Independent Wealth Partners

Independent Wealth Partners Independent Wealth Partners Pty Ltd is an Authorised Representative of Independent Wealth Services Pty Ltd (AFSL 512433).

This account provides general advice which does not consider your personal circumstances. Contact us directly for personal advice. This account contains general advice which does not consider your particular circumstances. You should seek advice from Independent Wealth Partners who can consider if the strategies and products are right for you

16/07/2026

What if the biggest benefit of financial advice wasn't financial?

Over the past two years, we tracked the wellbeing of 135 clients across eight dimensions of life: financial, emotional, social, physical, intellectual, career, environmental, and spiritual wellbeing.

Every single area improved.

The biggest increase? Spiritual wellbeing, with clients reporting a 28% uplift in their sense of purpose, values, and overall direction in life.

๐Ÿ”ธ When your wealth is aligned with what matters most, the impact extends far beyond money ๐Ÿ”ธ

๐Ÿ”— โ–ถ๏ธ Watch the full conversation: https://youtu.be/FK2x4FUX298

Is financial advice worth it? ๐Ÿ’ญMany people instinctively look at the numbers: investment returns, tax savings, portfolio...
15/07/2026

Is financial advice worth it? ๐Ÿ’ญ

Many people instinctively look at the numbers: investment returns, tax savings, portfolio performance, or net worth growth.

But some of the most meaningful benefits are much harder to measure.

Greater confidence. Less financial stress. Clearer decisions. Better sleep. The reassurance that your financial life is aligned with the life you want to live.

At Independent Wealth Partners, we believe wealth is not just about what you accumulate, but what it enables.

Curious about how our clients describe the value of financial advice? Explore their experiences and our reflections:
โžก๏ธ https://buff.ly/9WrTcbo

14/07/2026

๐Ÿ’ธ Did you know downsizer contributions can do more than simply move money into super?

When combined with a recontribution strategy, they may help increase the tax-free component of super and create additional estate planning opportunities.

For some Australians, this can improve how superannuation is structured for both retirement and future beneficiaries.

๐Ÿ”— โ–ถ๏ธ Watch the full conversation: https://buff.ly/0ZvCEqg

๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ช๐˜ด ๐˜จ๐˜ฆ๐˜ฏ๐˜ฆ๐˜ณ๐˜ข๐˜ญ ๐˜ช๐˜ฏ๐˜ง๐˜ฐ๐˜ณ๐˜ฎ๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฏ๐˜ฐ๐˜ต ๐˜ฑ๐˜ฆ๐˜ณ๐˜ด๐˜ฐ๐˜ฏ๐˜ข๐˜ญ ๐˜ง๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜ข๐˜ฅ๐˜ท๐˜ช๐˜ค๐˜ฆ.

08/07/2026

Can you make a downsizer contribution with $2M+ in super?

One lesser-known feature of downsizer contributions is that they aren't subject to the same total super balance restrictions as many other contribution strategies.

That means even people with substantial superannuation balances may still be eligible after selling an eligible property.

But eligibility is only part of the story. As Andrew explains, the best outcomes often come from forward planning and understanding how today's decisions may affect future contribution opportunities and retirement goals.

๐Ÿ”— โ–ถ๏ธ Watch the full conversation: https://buff.ly/0ZvCEqg

Are you 55 or older and thinking about selling your home? ๐ŸกYou may be eligible to contribute up to $300,000 per person (...
08/07/2026

Are you 55 or older and thinking about selling your home? ๐Ÿก

You may be eligible to contribute up to $300,000 per person ($600,000 for couples) into super through the ATOโ€™s downsizer contribution rules.

In this guide, we cover:

๐Ÿ”ธ What downsizer contributions are
๐Ÿ”ธ Who may be eligible
๐Ÿ”ธ Potential retirement and tax planning benefits
๐Ÿ”ธ Important things to consider before contributing

As Andrew explains in his article, downsizer contributions can form part of a broader retirement strategy, but the rules are technical and timing matters.

๐Ÿ‘‰ Learn more: https://buff.ly/93sZCGR

Would you like to understand whether this strategy suits your circumstances? Contact the Independent Wealth Partners team.

๐Ÿ”ธ Your wealth. Your future. Your way. ๐Ÿ”ธ

07/07/2026

๐Ÿก Downsizer contributions don't actually require downsizing.

