What are the opening hours?

Monday 8:45am - 5pm Tuesday 8:45am - 5pm Wednesday 8:45am - 5pm Thursday 8:45am - 5pm Friday 8:45am - 5pm

Benjamin King Money Wealth

Home
Australia
Melbourne, VIC
Benjamin King Money Wealth

We are committed to achieving unsurpassed client satisfaction. Wealth Creation and Wealth Protection strategies are the primary focus for our clients.

We do this through the delivery of the highest quality strategic financial and investment planning combined with portfolio management for our clients. We plan and monitor unique financial strategies that are effective for our individual clients. We can help you create the financial security that lets you focus on what’s really important in your life. Benjamin King Money Wealth Pty Ltd is a Corpora

te Authorised Representative of Viridian Advisory Pty Ltd, ABN 34 605 438 042, AFSL 476 223. This information has been prepared without taking account of your objectives, financial situation or needs. Because of this you should, before acting on this information consider its appropriateness, having regard to your objectives, financial situation and needs.

18/05/2026

If you have a HELP/HECS balance, indexation of 2.8% will be applied on 1 June 2026.

For example, a 2.8% indexation equals about $773 on a $27,600 balance.

Indexation is applied by the Australian Taxation Office on 1 June to the portion of your loan that has remained unpaid for more than 11 months.

At the same time, your compulsory HELP repayments are reconciled through your tax return (at least 30 days later), which can make the timing feel frustrating if you’re close to clearing the debt.

However, if you want your voluntary payment to count before indexation, Study Assist notes that you will need to make a voluntary repayment by 26 May 2026 (to allow time for processing.)

You can check your balance and payment options via the Australian Taxation Office online services through myGov.

If you’d like help understanding how this affects your overall plan (cash flow, goals, home lending strategy, etc.), contact the advisers at BKM Wealth for personal financial advice.

12/05/2026

Recently, Tania Thornton from Benjamin King Money Wealth travelled to Manila to spend time with our Atlas team members, Cyla Sto Tomas and Mary Reyes. The visit was a great opportunity to strengthen our connection with our Atlas team.

"What a fantastic opportunity I had to travel to Manila and meet our dedicated team," Says Tania, "It was an invaluable number of days being able to conduct one on one training sessions in person whilst also learning more about the operations within Atlas. Everyone was very welcoming and especially excited to introduce me to the Filipino cuisine. Thank you to everyone for the memorable visit, I look forward to building on our continued relationship."

Tania also enjoyed catching up with our former team member Ailyn Selario who has grown into a leadership role at Atlas, as well as connect with CEO Jason Cutrupi to learn more about the Atlas business and how it operates.

We’re proud of the strong relationships we continue to build across our teams and grateful for the support, dedication and culture that connects us no matter the distance.

06/05/2026

The Reserve Bank of Australia has increased interest rates by 0.25%, taking the cash rate to 4.35%. This move was widely expected and reflects ongoing efforts to bring inflation back under control.

Inflation remains higher than ideal, driven by things like energy costs and general living expenses. By lifting interest rates, the RBA is aiming to slow price growth and reduce pressure on households over time.

For many Australians, this means borrowing costs may stay higher for longer, which can place pressure on mortgage repayments. At the same time, higher interest rates can be positive for savers and investors, with better returns available on cash and income focused investments. Markets may continue to move around in the short term, but this is a normal part of economic adjustment.

Importantly, the RBA has signalled that it now has more flexibility to pause and assess how the economy responds. While higher rates can feel challenging, they also create opportunities for those with a well structured and diversified financial plan.

If you have questions about how interest rate changes may affect your personal situation, speak with one of our advisers at BKM Wealth. We’re here to help you understand your options and stay focused on your long term goals.

01/05/2026

Our latest Superannuation Update Session brought together some of our clients for an insightful presentation on the evolving superannuation landscape, with a focus on the new Division 296 measures within Superannuation.

Led by Daniel Shaw (Director and SMSF Specialist Adviser at DFK BKM) and Rikki Juzwin (Certified Financial Adviser at BKM Wealth), the session provided a practical and informative breakdown of key changes impacting superannuation strategies.

Attendees heard detailed insights on what Division 296 is, who it impacts, and how earnings are calculated, along with real-world examples for large and very large superannuation balances. The session also explored broader strategic topics including alternative investment structures, upcoming contribution cap changes from 1 July 2026, the First Home Super Saver Scheme, and comparisons across industry, retail and SMSFs.

Thank you to all who joined us for an engaging session, complemented by a delicious lunch and valuable discussion!

28/04/2026

The Victorian Government has announced a one-off 20% rebate on 2025/26 vehicle registration payments, aimed at helping ease cost-of-living pressures for households.

Applications will open on 1 June 2026 and close on 31 July 2026, so it’s a relatively short window to take advantage of the offer.

Eligible drivers can receive up to $186 per vehicle, with a maximum of two vehicles per person (up to $372 in total). Concession card holders will still be eligible, although their rebate will be adjusted accordingly.

The rebate will be limited to 2 light vehicles per person. Eligible vehicles include:
• cars
• wagons (4WD)
• station wagons
• motorcycles
• utes
• vans
• light trucks.

To access the rebate, applications can be submitted through the Service Victoria website or app during the application period.

If you’d like help understanding how this rebate fits into your broader household cash flow, savings strategy, or overall financial plan, reach out to our advisers at BKM Wealth, we’re here to help.

22/04/2026

It’s one of the most common questions we hear, and the answer isn’t one-size-fits-all. Before making any big decisions, it’s worth stepping back and asking a few key questions.

