What are the opening hours?

Monday 8:30am - 7pm Tuesday 8:30am - 7pm Wednesday 8:30am - 7pm Thursday 8:30am - 7pm Friday 8:30am - 7pm

AGS Financial Group

Home
Australia
North Sydney, NSW
AGS Financial Group

Financial planning, accounting, SMSF and mortgage broking under one roof. Free initial chat: agsfinancialgroup.com.au

Your adviser, accountant and broker on the same team. 28+ years, $3.8B+ funds, 6 offices across Sydney, Melbourne and Brisbane.

02/09/2026

Is $2 million enough to retire at 60 in Australia?

For most people retiring at 60, $2 million sits well above the comfortable benchmark. The real questions are how long it needs to last, how it's taxed, and whether the way it's drawn down protects it. Here's how the numbers work.

https://agsfinancialgroup.com.au/news/is-2-million-enough-to-retire-at-60-australia

31/08/2026

SMSF tax planning: strategies for trustees in 2026-27

An SMSF is one of the most tax-effective structures in the system. Getting that benefit depends on how the fund is run. Here are the levers that matter in 2026-27: contribution timing, the CGT discount, franking credits and the pension phase.

https://agsfinancialgroup.com.au/news/smsf-tax-planning-strategies-2026-27

28/08/2026

What is TPD insurance? Total and permanent disability explained

TPD insurance pays a lump sum if illness or injury stops you working again. Whether it pays depends almost entirely on which definition your policy uses, and most people don't know which one they have.

https://agsfinancialgroup.com.au/news/tpd-insurance-explained

26/08/2026

Property and Borrowing Inside Super After the Budget

New residential LRBAs ended on 10 August 2026. Residential property inside super did not. Here's what an SMSF can still borrow for, what the grandfathering covers, and the routes trustees are using instead.

https://agsfinancialgroup.com.au/news/smsf-property-borrowing-after-budget

24/08/2026

How to Find and Consolidate Lost Super

Most Australians who have changed jobs a few times have super sitting somewhere they've forgotten. Finding it takes about ten minutes through myGov. Deciding whether to consolidate it takes a little more thought.

https://agsfinancialgroup.com.au/news/find-lost-super-australia

21/08/2026

Redundancy pay in Australia and how it's taxed

A genuine redundancy payment is partly tax free, and the tax-free slice grows with every completed year of service. Here's how the limit is calculated, how the balance is taxed, and what the payout means for super and the year's tax return.

https://agsfinancialgroup.com.au/news/redundancy-pay-australia-tax

19/08/2026

Defined benefit superannuation explained

A defined benefit fund pays a lump sum or a pension set by a formula (often a generous one), not by an account balance. These schemes are often confusing to members and inexperienced advisors, with variations in how the money is taxed, how much of it counts against the caps, what happens when you die, and which retirement decisions can never be undone.

https://agsfinancialgroup.com.au/news/defined-benefit-super-explained

17/08/2026

Australian income tax rates and brackets for 2026-27

The rate on income between $18,201 and $45,000 fell from 16% to 15% on 1 July 2026. Here are the current resident tax brackets, what they mean for the tax on your income, and the parts of the scale people most often misread.

https://agsfinancialgroup.com.au/news/australian-income-tax-rates-2026-27

14/08/2026

What is an SMSF? Self-managed super funds explained

A self-managed super fund puts you in the trustee's seat, with full control over how your retirement savings are invested and full responsibility for running the fund inside the rules. Here's what that involves.

https://agsfinancialgroup.com.au/news/self-managed-super-fund-explained

12/08/2026

Helping Your Kids Buy Property | AGS Financial

Rising prices and the Budget's negative gearing and CGT changes have shifted how parents can help adult children into a home. Here are the practical ways to help, and how to do each one without creating a family problem.

https://agsfinancialgroup.com.au/news/helping-your-kids-with-property

Address

Level 8, Suite 3 8 West Street
North Sydney, NSW
2060

Opening Hours

Monday	8:30am - 7pm
Tuesday	8:30am - 7pm
Wednesday	8:30am - 7pm
Thursday	8:30am - 7pm
Friday	8:30am - 7pm

Telephone

+61299668188

Website

http://www.agsfinancialgroup.com.au/

Alerts

Be the first to know and let us send you an email when AGS Financial Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.