TruWealth Advice

TruWealth Advice 2023 Finalist Financial Adviser of the Year (WIF). Financial advice for successful women. Empowering women towards financial independence.

Hi, I’m Natallia, I give single women the power to manage their finances.

Lately I’m hearing more women say things like:“I’ll probably never be able to retire.”And honestly? I understand why.Eve...
02/06/2026

Lately I’m hearing more women say things like:
“I’ll probably never be able to retire.”
And honestly? I understand why.

Every headline seems to say you now need $1 million+ to retire comfortably.

Meanwhile:
• groceries keep rising
• insurance costs jump again
• adult kids need support longer
• many women are still recovering financially from divorce, caregiving years, or career breaks

It’s no wonder so many single women feel behind.
But here’s the part I wish more women understood:
Retirement is not an all-or-nothing number.
It’s not:
“fully retired at 65 or failure”

For many women, financial freedom might actually look like:
- working part-time by choice
- having lower living costs
- creating multiple income streams
- downsizing strategically
- building enough flexibility to stop working full-time

That changes the conversation completely.
Because the goal isn’t necessarily to never work again.
The goal is to have choices.

And for many single women, that starts by replacing panic with a proper plan.
You do not need to have everything figured out today.
But future-you will be grateful you started.

What’s your biggest concern when you think about retirement?

For generations, wealth has largely stayed in the hands of men. Not because women aren’t capable of building wealth — bu...
29/05/2026

For generations, wealth has largely stayed in the hands of men.
Not because women aren’t capable of building wealth — but because the financial system was designed around different life patterns, different expectations, and different opportunities.

Women are more likely to:
• Take career breaks for caregiving
• Earn less over a lifetime
• Delay investing due to lack of confidence, not lack of ability
• Put everyone else’s financial needs ahead of their own

And for single women, the stakes are even higher. There’s no “backup income.” No one else contributing to superannuation. No shared financial risk.
But this is changing.

Financial advice for women isn’t just about investments and retirement balances. It’s about creating independence, choice, confidence, and security.

A good financial adviser can help women:
- Build long-term wealth with a clear strategy
- Invest confidently instead of leaving money sitting idle
- Understand superannuation and retirement planning
- Protect themselves financially through every life stage
- Create freedom — not financial stress

Money should never feel intimidating. It should feel empowering.

The future of wealth will belong to women who decide to take control of it.

I had three phone calls today from women offered voluntary redundancies.Three versions of the same question:“Help me dec...
27/05/2026

I had three phone calls today from women offered voluntary redundancies.

Three versions of the same question:
“Help me decide what to do - do I take it?”

The real questions underneath?
- How much will I actually receive after tax?
- Should I put some into super?
- Do I keep cash aside? Invest it? Offset debt?
- How long can it support me if I don’t jump straight into another role?
- Is taking the package actually the smartest move?

Redundancy money can feel like a windfall.
But without a plan, it can disappear quickly.

This is exactly the kind of decision where advice matters before you sign.

If redundancy is on your desk right now, don’t just look at the payout — look at the bigger picture.

Women, money and power. Three words that, for too long, haven’t been part of the same conversation.But that is changing....
25/05/2026

Women, money and power. Three words that, for too long, haven’t been part of the same conversation.
But that is changing.

We are living through the feminisation of wealth — a powerful shift as more women earn, inherit, build businesses, lead households, and make significant financial decisions.

Yet wealth is not just about having money. It’s about what money gives you:
- Choice
- Confidence
- Security
- Independence
- A voice at the table

For many women, financial power has historically been limited by systemic barriers, career breaks, pay gaps, caring responsibilities, and a lack of tailored financial advice.
That’s why this moment matters.

Because when women understand their money, own their financial decisions, and build wealth intentionally, it changes more than bank balances — it changes families, communities, and generations.

Money is not just about numbers. It’s about power.

And women deserve to feel informed, confident and in control of both.

The feminisation of wealth is not a trend. It’s a transformation.
The question is: are we preparing women to step into it?

As a female financial adviser here in Australia, I see this every day—when women feel understood, everything changes.Now...
28/04/2026

As a female financial adviser here in Australia, I see this every day—when women feel understood, everything changes.

Now, let’s be clear… choosing a financial adviser isn’t just about gender. In fact, most women say what matters most is trust, clear communication, and strong expertise.

But here’s the part that doesn’t always get talked about -
Many women still feel more comfortable opening up to another woman—less judged, more heard, and better understood.

And in my experience, that comfort leads to better financial decisions.

Because women’s financial journeys are different:
• Career breaks and caregiving responsibilities
• Longer life expectancy
• Navigating pay gaps and rebuilding wealth
• Life transitions like divorce or starting over
These aren’t “side conversations”—they’re central to the plan.

And when you’re sitting across from someone who gets it, you don’t hold back. You ask more questions. You share more honestly. You actually engage in your financial future.
That’s the difference.

