EKA Wealth

EKA Wealth In person meetings - Sunshine Coast and Geelong regions.

At the heart of EKA Wealth is a passionate financial professional, dedicated to empowering clients to shape the life they envision through personalised financial advice and collaborative planning.

05/09/2026

If retirement is 10 to 15 years away, this question often comes up:

Do we pay down the mortgage faster or contribute more to super?

The reality is that the best answer is rarely all-or-nothing.

When you look at tax savings, cash flow, investment returns and retirement goals together, a balanced approach often provides the best outcome.

Because good financial decisions don't have to be extreme to be effective.

Wow! What a turnout at this morning's event.Walking into the foyer at the Nambour Cinema, I was blown away by the numb...
03/09/2026

Wow! What a turnout at this morning's event.

Walking into the foyer at the Nambour Cinema, I was blown away by the number of people there. The level of support and engagement from the local business community was fantastic to see.

As an added bonus, I was lucky enough to win the door prize generously provided by .joy Thank you, Alex, for your generosity.

It's always great to connect with so many passionate local business owners and professionals. Looking forward to seeing everyone again soon.

02/09/2026

Many people spend decades building their super balance.

Then retirement arrives... and spending it feels far harder than saving it.

Even when the numbers show they're in a strong position, every withdrawal can feel uncomfortable.

That's where having a plan can make all the difference.

Confidence comes from knowing where your income is coming from and how your money is designed to support you over time.

Most people can tell me what they earn. Far fewer can tell me what their life actually costs.And that second number is t...
31/08/2026

Most people can tell me what they earn. Far fewer can tell me what their life actually costs.

And that second number is the important one.

Because once you know what it truly costs to run your life, three things get clearer:

How much you can save?
How much you can invest?
How much you can put toward paying down debt?

That same number is also the foundation for your retirement income target — because "enough" in retirement is really just your cost of living, carried forward.

You don't need a rigid budget. You just need to know your number.

If you've never worked it out, that's exactly where I'd start.

General information only — not personal

30/08/2026

Many of the people I work with aren't struggling financially.

They've built savings, paid down debt, contributed to super and made sensible financial decisions over many years.

But eventually the questions start.

Am I on track? Could I retire sooner? Am I missing opportunities?

Sometimes what people need most isn't another investment.

It's clarity and confidence about where they're heading.

28/08/2026

A redundancy payout. An inheritance. The sale of a business.

Suddenly having a large amount of money can feel exciting and overwhelming at the same time.

The biggest mistake I see isn't making the wrong investment.

It's feeling pressured to make a decision before understanding what that money needs to achieve.

That's where clarity comes first.

24/08/2026

The ASFA Retirement Standard suggests a couple may need around $730,000 for a comfortable retirement.

But that's based on assumptions that may not apply to you.

Every retirement looks different.

Before you stress about a headline figure, it can be worth getting a personalised view of what's possible and whether you're actually closer than you think.

Book a chat when you're ready.

21/08/2026

"I've been so busy building the business that I haven't had time to focus on my own financial future."

If that's you, you're in good company. It's one of the most common things business owners tell me.

You pour your time, energy, and money into growing something. The business does well — but somewhere along the way, your personal financial future gets pushed to the bottom of the list.

And it makes sense. When you're focused on running the business, it's hard to step back and ask the bigger questions, like:

💭 How much do I actually need to retire comfortably? 💭 Am I investing tax effectively? 💭 How do I turn this business success into personal financial security?

Here's the thing — these questions don't get easier by waiting. The sooner you answer them, the more options you usually have.

You've done the hard part by building something worthwhile. This is just about making sure it's working as hard for you as you've worked for it. 💛

If that's a conversation you've been meaning to have, I'd love to help.

18/08/2026

"I'm over the assets test, so the Age Pension just isn't for me."

I hear this one a lot. And sometimes it's true.

But not always — and not always forever.

What a lot of people don't realise is that how your money is structured can matter just as much as how much you have.

For example, some lifetime annuities are treated a little differently by Centrelink. Not all of the money is counted the same way under the assets test. For the right person, putting some money into that kind of structure can be enough to move the needle — from "nothing" to a small part Age Pension down the track.

This isn't about chasing benefits or gaming the system. It's simply about understanding the rules properly, so you don't leave something on the table that you were actually entitled to.

So before you assume you'll never qualify, it can be worth checking. Sometimes the answer surprises people. 💛

If you'd like a hand working out where you stand, I'm always happy to have a chat.

15/08/2026

With SMSFs, the property often gets all the attention. The rest can quietly get left behind.

Here's a pattern I see quite a bit.

Someone sets up an SMSF to buy a property. They roll their super across, get the loan in place, settle the purchase — and then life gets busy. Understandably so.

A few years later, they'll tell me they haven't really looked at the fund since it was set up. The property might be ticking along fine, but they're not quite sure what else they should be doing.

And when we take a closer look, there's often a bit to tidy up. Sometimes there's cash sitting in the fund that hasn't been invested. Sometimes the personal insurance hasn't been reviewed in years.

It's not that anything's gone wrong. It's just that the property becomes the main focus, and the other parts of the SMSF quietly slip down the list.

If that sounds a little familiar, you're not alone — and it's an easy thing to check. I'm always happy to have a chat and help make sure everything's still on track. 💛

Address

Suite 8-10, 28 Eenie Ck Road
Noosaville, QLD
4566

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 12pm

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