Provident Financial Services

Provident Financial Services We are a group of experienced Financial Planners who are here to help you plan and manage your money

Our success will only be measured by the level of significance we have in the lives of our clients. To achieve a high degree of significance, we need to deeply understand you and your objectives (Plan), present tailored solutions in a consistent and engaged manner (Help), then review and adjust as your lives and plans change (Achieve). If we remain true to the essence of our vision then we aim t

o be significant in the lives of those around us. Paul Carter Pty Ltd ABN 16 079 780 895 trading as Provident Financial Services is an Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706. Any advice contained in this webpage is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice with regard to those matters. Please go to http://www.provident.com.au/Documents/Financial-Planning-FSG.aspx to view our Financial Services & Credit Guide or visit our website to find out more about our financial advice services.

"After our meetings with Provident, we always come away with renewed enthusiasm about what our future holds"John & Vicki...
16/07/2026

"After our meetings with Provident, we always come away with renewed enthusiasm about what our future holds"
John & Vicki Evans


Picture supplied from John & Vicki Evans of their travels in the Maldives

15/07/2026

The cost-of-living challenge remains a key concern for Australian households. In this article, AMP's Dr Shane Oliver looks beyond inflation and interest rates to explore the deeper economic factors affecting living standards, including Australia's long-running productivity slowdown.

The article also outlines potential reforms that could strengthen growth, lift incomes, and improve economic outcomes in the years ahead.

For the last few years there has been much talk of a “cost-of-living” crisis in Australia and of “falling living standards”. This has flared up again lately with the pickup in inflation resulting in a renewed fall in real wages.

❌MYTH: Financial advice is only for wealthy people.✅FACT: Financial advice is for anyone who wants clarity, confidence a...
14/07/2026

❌MYTH: Financial advice is only for wealthy people.
✅FACT: Financial advice is for anyone who wants clarity, confidence and a plan for the future.

Our vision Plan. Help. Achieve.  Is a series of stepping stones designed to help you explore what it means to enjoy life...
07/07/2026

Our vision Plan. Help. Achieve. Is a series of stepping stones designed to help you explore what it means to enjoy life with financial security. Let us help you discover what your Enjoy Factor is. www.provident.com.au/client-testimonials

Meet the team behind the advice.At Provident, our Financial Planners are passionate about helping clients make confident...
02/07/2026

Meet the team behind the advice.
At Provident, our Financial Planners are passionate about helping clients make confident decisions for their future. In this series get to know our experienced professionals dedicated to guiding you through every stage of your financial journey.

Happy EOFY! Reflect. Review. Reset.
30/06/2026

Happy EOFY! Reflect. Review. Reset.

What does success look like for you this financial year? A comfortable retirement? More financial confidence? Greater pe...
25/06/2026

What does success look like for you this financial year? A comfortable retirement? More financial confidence? Greater peace of mind? Every journey starts with a plan.

The Reserve Bank of Australia has held interest rates steady at 4.35% following a series of recent increases, signalling...
18/06/2026

The Reserve Bank of Australia has held interest rates steady at 4.35% following a series of recent increases, signalling a more cautious, “wait and assess” approach. However, while rates are on hold for now, the Bank has maintained a clear tightening bias, with inflation still sitting above target and expected to remain elevated for some time.
In this latest update, AMP's Chief Economist Dr Shane Oliver outlines why the pause should not be interpreted as the end of the rate-hiking cycle, and what ongoing inflation pressures could mean for interest rates, markets and the broader economy in the months ahead. Click the link below to read the update.

The RBA's decision to leave rates on hold at 4.35% was no surprise with the money market pricing in no change ahead of the meeting and all 26 economists surveyed by Bloomberg expecting the same.

Welcome to the Provident Team Findlay!
11/06/2026

Welcome to the Provident Team Findlay!

Address

1, 81 Stirling Highway
Nedlands, WA
6009

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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