Andep Investment Consultancy

16/12/2025

Discover why home ownership can be more beneficial than real estate investment in Australia. With rising prices and planning challenges, ownership is often out of reach. Dive into our latest blog: https://wix.to/JfIf7ZN

Home ownership delivers stronger long-term economic returns than property investment, yet rising prices, planning constraints, and policy missteps continue to push ownership further out of reach for many Australians.

08/12/2025

Navigating superannuation in divorce just got a lot easier! Our latest article uncovers how the new 2025 Family Law Regulations impact the splitting of superannuation. Understand the changes and ensure a fair outcome. Read more: https://wix.to/UcfNV1s

Superannuation is now a key asset in family law property settlements. This article explains how superannuation is valued under the updated 2025 Regulations, how defined benefit and accumulation interests are treated, and what separating couples need to know.

03/12/2025

Did you know? In financial services, past performance is often not a reliable indicator of future results. Dive into our latest blog post to explore how market trends affect investments and why it's crucial to stay informed. Read more at: https://wix.to/VuJkmiG

Financial services has its own “milk and peanuts” warnings. Part IVA could apply to many actions if the Commissioner wished, and ASIC’s rule that “past performance is not a reliable indicator of future performance” is often true: markets revert to trend, and fund outperformance is frequent...

26/11/2025

Stay updated! 📰 Discover all that’s new and relevant in our latest Bi-Monthly Update for November 2025. From insightful financial blogs to office updates and holiday schedules, we've got it all covered. Make sure you’re informed: Email us at [email protected]🔗

25/11/2025

Andep Investment Consultancy Bi-Monthly Update

Welcome to our bi-monthly update in this edition, you'll find links to all the latest blog posts on our website. Stay informed about any office updates, upcoming holidays, price changes, appointment adjustments, new services, and everything else relevant to our valued clients.

18/11/2025

We provide independent, clear advice to help individuals and families in Perth make smarter financial decisions. Our team explains options, assesses risks and supports confident choices. Learn how we can help you: https://wix.to/2c2aEqL 📊🤝 Call us to discuss your situation.

10/11/2025

Explore GESB's Gold State and West State accounts and discover what makes them stand out! Whether you're planning for retirement or just curious about your options, this read is for you! https://wix.to/w48YkXV

Learn how GESB’s Gold State and West State accounts work and why they are so unique.

20/10/2025

Have you ever wondered how much you would need to retire? Click to explore the essential insights and tips for securing your financial future: https://wix.to/zBILsWj

Have you ever wondered how much you you would need to retire?

13/10/2025

Are you aware of how Australia’s superannuation tax treatment differs from others worldwide? Don’t miss our blog on understanding foreign superannuation! Catch all the details here: https://wix.to/2Cb49g1

Superannuation Taxation WorldwideAustralian superannuation tax treatment differs significantly from that of many other countries. The government taxes contributions and investment earnings during the accumulation phase. However, benefits are generally not taxed, except for Total and Permanent Disabl...

13/10/2025

Are you aware of the different tax components in superannuation? Read about planning strategies we can help implement for untaxed funds like GESB's West State account https://wix.to/kS2Xw9u

Funds held in superannuation have different tax components that affect the balance. These components are relevant when accessing funds, such as during retirement, death, or disability. The tax components include tax-free, taxable (taxed), and taxable (untaxed). The tax-free component consists of all...

26/10/2023

Do you know the difference between general financial advice and personal financial advice? If you already have a good level of financial knowledge or personal advice is not in your budget right now then our general advice service might might be right for you. Book an in person or online meeting on our website at https://www.andep.com.au/book-a-meeting-with-an-adviser-online/

20/02/2023

We have just rebated nearly $11,000 to our clients. Did you know that Andep does not accept insurance commissions? Many clients are unaware that their personal insurances (i.e life, income protection and disability insurance) that were arranged by a financial adviser usually pay ongoing commissions to that adviser each year for the life of the policy. Some of these commissions can be as high as 30% of the annual premium.

We believe accepting these commissions as income is a conflict of interest. However many insurers refuse to pass on the saving to our client if we decline the commissions. Therefore we accept them into a trust bank account and twice per year we rebate them back to our clients.

Contact us today to discuss your insurance policies and whether you would be eligible for this service.