EKA Wealth

EKA Wealth In person meetings - Sunshine Coast and Geelong regions.

At the heart of EKA Wealth is a passionate financial professional, dedicated to empowering clients to shape the life they envision through personalised financial advice and collaborative planning.

17/07/2026

Many retirees assume every retirement asset is assessed the same way by Centrelink. That's not always the case.

Lifetime annuities receive different treatment because they provide guaranteed income for life and help reduce the risk of running out of money.

For some retirees, that can mean more income certainty and potential access to a part Age Pension over time.

15/07/2026

I often hear this -

it never really feels like a surplus… it just disappears.

Sometimes putting something small and consistent in place
is enough to actually see things building.

12/07/2026

It’s not that super isn’t valuable -
it absolutely is.

But for people wanting options before access age, it can make sense to have something sitting alongside it.

Just a bit more flexibility if plans shift.

08/07/2026

This tends to come up once income gets a bit higher.

Everything is on track, but over time there’s more tax, more paperwork, more moving pieces.

It’s not about changing everything - sometimes it’s just finding a simpler way to keep things running.

05/07/2026

High income ✅
Mortgage under control ✅
Super on track ✅

…but cash sitting on the sidelines.

There’s often a middle ground between “do nothing” and “lock it away.”
It just comes down to finding the right fit.

Superannuation thresholds have increased from 1 July 2026.The biggest changes are:✅ Concessional contribution cap increa...
02/07/2026

Superannuation thresholds have increased from 1 July 2026.

The biggest changes are:

✅ Concessional contribution cap increases to $32,500
✅ Non-concessional contribution cap increases to $130,000
✅ Bring-forward opportunity increases to $390,000
✅ Transfer Balance Cap increases to $2.1 million

For many Australians, these changes create additional opportunities to build retirement savings tax-effectively.

If you're planning to contribute to super this financial year, it's worth checking how these new limits apply to your situation.

General information only and does not take your objectives, financial situation or needs into account.

01/07/2026

Most people default to what’s familiar.

But when you step back and look at tax, income and timing together…
you often have more flexibility than you realise.

Trusts, investment bonds, and different structures can all play a role—
it just depends on what you’re trying to achieve.

28/06/2026

Investment bonds are often mistaken for another version of super — but they serve a different purpose.

They’re typically used by people who want long‑term growth, while still keeping some flexibility along the way.

For example, someone planning to step back in their mid‑to‑late 50s may want access to funds before super becomes available.

In those situations, having an investment structure outside super can help bridge that gap.

It’s not about replacing super — just complementing it in a way that suits evolving plans.

Retirement is often talked about as a destination.But for many Australians, it feels more like uncertainty.From this yea...
27/06/2026

Retirement is often talked about as a destination.
But for many Australians, it feels more like uncertainty.

From this year’s research:
• Only half feel prepared
• Many expect to work longer than planned
• And a significant number aren’t engaging with their super at all

What stands out isn’t a lack of interest —
it’s a mix of complexity, uncertainty, and not knowing where to start.

For most people, it’s not about making big changes straight away —
it’s just about understanding where things stand and what your options look like from here.

If you’d like to talk through your situation, feel free to reach out.

26/06/2026

Initially SMSFs weren’t impacted by the recent Budget announcements.

But a last‑minute amendment has changed things.

SMSFs will no longer be able to borrow to purchase residential property going forward.

👉 If you already have a borrowing arrangement in place — you’re ok.
👉 This applies to new borrowing only.

There will also be a short window (around 45 days from when the law is signed) before the change takes effect.

If this was something you were already thinking about, timing now matters more than it did a few weeks ago.

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Noosaville, QLD
4566

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Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 12pm

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