It’s not that a female adviser is automatically “better.”
It’s that the right connection builds trust—and trust is what drives real financial progress.

And sometimes, that connection comes from shared experience.

As a financial adviser, I’ve sat across from incredibly capable, intelligent women who lower their voices when they talk...
23/04/2026

As a financial adviser, I’ve sat across from incredibly capable, intelligent women who lower their voices when they talk about money. Who apologise for not knowing enough. Who feel “behind,” “bad,” or “not disciplined enough.”

Let me say this clearly: shame has no place in your financial life.

Many of us weren’t taught how to manage money—we were taught to be careful, to not ask for too much, to defer. Then we judge ourselves for the very gaps no one helped us fill.

Your financial situation is not a reflection of your worth.
Your bank balance is not a measure of your intelligence.
And starting later does not mean failing.

What matters is this: you’re here now.

You’re allowed to learn.
You’re allowed to ask questions.
You’re allowed to take up space in conversations about wealth, investing, and financial independence.
And you don’t have to do it perfectly to do it well.

If you’ve been feeling “not good enough” with money, I want you to know—you’re not alone, and you’re not stuck. You’re simply at a starting point that deserves compassion, not criticism.

Let’s replace shame with clarity.
Let’s replace silence with conversation.
Let’s build confidence, one decision at a time.

— A financial adviser who’s seen how powerful women become when they stop apologising for learning

The gender investing gap is still very real in Australia.But here’s the question I get asked most often by single women ...
21/04/2026

The gender investing gap is still very real in Australia.

But here’s the question I get asked most often by single women over 50:
“Have I left it too late?”

The biggest misconception I see?
That investing is only for people who started decades ago… or those with large amounts of money.
That simply isn’t true.

What is true is this:
Many women have spent years prioritising family, careers with breaks, or navigating life transitions — and as a result, investing has taken a back seat. Not from lack of capability, but from lack of time, confidence, or the right support.

And too often, the financial world hasn’t spoken to you — it’s spoken around you.

Here’s what I want you to know:
Starting in your 50s is not a disadvantage — it’s a different strategy.

With the right plan, you can:
• Turn your savings into a working asset
• Create income streams beyond super alone
• Build confidence with every financial decision you make

This isn’t about “catching up.”
It’s about making smart, intentional moves with what you have now.

You don’t need to do everything.
But you do need to start.

If managing money has always felt harder than it “should,” there may be a reason — and it’s not a character flaw.For man...
16/04/2026

If managing money has always felt harder than it “should,” there may be a reason — and it’s not a character flaw.

For many single women over 50, ADHD has spent decades hiding in plain sight:
the forgotten payments,
the avoidance,
the guilt after impulse spending,
the constant feeling of being behind.

As a financial adviser, I want to say this clearly:
you are not irresponsible — you may simply need a different way of managing money.

Real financial progress often starts with less pressure, not more.

Try:
• one regular “money date” each week
• fewer accounts to keep track of
• automatic transfers on payday
• a simple spending plan that leaves room for real life

You do not need to “get your act together.”
You need support, practical tools, and a plan that works with your brain.

Starting in your 50s is still starting early enough.
Your next chapter can feel lighter.

“Is it too late to get back on track financially in my 50s?”Not at all.So many women find themselves rebuilding at this ...
14/04/2026

“Is it too late to get back on track financially in my 50s?”

Not at all.

So many women find themselves rebuilding at this stage of life—
and not because they failed.

Life changes.
Relationships end.
Loss happens.
Plans shift.

And sometimes, the life you expected looks very different.

But here’s what matters:
- A setback doesn’t define your future.
Start here:
• Get clear on where you stand today
• Protect the income and assets you have
• Build a plan that works for this season of life
• Take one steady step at a time

This isn’t about going back to where you were.
It’s about creating something stronger from where you are now.

Because starting over isn’t a weakness—
it’s often where your strongest chapter begins.

For many single women over 50, this is the question behind everything else.Own a home? Renting? Still deciding?Because i...
10/04/2026

For many single women over 50, this is the question behind everything else.

Own a home? Renting? Still deciding?

Because in Australia, housing isn’t just a lifestyle choice—
it’s financial security.

So instead of avoiding the question, try this:
• Think long-term, not just “right now”
• Explore downsizing, relocating, or alternative living options
• Factor housing into your retirement plan—not separate from it

You don’t need all the answers today.
But you do need to start asking better questions.
Because the goal isn’t just having a place to live—
it’s having one you can afford to keep.

Address

Level 13, 200 Queen Street
Melbourne, VIC
3000

Opening Hours

Monday 9:30am - 4:30pm
Tuesday 9:30am - 4:30pm
Wednesday 9:30am - 4:30pm
Thursday 9:30am - 4:30pm
Friday 9:30am - 4:30pm

Telephone

+61386486534

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