360 Financial Strategists

360 Financial Strategists 360 Financial Strategists
Financial Advice | Accounting | Mortgage Broking
360fs.com.au
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www.360fs.com.au - 360 Financial Strategists - 'Own Your Future'.



360 Financial Strategists Pty Ltd as Trustee for 360 Financial Strategists Unit Trust (ABN 25 368 790 902) are Authorised Representatives and Credit Representatives of Akumin Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706.

16/07/2026

Debt isn't just "good" or "bad", it's way more nuanced than that. 💡

Tax-deductible debt, investment debt, even your mortgage.

Some debt can actually accelerate your wealth creation instead of holding you back.

15/07/2026

Dave Ramsey says pay off all debt first. We say not so fast!

There's no one-size-fits-all answer here, it depends on the type of debt, the interest rate, and what your money could be doing elsewhere.

We break down why "debt-free before investing" isn't always the smartest move.

🎙 New Podcast Episodehttps://www.youtube.com/watch?v=UbxdiPYGlhA&t=1sIt's one of the most common financial questions Aus...
15/07/2026

🎙 New Podcast Episode

https://www.youtube.com/watch?v=UbxdiPYGlhA&t=1s

It's one of the most common financial questions Australians ask:

Should you focus on paying off your mortgage first, or start investing while you still have debt?

The answer isn't always straightforward.

In this episode, we discuss:

🏡 The pros and cons of paying down your mortgage first
📈 When investing alongside your mortgage may make sense
💰 How cash flow and interest rates influence the decision
🎯 Why the right strategy depends on your personal goals

Financial planning isn't about following a one-size-fits-all formula. It's about finding the approach that aligns with your priorities, risk tolerance, and long-term objectives.

If you're weighing up your next financial move, this episode offers practical insights to help you think through your options.

14/07/2026

🚨 Not every headline tells the full story.

Recent announcements suggest expanded tax concessions for small businesses, but does that actually mean more businesses will benefit?

Watch this short clip to hear our perspective, and explore the full podcast for a deeper discussion on the proposed tax changes and what they could mean for Australian business owners.

12/07/2026

There's often a ripple effect when tax policy changes, and it's not always the outcome people expect.

In this podcast clip, we discuss how proposed changes to investor tax settings could influence the rental market and why both investors and renters should understand the bigger picture.

09/07/2026

🚨 Big tax changes could have a major impact on investors and business owners.

One of the biggest proposed changes? The way Capital Gains Tax (CGT) is calculated.

In this podcast clip, we break down:
📈 What’s changing
💰 Why the 50% CGT discount matters
🏡 How investors and business owners could be affected
📋 Why it's important to review your strategy rather than waiting until tax time

Tax rules don't just affect your tax return—they can influence long-term investment decisions and wealth-building strategies.

Understanding the changes today can help you make more informed decisions tomorrow.

Watch the full conversation for a practical breakdown of what these proposed changes could mean and the questions you should be asking.

🎙 New Podcast Episodehttps://www.youtube.com/watch?v=HxEQCHpZzHkTax legislation doesn't stand still and neither should y...
09/07/2026

🎙 New Podcast Episode

https://www.youtube.com/watch?v=HxEQCHpZzHk

Tax legislation doesn't stand still and neither should your financial strategy.

In this episode, we're joined by Ryan Finlay to discuss recent tax rule changes and what they could mean for individuals, families, investors, and business owners.

We cover:

📑 Recent tax rule changes worth knowing
💡 How tax changes may influence financial decisions
🏠 Considerations for property owners and investors
📈 Why reviewing your strategy regularly is so important

While tax rules evolve, one thing remains the same: having a strategy that adapts to change can help you make more informed financial decisions.

If you'd like to better understand how tax changes may affect your financial planning, this episode provides practical insights and expert perspectives.

You can connect with the team at Willis Partners here https://willispartners.com.au/





07/07/2026

Has building wealth become harder... or have our expectations changed?

A generation ago, financial success often looked like:

🏠 Paying off the family home

💰 Building some savings

🏖️ Taking the occasional holiday

Today, many Australians are juggling rising living costs, larger mortgages, lifestyle expectations, and the desire to enjoy experiences now—not just in retirement.

The result?

Many people are carrying debt for longer, saving less, and finding wealth creation more challenging than previous generations.

It's not about right or wrong.

It's about understanding the trade-offs between lifestyle today and financial freedom tomorrow.

What do you think has changed the most: the cost of living or our expectations?

Address

Waterman Business Centre, Level 1/793 Burke Road, Camberwell
Melbourne, VIC
3124

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+61394270855

Website

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