02/09/2026
It is incredibly stressful when times get tough and your clients start delaying their payments. If you are worried about unpaid invoices, trade credit insurance is an option worth exploring.
This type of insurance protects your business if a client goes into liquidation and cannot pay what they owe you. You can set it up to cover one massive client, or you can use it to cover your entire list of debtors. Generally, insurance companies will cover 90 percent of the debt for invoices over $3,000.
To actually get a payout, you have to play by the rules. You need to actively chase your debts, report late payers to the insurer, and wait a set amount of time before claiming.
Having this insurance is a fantastic safety net, but it is absolutely not an excuse to ignore your cash flow. Staying on top of your debtors is still the most important thing you can do for your business survival.
If you need help setting up better systems to manage your late payers, Alan and the team at IAG are ready to help you get your cash flow under control.**
**๐๐ฆ๐ฏ๐ฆ๐ณ๐ข๐ญ ๐ข๐ฅ๐ท๐ช๐ค๐ฆ ๐ธ๐ข๐ณ๐ฏ๐ช๐ฏ๐จ: ๐๐ฉ๐ฆ ๐ช๐ฏ๐ง๐ฐ๐ณ๐ฎ๐ข๐ต๐ช๐ฐ๐ฏ ๐ฑ๐ณ๐ฐ๐ท๐ช๐ฅ๐ฆ๐ฅ ๐ช๐ด ๐ฐ๐ง ๐ข ๐จ๐ฆ๐ฏ๐ฆ๐ณ๐ข๐ญ ๐ฏ๐ข๐ต๐ถ๐ณ๐ฆ. ๐๐ต ๐ฅ๐ฐ๐ฆ๐ด ๐ฏ๐ฐ๐ต ๐ต๐ข๐ฌ๐ฆ ๐บ๐ฐ๐ถ๐ณ ๐ด๐ฑ๐ฆ๐ค๐ช๐ง๐ช๐ค ๐ฏ๐ฆ๐ฆ๐ฅ๐ด ๐ฐ๐ณ ๐ค๐ช๐ณ๐ค๐ถ๐ฎ๐ด๐ต๐ข๐ฏ๐ค๐ฆ๐ด ๐ช๐ฏ๐ต๐ฐ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ข๐ต๐ช๐ฐ๐ฏ. ๐๐ญ๐ฆ๐ข๐ด๐ฆ ๐ญ๐ฐ๐ฐ๐ฌ ๐ข๐ต ๐บ๐ฐ๐ถ๐ณ ๐ฐ๐ธ๐ฏ ๐ง๐ช๐ฏ๐ข๐ฏ๐ค๐ช๐ข๐ญ ๐ฑ๐ฐ๐ด๐ช๐ต๐ช๐ฐ๐ฏ ๐ข๐ฏ๐ฅ ๐ด๐ฆ๐ฆ๐ฌ ๐ฑ๐ณ๐ฐ๐ง๐ฆ๐ด๐ด๐ช๐ฐ๐ฏ๐ข๐ญ ๐ข๐ฅ๐ท๐ช๐ค๐ฆ ๐ฃ๐ฆ๐ง๐ฐ๐ณ๐ฆ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ๐บ ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ๐ด.