• Do you have an adequate emergency fund in place?
• What are your short and long-term goals for the funds?
• Are there any high-interest debts to pay down?
• Are you making the most of tax-effective structures like superannuation?

From there, sometimes the best option is simply to leave it in cash or an offset account if you have short term plans for the funds. Sometimes in finance, doing more doesn’t generate a better outcome. Sometimes, simple is better.

If you have a more long-term focus for the funds then investing may be most appropriate. Start off with setting an investment duration and expected return. If you are happy to lock away the funds until retirement, superannuation may be appropriate as it can offer additional tax benefits. If not, a diversified portfolio outside of super creates a great foundation to build upon for your future.

If you’re unsure what the right next step looks like, that’s where personal advice can make all the difference. Contact our financial advisers at Benjamin King Money Wealth to discuss your next steps.

08/04/2026

A number of AFL players have been informed that their group insurance will no longer cover certain brain injuries, following changes made by the insurer. This change applies even though players have been paying into the cover through their superannuation.

While this particular example involves professional athletes, the lesson is relevant to everyday Australians. When insurance is held inside super or through an employer, the insurer generally has the ability to:

• Change definitions
• Add exclusions
• Reduce benefits
• Remove cover altogether

All without needing your consent.

This is why many people choose policies with guaranteed terms (often referred to as Guaranteed Future Insurability).

These policies:
• Cannot be cancelled by the insurer
• Cannot be altered or downgraded
• Only change if you choose to make a change or stop paying premiums

Insurance is meant to provide certainty when life doesn’t go to plan. Knowing whether your cover can be changed is just as important as knowing how much you’re insured for.

If you’d like to explore insurance options that cannot be cancelled or altered by the insurer, reach out to the financial advisers at BKM Wealth for professional guidance.

17/03/2026

The Reserve Bank of Australia has increased the cash rate by 25 basis points to 4.10% following its latest Board meeting.

The decision comes as inflation pressures have picked up again after easing from their 2022 peak. Data from the second half of 2025 showed a noticeable rise in inflation, driven in part by stronger-than-expected demand and increasing capacity pressures across the economy.

The labour market has also remained tighter than anticipated, with unemployment slightly lower than forecast and labour underutilisation still at low levels. At the same time, business investment has exceeded expectations, and housing market activity has remained strong over the past year. Global factors are also contributing to inflation risks. The ongoing conflict in the Middle East has pushed fuel prices higher, which could add to inflation if sustained. Short-term inflation expectations have already begun to rise as a result.

While financial conditions have tightened slightly in 2026, credit remains available to households and businesses, and the full effects of interest rate reductions during 2025 are still working their way through the economy.

Taking these factors into account, the Board concluded that inflation is likely to remain above target for longer than previously expected. Raising the cash rate was considered necessary to help contain inflation and support price stability.

If you have any questions about this latest announcement, contact our financial advisers at Benjamin King Money Wealth!

12/03/2026

This is one of the most common things heard in financial advice conversations.

At its core, personal finance often comes down to one basic rule: Don’t spend more than you earn. Yet many Australians earning good incomes still struggle to follow this. Not because they are careless, but because there is no clear structure.

One of the simplest (and most effective) strategies is to pay yourself first. Here’s how to approach it:

1. Set aside a portion of your pay as soon as it reaches your account
Don’t wait to see what remains at the end of the month.

2. Start small — even 5% is enough to begin
The goal is consistency, not perfection. If possible, gradually work towards saving 20%.

3. Add separate savings for specific goals
Holidays, renovations and major purchases can sit on top of your core savings plan.

4. Spend the rest guilt-free
Once savings are automated, the remaining money can be spent with confidence and without second-guessing.

If you are earning a good income but still feel like you are not getting ahead, it may be time to step back and review your financial structure, not just your income.

If you would like help building a strategy that fits your situation, or guidance on how to make the most of your savings, the advisers at BKM Wealth are available to assist.

26/02/2026

Young adults entering the workforce face new financial responsibilities.

Understanding superannuation, investing, and the relationship between risk and return can have a significant impact over time.

Even small contributions to super early can grow substantially through compound returns. Investing in diversified funds teaches the importance of spreading risk and planning for the future.

Teaching these concepts early equips young adults with the tools to make informed financial decisions that last a lifetime.

For tailored advice on building long-term financial security for your children, contact the advisers at BKM Wealth.

20/02/2026

Good tax planning isn’t just about paying the least tax this year, it’s about achieving the best after-tax outcome over time.

A refund or deduction can feel like a win, but strong tax strategy looks at the bigger picture: Cash flow, risk, structure, and long-term financial goals, not just one line on your tax return. In fact, sometimes paying more tax simply reflects stronger income or a successful investment result. What really matters is what you keep after tax, and how it supports your broader financial plan.

The best outcomes are achieved when your financial advisers and accountants work together, aligning their strategy, structure, and timing to create smarter, more seamless decision-making.

This integrated approach is the competitive difference delivered through DFK Benjamin King Money, and Benjamin King Money Wealth, where collaboration under one roof allows for clearer communication, aligned strategies, and a stronger focus on achieving the best outcomes for our shared clients.

If you’d like to review your tax strategy beyond just the refund, reach out to our BKM Wealth team to start a conversation about your long-term financial position.

Address

Level 5, 47 Blazey Street, Richmond
Melbourne, VIC
3121

Opening Hours

Monday	8:45am - 5pm
Tuesday	8:45am - 5pm
Wednesday	8:45am - 5pm
Thursday	8:45am - 5pm
Friday	8:45am - 5pm

Telephone

+61398134711

Website

http://www.bkmwealth.com.au/

Alerts

Be the first to know and let us send you an email when Benjamin King Money Wealth posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing