03/04/2026
A $180,000 claim almost destroyed this tradesperson's business.
The reason? They didn't have the right insurance in place. One client alleged faulty workmanship, and without professional indemnity cover, it could have meant bankruptcy.
Here's the truth most new business owners don't realize: insurance isn't optional overhead. It's essential protection. The right coverage depends on your industry, whether that's public liability, professional indemnity, or cyber insurance, but the principle is the same: get covered before you need it.
Once an incident happens, it's too late.
Think of insurance like rent or software. It's part of your operating costs, not a luxury. A $2,000 annual premium can protect you from a $200,000 loss. That math is simple.
Watch the full video to learn what coverage your business actually needs and why waiting could cost you everything.
Not sure where to start? Call us on 1300 888 168 or email [email protected] and we'll walk you through it.