When people hear the term downsizer contribution, they often assume they need to move into a smaller home to qualify.

But as Andrew explains, eligibility is based on meeting specific criteria following the sale of an eligible property โ€” not on whether you buy a smaller home afterwards.

Understanding the rules can help you identify opportunities to better support your broader retirement strategy.

๐Ÿ”— โ–ถ๏ธ Watch the full conversation: https://buff.ly/0ZvCEqg

Markets will always experience periods of uncertainty.Thatโ€™s why successful investing is not just about markets, returns...
02/07/2026

Markets will always experience periods of uncertainty.

Thatโ€™s why successful investing is not just about markets, returns, or reacting to headlines. Itโ€™s also about understanding how people experience risk, uncertainty, and volatility over time.

At Independent Wealth Partners, we believe investment strategies should align:

โš–๏ธ Risk
๐ŸŽฏ Goals
๐Ÿง  Human behaviour

Because a portfolio that looks โ€œoptimalโ€ on paper, but cannot be emotionally maintained during difficult periods, may not be the right strategy at all.

Rather than starting with markets, we start with your goals, your timeframes, and what your wealth is ultimately designed to support.

๐Ÿ”ธ Investing should support the life you want to live.๐Ÿ”ธ

01/07/2026

๐Ÿค– Why do AI-related companies keep performing so strongly?

With geopolitical tensions, inflation concerns, and economic uncertainty dominating headlines, the continued strength of AI-related companies has been one of the most fascinating market trends of recent times.

What's particularly interestingโ€”and relatively rareโ€”is that for many of the โ€œMagnificent Sevenโ€, earnings growth has actually been outpacing share price growth.

Normally, investors expect share prices to rise faster than profits as markets price in future growth. But in this case, profits are growing even faster, driven by strong demand for AI technology and the infrastructure powering it.

โ–ถ๏ธ Watch the full June Market Update: https://buff.ly/sqmFIug

29/06/2026

For 300,000 years, humans have been wired for survival ๐Ÿง 

Which means fear, uncertainty, and the urge to react are completely natural when markets feel uncomfortable.

โ—๏ธThose emotional reactions can often become one of the biggest obstacles to long-term investing success.

Still, the goal isnโ€™t to eliminate emotion altogether, but to learn how to manage it, stay grounded, and avoid making reactive decisions when uncertainty rises.

Because while discomfort eventually passes, poor investment decisions can last much longer.

โ–ถ๏ธ Full conversation: https://buff.ly/56QEcJA

When youโ€™ve worked hard to build your wealth, itโ€™s completely natural to hesitate when faced with a fee that feels like ...
26/06/2026

When youโ€™ve worked hard to build your wealth, itโ€™s completely natural to hesitate when faced with a fee that feels like giving some of it away.

But sometimes, the instinct to protect your money in the short term can make you lose sight of the bigger picture.

In โ€œ๐˜›๐˜ฉ๐˜ฆ ๐˜”๐˜ฐ๐˜ด๐˜ต ๐˜Œ๐˜น๐˜ฑ๐˜ฆ๐˜ฏ๐˜ด๐˜ช๐˜ท๐˜ฆ ๐˜๐˜ฏ๐˜ท๐˜ฐ๐˜ช๐˜ค๐˜ฆ ๐˜ ๐˜ฐ๐˜ถ ๐˜•๐˜ฆ๐˜ท๐˜ฆ๐˜ณ ๐˜—๐˜ข๐˜บโ€, Adviser & Partner Chris Haggart explores how fear, uncertainty, and emotional decision-making can interfere with long-term financial outcomes.

At the centre of the article is a powerful example of loss aversion: a client who chose not to proceed with a strategy because of the management fee, only to later miss out on approximately $350,000 in investment growth while waiting for the โ€œright timeโ€ to invest.

Itโ€™s a confronting reminder that the visible cost is not always the most expensive one.

As Chris explains, the value of advice is not only about investments, tax structures, or financial modelling. Itโ€™s also about having a trusted partner who can help you navigate uncertainty, provide perspective, and stay aligned with your long-term goals when emotions are running high.

We invite you to reflect on the hidden cost of fear, inaction, and emotional decision-making in financial planning.

๐Ÿ“™๐Ÿ”— https://buff.ly/Ewsw4Z0

Address

16/530 Collins Street
Melbourne, VIC
3000

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61383939371

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