MEDEX Advisory

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MEDEX Advisory We specialise in providing tailored advisory solutions for professionals and business owners.

Accounting & Payroll ⎸ Business Systems ⎸ Credit Services ⎸ Tax Services

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https://tidycal.com/medexadvisory-hello/initial-meeting

Interest rates are rising again, with the RBA lifting the cash rate to 4.1%.With inflation still sitting above target an...
17/03/2026

Interest rates are rising again, with the RBA lifting the cash rate to 4.1%.

With inflation still sitting above target and fuel prices adding pressure, this signals that borrowing costs may stay higher for longer. For homeowners, that likely means continued increases to mortgage repayments and a need to be more intentional with financial decisions.

If you’re renovating, building, or planning a project this year, it’s worth stepping back and looking at the bigger picture. Timing, loan structure, and budget flexibility matter more than ever right now.

Rate cuts may be coming. But the real question is what borrowers should do next.Lower interest rates can reduce repaymen...
14/03/2026

Rate cuts may be coming. But the real question is what borrowers should do next.

Lower interest rates can reduce repayments and improve borrowing power, but the biggest opportunity is often reviewing your loan strategy and using the shift in rates to improve structure, cash flow, and future borrowing capacity.

Australia’s housing market is already sending strong signals in 2026, with tight rental supply, constrained housing stoc...
12/03/2026

Australia’s housing market is already sending strong signals in 2026, with tight rental supply, constrained housing stock, and continued population growth. With the RBA announcing its next cash rate decision on 17 March, what do you think they’ll do next?

Your mortgage repayment might be $9,000 a month… but is it really costing you $9,000?Part of that payment is interest.Pa...
11/03/2026

Your mortgage repayment might be $9,000 a month… but is it really costing you $9,000?

Part of that payment is interest.
Part of it is quietly building your equity.

Understanding the difference changes how you budget, measure affordability, and think about wealth.

Comment CALCULATOR if you’d like the budgeting template to run your own numbers with clarity.

Cash flow pressure in a healthcare business isn’t always a performance problem.More often, it’s structural.From PBS paym...
09/03/2026

Cash flow pressure in a healthcare business isn’t always a performance problem.
More often, it’s structural.

From PBS payment timing to rising wages, inventory funding and technology upgrades, Australian healthcare practices operate in a complex financial environment. Even strong, profitable practices can experience liquidity strain.

The key isn’t just access to funding - it’s ensuring financial decisions support the long-term strategy of the practice.

Strategic funding.
Aligned structure.
Long-term value creation.

85% of young Aussies feel financially insecure right now.Yet almost 90% are still saving.This isn’t a generation giving ...
06/03/2026

85% of young Aussies feel financially insecure right now.
Yet almost 90% are still saving.

This isn’t a generation giving up. It’s a generation adjusting fast.

What money habit have you changed lately?

There are 90 days until 30 June.For many Australians, tax planning starts after the financial year ends. For experienced...
02/03/2026

There are 90 days until 30 June.

For many Australians, tax planning starts after the financial year ends. For experienced operators, it starts now.

This is the time to:
• Review any capital gains from property, shares or crypto
• Consider whether asset sales should occur before or after 30 June
• Assess deductible purchases that align with business needs
• Check superannuation contribution caps
• Forecast profit and taxable income before year end

Under current ATO settings, small businesses may be eligible for instant asset write-offs or temporary full expensing (subject to thresholds and legislation in force). Super contributions may also reduce taxable income if within caps.

The key principle is simple: proactive decisions create options.

Medical and allied health professionals operate in complex regulatory and commercial environments. Strong clinical exper...
02/03/2026

Medical and allied health professionals operate in complex regulatory and commercial environments. Strong clinical expertise is essential, but long-term business resilience depends on structure, governance and strategic alignment.

MEDEX Advisory provides integrated advisory across business strategy, taxation and compliance, financial planning, digital systems, acquisitions and succession planning. The focus is ensuring each element supports the other, reducing risk and strengthening long-term value.

For practices and SMEs preparing for growth, acquisition or transition, clarity and alignment are critical.

Why do so many Australians feel like they’re working harder but getting nowhere financially?It’s not always income. It’s...
27/02/2026

Why do so many Australians feel like they’re working harder but getting nowhere financially?

It’s not always income. It’s structure.

When cash flow is tight, stress rises. When structure is weak, resilience disappears. And when resilience disappears, every rate rise, school fee, or renovation cost feels like a crisis instead of a decision.

Income matters. But how money is organised matters more.

Strong financial structure creates breathing room. And breathing room creates options.

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L3, 257 Collins Street
Melbourne, VIC
3000

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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