lower payment costs — reforms aim to improve competition and reduce some payment processing costs.
A change for everyone — and an opportunity to find smarter ways to pay and save! 🙌
https://www.rba.gov.au/payments-and-infrastructure/review-of-retail-payments-regulation/2026-03/conclusions-paper/faqs/
https://www.accc.gov.au/business/pricing/price-displays -display-of-surcharges