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The Government has already changed its mind on the proposed CGT changes… sort of.Despite some headlines calling it a “ba...
19/06/2026

The Government has already changed its mind on the proposed CGT changes… sort of.

Despite some headlines calling it a “backflip”, the reality is a little more nuanced.

There have been some important updates around:

- Start-ups
- Small business owners
- Testamentary trusts

But does this mean the 50% CGT discount is coming back?

Not exactly.

I break down what has actually changed, who could benefit, and what investors need to understand before making decisions based on headlines.

Video link in the comments 👇

EOFY is almost here.And if you're waiting until July to think about tax planning, you've probably left it too late.In th...
31/05/2026

EOFY is almost here.

And if you're waiting until July to think about tax planning, you've probably left it too late.

In this video, I cover some of the key opportunities worth reviewing before 30 June, including:

- Personal deductible contributions to super
- Carry-forward concessional contributions (including the final chance to use unused 2020/21 caps)
- Government co-contributions and spouse contributions
- First Home Super Saver Scheme contributions
- Capital gains and capital loss planning
- Family trust distributions
- EOFY considerations for business owners
- Why you probably shouldn't be rushing to make changes because of the recent Federal Budget

Just remember, don't let the tax tail wag the dog.

A tax deduction is great, but only if the underlying strategy makes sense and improves your overall financial position.

The full video is linked in the comments below.

Median rent across Australia is now sitting at $650 per week.That’s over $33,000 per year… every single year… just to ke...
31/05/2026

Median rent across Australia is now sitting at $650 per week.

That’s over $33,000 per year… every single year… just to keep a roof over your head.

And it highlights something people don’t talk about enough when it comes to financial independence.

If you retire without owning your home, you generally need a MUCH larger asset base to sustain the same lifestyle long term.

Now some people argue: “But if you rent, you avoid taking on a massive mortgage.”

And that’s true in theory.

But in practice? A mortgage often creates forced discipline.

Regular repayments. A structured plan. And real consequences if you fall behind.

There’s also another major factor: Leverage.

Property allows many Australians to control a large asset with a relatively small amount of upfront capital.

Over long periods, that leverage can significantly amplify wealth creation if the asset performs well.

Renting can absolutely work financially. But only if you consistently invest the difference with the same discipline as a mortgage repayment… and often with a strategy that still creates long-term growth through leverage elsewhere.

And that’s the hard part.

One of the positives of the proposed CGT changes is the grandfathering provisions.Growth accrued before 1 July 2027 is p...
28/05/2026

One of the positives of the proposed CGT changes is the grandfathering provisions.

Growth accrued before 1 July 2027 is proposed to remain under the existing rules, rather than forcing everything into the new system overnight.

That’s good news for existing investors.

But the trade-off?

Potentially a LOT more complexity when calculating CGT moving forward.

In many cases, investors may effectively need two separate CGT calculations on the same asset:

- one under the old rules up to 1 July 2027; and
- another under the proposed indexed system after that date.

For shares, that’s manageable.

For property? A bit harder...

The proposed CGT changes from the recent Budget have investors fired up… and honestly, I can understand why.The Governme...
26/05/2026

The proposed CGT changes from the recent Budget have investors fired up… and honestly, I can understand why.

The Government is proposing to:
• Scrap the 50% CGT discount
• Introduce inflation indexation
• Implement a minimum 30% tax on capital gains
• Change how long-term investing is taxed in Australia

And it’s not just property investors impacted. Share investors, retirees and everyday Australians building wealth could all be affected.

I’ve just uploaded a full breakdown explaining: What’s changing, who it impacts, potential exemptions, and what it could mean moving forward.

Video link in the comments 👇

One of the biggest points of confusion around the proposed negative gearing changes is the timeline.Who is grandfathered...
19/05/2026

One of the biggest points of confusion around the proposed negative gearing changes is the timeline.

Who is grandfathered?
What happens after Budget night?
What changes from 1 July 2027?
And what still qualifies under the existing rules?

I put together this simple visual breakdown to help explain how the proposed changes are currently intended to work based on the Budget papers released so far.

Importantly, these changes are still proposed only and not yet law.

Negative gearing is NOT being abolished… but the proposed changes are still massive.The Federal Budget could fundamental...
17/05/2026

Negative gearing is NOT being abolished… but the proposed changes are still massive.

The Federal Budget could fundamentally change property investing, housing affordability, rental markets and where investors put their money moving forward.

In this deep dive, I break down what’s actually changing, who is impacted, the grandfathering rules, the likely impact on property prices and rents, and why commercial property and shares may benefit.

Most importantly… will this actually help younger Australians get into housing?

Full video linked in the comments.

14/05/2026

The Budget has created a lot of noise.

But good investing hasn’t changed.

Buy quality assets.
Hold them long term.
Stay consistent.

Tax and strategy matter… but they should never be the primary reason you invest. They’re just part of the journey of building wealth over time.

12/05/2026

The 2026 Federal Budget just dropped… and for investors, this could be one of the biggest tax shake-ups in decades.

We’re talking:

• Changes to capital gains tax
• Negative gearing restricted to new builds
• Proposed minimum 30% tax on family trusts
• Bucket company strategies under pressure
• Major changes to long-term wealth building structures

Yes, there are a few sweeteners thrown in…
But overall? This is a significant shift in how Australia taxes investors and business owners.

I’ve uploaded a full YouTube breakdown covering:

• what the changes actually mean
• who gets impacted most
• and what investors may need to start thinking about moving forward

Full video linked in comments section.

Debt recycling felt smart when rates were low. Now it’s the same strategy… but it feels risky.Rising interest rates and ...
05/05/2026

Debt recycling felt smart when rates were low. Now it’s the same strategy… but it feels risky.

Rising interest rates and volatile markets get the blame, but that’s always been part of the game.

Debt recycling was never a short-term play. It’s built on tax efficiency and the gap between what you pay to borrow and what you earn over time.

And sometimes, that gap works against you.

That’s the part most people aren’t prepared for — and it’s where short-term decisions start to derail a long-term strategy.

Link to video in comments section below.

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