Optimal Wealth

26/08/2025

Morning, If anyone is free tomorrow morning at 10am (Wednesday) I will be presenting on financial planning at Norths Cammeray. It will also be live streamed.
Should be informative.
Feel free to register using the QR Code below.
North Sydney Bears Optimal Wealth Solutions hashtag hashtag # finance hashtag hashtag

01/07/2025

Its a new financial year so updates to super - positive for now!

As of today:-

- Super guarantee payments from employers to employees increase to 12%.
- The General Transfer Balance increases from $1.9m to $2m so you can have more in pension phase.
- Given the above, more should qualify to make after-tax (non concessional contributions) to super.
- No changes to contribution caps.
- Div 296 tax (new tax on super balances over $3m) not yet ratified by parliament but expected to pass and be back dated to today.

This is all explained in greater detail in the attached e-book that we have prepared.

If you have any questions feel free to be in touch as always.

hashtag hashtag hashtag hashtag hashtag

This link will take you to a page that’s not on LinkedIn

26/06/2025

I had the pleasure of speaking with Cullen P. Haynes of Legal Home Loans on the topic of Strategic Wealth for Professionals recently. You can listen to the podcast on the Spotify link below.

We delve into ways to use your current financial resources and cash flow to devise a financial road map to significantly improve your financial position. As mentioned on the podcast:

"The sooner you start building diversified assets outside of your career, the safer your future becomes".

Hope you enjoy the podcast and please feel free to reach out to me if you have any questions or if you are a professional and after a home loan feel free to reach out to Cullen.

hashtag hashtag hashtag hashtag hashtag hashtag hashtag hashtag hashtag hashtag

This link will take you to a page that’s not on LinkedIn

13/07/2022

Are you going through divorce or separation? In this free webinar we discuss essential financial considerations and strategies to help you recover and rebuild. We also will be covering the emotional and physical strategies to help you navigate through the change.

This webinar will take a holistic approach to the impacts of divorce and provide emotional, physical and financial strategies to help you.

16/05/2022

Attention Business owners and individuals! Join us to learn a range of practical strategies to minimise tax, maximise profit and cashflow. This webinar forms part of the Optimal Wealth education program and is aimed at those of us that believe “You must pay taxes. but there’s no law that says you gotta leave a tip”.

Attention Business owners and individuals! Join us to learn a range of practical strategies to minimise tax, maximise profit and cashflow.

10/05/2021

How can you benefit from the misfortunes of AMP? Great to see them reducing fees on their flagship AMP MyNorth Super & Pension offering and you would have to expect that this will flow into pricing from other platform providers over time? It could well be a race to the bottom.

Are you stuck in an outdated, high fee and poorly performing super fund? You only will know if you do due diligence yourself or engage a professional adviser.

The wealth giant has attempted a loss-leading tactic in the $840 billion platform market. But price drops alone won’t win the battle for financial adviser hearts and minds.

06/05/2021

It was absolutely wonderful to catch up with Mary Labrie, and a good client of mine Caz, to generally discuss what financial issues are currently facing women as they progress towards retirement.

If as always you have any questions feel free to get in contact and feel free to share the attached recording if you think it will be of interest to any of your friends or colleagues.

It’s time to talk about money. When it comes to finances, many women face an uphill battle all their lives. We are paid less, we often take time out to...

13/04/2021

A very interesting article from Metlife Insurance Australia found that 42 per cent of unadvised Australians (presumably for insurance) are now more likely to seek advice than before the pandemic.

One quarter of respondents said the public health crisis sparked a belief they should increase their insurance cover, while 80 per cent of the advised cohort said having life insurance made them feel better about their financial situation.

Who's the right insurer for you? What's the right cover and how much do you need?

For a confidential chat feel free to get in touch.

We are unable to find the page you were looking for. Either the web address was mistyped or the page may no longer be available.

12/04/2021

https://lnkd.in/gAbxbsC

Good opinion piece in today's AFR by Vanguard on the virtues of core plus satellite investing. As the article explains it's a great way of reducing fees and also maintaining upside - essentially the best of both worlds.

But why use just one product provider? With proper and structured advice you could be using Vanguard or Blackrock (iShares), Beta and all the other packagers of such core products.

As always if you are interested in real advice feel free to get in touch.

01/04/2021

Interesting research from Money Management and Midwinter today that reveals that only 20% of clients read disclosures in documents (SOAs) and only 10% thoroughly!

Do you know what your actually being advised on and what the disclosures actually mean for the advice you have paid for?

The unintended consequences of new regulation can be costly without really benefitting the consumer, as consumers instead become inundated with overbearing regulatory information, according to Midwinter.