MicroChilli Accounting & Advisory

19/05/2026

Things are about to get spicy. 🌶
 

You did the mindset work. You said the affirmations. You raised your prices.

And then a client questioned your rate and you discounted on the spot.
 
Here is what actually happened in that moment.

You had belief on one side. Their objection on the other. And belief, even hard-won, journalled-about belief, is still just a feeling. It's smoke. No heat behind it. And smoke doesn't hold up when someone actually challenges it.
 
This is not your fault. The coaching industry sold you mindset work because mindset work is easy to sell. What they didn't mention is that belief without evidence underneath it burns out the moment someone pushes back.

Now flip it.

Imagine you knew your exact margin on that client. You knew what you needed to keep from every engagement to pay yourself properly, cover your costs, and still have something left. The rate wasn't what you felt you deserved. It was what the numbers said the business needed. 

Client pushes back.

You don't fold. Because it's not personal anymore. It's just the number. And the number doesn't have feelings.

Belief folds. Data holds. 🌶️

Tell me in the comments: have you ever discounted a rate you knew was right because someone pushed back?

 

19/05/2026

Things are about to get spicy. 🌶️
 
You did the mindset work. You said the affirmations. You raised your prices.

And then a client questioned your rate and you discounted on the spot.

Here is what actually happened in that moment.

You had belief on one side. Their objection on the other. And belief, even hard-won, journalled-about belief, is still just a feeling. It's smoke. No heat behind it. And smoke doesn't hold up when someone actually challenges it.

This is not your fault. The coaching industry sold you mindset work because mindset work is easy to sell. What they didn't mention is that belief without evidence underneath it burns out the moment someone pushes back.

Now flip it.

Imagine you knew your exact margin on that client. You knew what you needed to keep from every engagement to pay yourself properly, cover your costs, and still have something left. The rate wasn't what you felt you deserved. It was what the numbers said the business needed.

Client pushes back.

You don't fold. Because it's not personal anymore. It's just the number. And the number doesn't have feelings.

Belief folds. Data holds. 🌶️

Tell me in the comments: have you ever discounted a rate you knew was right because someone pushed back?

18/05/2026

You already know what to charge.

You've googled it. You've asked your peers. You've done every pricing calculator on the internet.

And you still feel sick sending quotes.

Here's the hot take nobody in the pricing space will touch: the formula was never the problem. The industry just needed you to keep buying the formulas.

The real issue is sitting way deeper than any spreadsheet can reach. Some part of you doesn't believe you're allowed to keep what you charge.

So you undercharge.

Or you fold the moment a client pushes back.

Or you charge the right rate, bank it, and spend the next week waiting to be found out.

That's not a pricing problem. That's a slow burn that's been costing you money for years.

And no formula puts it out.

That's what we're unpacking this week. Things are about to get spicy. 🌶️

Drop a comment: when you send a quote, what's the first thing that goes through your head?

15/05/2026

Asking your mastermind group what they would do is not a financial strategy.

They're answering from their business. Their cashflow. Their risk tolerance.

Not yours.

Every big decision you're second-guessing right now has a number behind it.

What it costs. What you need to generate to cover it.

What your business currently looks like. Whether the timing actually works.

When you know that number, you don't need opinions.

You have an answer.

If youre not sure where to start with this send me a DM and lets chat.. 🌶️

28/04/2026

I hear what they don't post.

The panic behind the polished pitch.

The slow month that feels like the beginning of the end.

The smile that's holding everything together.

If that's you right now — you're not failing.

You're just the only one telling the truth.

DM me the word REAL and let's talk about what's really going on. 🌶️

24/04/2026

Your business is not the problem.

Your relationship with your numbers is.

Nobody tells you this when you start.

They sell you the dream.

The freedom.

The “just follow your passion” narrative.

But no one tells you…

Running a business is f # hard when you don’t understand your numbers.

Because suddenly:
💸 You’re making money… but don’t feel wealthy
💸 You’re signing clients… but still stressed about cash
💸 You’re busy… but not actually moving forward

And you start questioning everything.

Your marketing.
Your offers.
Yourself.

But here’s the truth most people avoid:

Every single problem in your business comes back to money and data.

Your marketing isn’t working?

You don’t know what’s converting.

Your sales feel hard?

