Freedom Taxation

21/07/2026

July can feel like an avalanche for business owners
- BAS
- Payroll
- Super
- “have you lodged yet?”
- a to do list that seems to grow overnight

Here is the good news…
For most small and medium businesses using a tax agent, the income tax return is not the main July priority.

The real July jobs are:
- Making sure payroll year end and STP are finalised correctly
- Checking super for the June quarter is accurate and paid on time
- Reconciling your accounts so BAS, wages and super all line up
- Confirming you are using the right rates and settings for the new financial year

Once those areas are under control, you can take the time to complete your year end work properly and lodge a return that is accurate, supportable and less likely to trigger follow up questions later.

👉 Download the full article for the complete July triage checklist, or contact us if you would like help working through it for your business.

https://loom.ly/YvzUW_8

20/07/2026

Reach out and we can help you navigate the lending maze with confidence.

18/07/2026

Use what you already have at home for fun and meals.

16/07/2026

Reality
Lodging too early is when most mistakes happen
- missing income
- incorrect health fund details
- forgotten interest and investment income

That can mean delayed refunds, amended assessments and, in some cases, money you have to pay back.

Before you hit ‘submit’, make sure your income statement is marked ‘tax ready’, your prefilled data looks complete and you have all your receipts and statements together.

We’ve put together an easy to understand guide on why waiting a few weeks can actually save you money and stress this year.
👉 Read the article here https://loom.ly/JxGXVKA

14/07/2026

MORE SHARES = MORE CHANCES TO WIN! 📣

Already entered? Great - that’s just the start.

Refer friends and family (where applicable) to earn extra entries and boost your chances of winning one of TWO prizes.

🎁 AUD$4,500 Luxury Escapes gift card
💰 OR AUD$4,000 cash option

👉 Enter now: https://loom.ly/8wtBw6A

Share. Refer. Boost your entries.

Win one of two luxury escape vouchers valued at AUD$4,500 or exchange for AUD$4,000 CA$H! Total prize valued up to AUD$9,000.

13/07/2026

This Loneliness Awareness Week, let’s remember that connection is a small act away.
A message, a smile, a simple “how are you?” can brighten someone’s day more than we realise.

Who could you reach out to this week? Take a moment to send a note, call a friend or simply check in on someone who might need it.

Even the smallest gesture can make a big difference. 💌

13/07/2026

Have you heard of cross collateralisation?
This is when a lender uses more than one of your properties as security for a single loan, or links multiple loans across several properties under one security pool.

In other words, your properties are tied together and the bank has a claim over more than one asset for the debt you owe.

I’ve put together a guide on cross collateralisation. How it works, why banks like it and the hidden traps that can make refinancing or selling a property much harder than it needs to be.

If you own a home, an investment property, or you’re planning to build a portfolio, this is one of those structures you absolutely should understand before you sign anything.

👉 DOWNLOAD OUR TOPIC SHEET
https://loom.ly/3KNWi6Q

If you’re unsure whether your loans are cross collateralised, reach out so we can review your structure before it limits your next finance move.

12/07/2026

Lemons float in water, but limes sink.

10/07/2026

A $50,000 windfall placed into a home loan offset may help reduce interest over time and potentially shorten the loan term, depending on your circumstances - however, it doesn’t change the required monthly repayment.

Why the maths feels off (and what actually happens to your money) is all in the full article.

👉 Tap to read the full piece and download the detailed breakdown.

https://loom.ly/F0yTfuQ

06/07/2026

What may suit your circumstance?

Rents are rising and vacancies remain tight, so many people are weighing up whether to buy, rentvest or stay put.

The right option depends on your circumstances, borrowing capacity, timeline and goals.

This month’s article covers:
• when buying may be a consideration
• when rentvesting may be a consideration
• when staying put may be worth considering

Download the full article to explore the options and make a more informed decision.

https://loom.ly/xFmJisE