Oasis Financial Planning

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Oasis Financial Planning Oasis Financial Planning is a financial planner & advisor in Mudgeeraba, on the Gold Coast. For the best financial planner on the Gold Coast, look no further.

We offer all financial services, including investment planning & advice, risk insurance for illness, injury, or premature death, SMSF superannuation advice, tax planning, personal budgeting, debt recycling, finance & debt management, estate planning, retirement planning, wealth management, & wealth planning. We operate from Mudgeeraba and have clients from all over the Gold Coast including Varsity Lakes, Merrimac, Tallai, Mermaid Waters, Miami, Burleigh Waters, Reed Creek, Palm Beach, Broadbeach, Surfers Paradise, Reedy Creek and Worongary to name a few.

21/10/2026

Nobody is coming to fix your money. No letter arrives, and no advisor rings you out of the blue. The bank will not sit you down and point out you're paying $14 a month on an account you don't use.

He's heard it from 3000+ people on the Gold Coast, and it lands the same way nearly every time: I earn alright, I just don't know where it goes. That's the whole job. There's no product to sell you and no pitch at the end. Just someone finally looking at it with you.

Save this for the next time the bank statement makes you feel sick.

Your mate's advisor gets paid more when you buy certain products. That is not a dig at them, it is just how most of the ...
20/10/2026

Your mate's advisor gets paid more when you buy certain products. That is not a dig at them, it is just how most of the industry is set up, and plenty of good people work inside it.

Steve does not work that way. We charge a fixed fee, so nobody here earns a cent more or less depending on what you end up doing with your money. Which sounds like a small detail until you are the one sitting in the chair, wondering whether the advice you just got was for you or for the person giving it.

That is the whole reason we set it up this way. So the only thing on the table when we meet is your situation, and what is actually possible with it.

If we cannot help you, we will tell you that too, book in your free 15 minute consult!

13/10/2026

"When can I retire?" is never really about being tired of working. It's about money, whether there's enough to stop.

If your mortgage is nearly gone and you've been topping up super for years, you're closer than you think. Early to mid sixties is realistic for most couples in that position, and ten years out gives you room to move.

Three moves do the heavy lifting: pay the mortgage down faster, put more into super and claim the deduction, and hold shares outside it. Property can speed it up too, if you've got the runway.

But here's the part everyone skips. Where the money sits matters as much as how much there is. A million in your own name gets taxed every year of retirement. The same million inside super, after sixty, is tax free for the rest of your life.

That's hundreds of thousands saved over a retirement.

Save this. Send it to the person who keeps asking the same question.

Nobody sits you down and corrects these three things about your super, so most people carry them for decades.One: you th...
09/10/2026

Nobody sits you down and corrects these three things about your super, so most people carry them for decades.

One: you think you can't touch it until 65. There are ways to access it earlier.

Two: you think it's doing fine on its own. Most people have no strategy at all.

Three: you think it's too late to fix it now. We've run over 3000 of these sessions and heard every version of that one.

If one of them is you, that's exactly why the consult is free. No obligation, just a conversation about what's actually possible with your money.

24/09/2026

The government shut down borrowing for residential property through super on August 10th. But commercial property is still wide open.

If you've got a self managed super fund or you're thinking about one, borrowing to buy commercial or industrial property is still a brilliant strategy. Better leases. Better cash flow. You're building real wealth for retirement without the restrictions.

Here's what people miss: commercial tenants sign leases for 3 years or more. The rent covers your costs and then some. Residential doesn't work that way.

It's not the path everyone expected, but it works. And it's still there if you know where to look.

Want to know if it suits your situation? Drop us a message or give the team a call. We've walked through this with hundreds of people since August, and there's almost always a move that makes sense.

21/09/2026

Albanese changed the negative gearing rules, and if you were banking on that tax deduction to make an investment property affordable, it's gone.

But here's what still works: you can borrow for shares. Direct shares, managed funds, ETFs, index funds, the lot. And the negative gearing on that still applies against your work income, which means you can still use it to save tax and free up cash flow.

So if property's off the table but you want to keep building wealth, shares are where the strategy shifts now.

Give me a call and we'll walk through what makes sense for your situation.

18/09/2026

We do a free consultation because we want to understand your situation first. No fee, no pressure, just a conversation about what's actually possible with your money.

In that meeting, we'll walk through your goals and what you're able to achieve. Most people have no idea what their current situation can do with a few tweaks and the right guidance. You might walk in thinking you're stuck, and walk out knowing exactly what needs to happen next.

Then if you want to work with us, we talk about fees. If you're not happy with the plan or the cost, you're done. No obligation.

One and a half hours. Could change everything.

15/09/2026

Yeah, I earn good money, but I can't explain where it goes.

I hear this all the time. You're on reasonable income, mortgage is paid, you're living, and somehow at the end of the month your bank account's still flat. It's like the money just evaporates.

Here's what we do: we look at your budget. Not to judge you, but to find where we can free up cash flow. We start small, things you get used to. Then that freed-up money becomes your weapon. Super, property, shares, paying debt faster. It compounds.

Most people don't realise how much difference a real plan makes until they see it. That's why we offer a free consultation. We'll walk through your situation, show you what's actually possible, and if you want to work with us from there, we quote you a fee and we move forward.

No commission on products. No incentive to push anything that doesn't suit you. Just a clear plan to get you from stuck to building real wealth.

Reach out for that free chat. Tag someone who needs to hear this, or drop a message and let's talk about your situation.

21/08/2026

A financial adviser on the coast charged $25,000 for a plan this year. That's wild.

The average sits between $3,000 and $5,000. And here's what most people don't realise: you don't have to keep paying year after year just to have someone manage things.

Here's how we work. We quote you based on the strategies we're putting in place, not the size of your portfolio. Fixed fee. Implementation included. And if you don't need us next year, you don't pay us next year.

Most of the time it's tax deductible too.

If you've been holding back because you're worried about fees, come in for a free consultation. We'll walk through exactly what we'd do for you, show you the value, and you can decide if it's worth moving forward. No pressure to become an ongoing client if you're not going to get value from it.

That's the difference between us and everyone else. Come and have a chat.

17/07/2026

We're not for the person looking for the cheapest fee.

We're not for the person who wants to skip the strategy session and just be told what to buy.

We're not for the person who treats their finances as a transaction once a year at tax time.

We are for the person who's earned enough to want a real plan, hasn't found one that fits, and is ready to actually use it.

If that's you, give us a call.

Address

3/75 Railway Street
Mudgeeraba, QLD
4213

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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