You don’t trust your numbers enough to sell with certainty.

Your decisions feel risky?

Because you’re guessing… not leading.

And guessing is exhausting.

So let me ask you…

👉 Where the f # is your money?

Because if you can’t answer that instantly —
not vaguely, not “I think”, not “it should be”…

That’s the problem.

And that’s exactly what I’m breaking down LIVE.

📍 Melbourne
🗓 26th May
🔥 WHERE THE F*CK IS MY MONEY

This isn’t fluff.
This isn’t theory.
This is where we rip apart your numbers, find the leaks, and show you exactly what’s really going on in your business.

If you’re done guessing…and ready to actually lead with your numbers—

DM me MONEY and I’ll send you the details 💥

10/04/2026

"This is the first school holidays where I don't want to vomit over my numbers."*

Let that sink in for a second.

If you're a women-led service-based founder who is generating good revenue but constantly stressing about keeping the profits you know *exactly* what Fibi is talking about.

The constant low-grade panic of "how am I going to pay myself? How am I going to pay my staff? How am I going to pay everyone else?" It's exhausting.

And it's not just about the math. It's about the heavy, suffocating identity of being a business owner who feels out of control. You're doing all the things, but you're not *being* the CEO who actually gets to enjoy the fruits of her labour.

That's the reality before Revenue to Riches.

But listen to Fibi now. She's looking at her bank account and actually *seeing* the money there.

School holiday program? Covered.
Four weeks of marketing still to go and she's already ok.

This isn't just about getting a bookkeeper or an accountant to sort your accounting — it's about fundamentally shifting who you are *being* in your business. It's about stepping into the role of a true CEO for your own life, implementing Profit First principles, and making your freedom number your absolute anchor.

When you align your identity with that freedom number, the numbers becomes a tool for empowerment — not a source of nausea.

Ready to stop feeling sick over your bank balance and start actually keeping the money you make? DM me "RICHES" and let's talk!

04/03/2026

Revenue is fun… until it’s not.

It’s fun when the Stripe notifications are flying in.

It’s fun when the months look “big.”

It’s fun when everyone thinks you’re smashing it.

But revenue without profit?

That’s just noise.

Because making money isn’t the same as:

– Keeping money

– Growing money

– Paying yourself properly

– Sleeping at night

– Building an actual life around your business

Revenue is vanity.

Riches is structure.

Riches is:

💰 Profit first — not “whatever’s left”

💸 Money that actually stays in the bank

🧠 Decisions made from data, not desperation

🛠 Systems that don’t collapse when you log off

☀️ Freedom designed on purpose — not squeezed in between client calls

If you’re booked out…

If your calendar is chaotic…

If your revenue looks impressive…

But you still feel financially tight?

That’s not a hustle problem.

That’s a standards problem.

You don’t need more clients.

You need fewer leaks.

Because being “busy and broke” isn’t a personality trait.

It’s a business model flaw.

Message me “RICHES” and let’s plug the holes 🌶️

25/02/2026

24/02/2026

If you can’t manage with $10k revenue…

You won’t magically manage with $100k.

I’m going to say this with love.

More revenue doesn’t fix broken money habits.

It just magnifies them.

If you’re doing $10k months and:

You don’t know what’s left after expenses

You “hope” there’s enough for tax

You pay yourself last

You avoid looking at the bank account

Then $100k months will feel exactly the same…

Just with bigger numbers.

Bigger stress.

Bigger tax bills.

Bigger arguments at home.

Because the problem was never the revenue.

It was the structure.

I see service-based founders hit $50k, $80k, even $100k months…

And still feel broke.

Still stressed.

Still transferring money between accounts trying to make payroll work.

Revenue is ego.
Structure is security.

If you can build discipline at $10k,

You’ll feel powerful at $100k.

If you build systems at $10k,

You’ll feel calm at $100k.

That’s what Profit First, Cashflow forecasting and top-tier financial leadership actually does.

It turns impressive revenue into real take-home pay.

So instead of chasing the next $10k…

Ask yourself:

👉 If I doubled my revenue tomorrow… would my stress double too?

If the answer is yes, we fix the foundation first.

Comment or DM STRUCTURE and I’ll show you what I look at first inside a business doing $10k months.

Let’s build something spectacular not just noisy.