First Steps Financial - Mortgage Broking and Financial Education

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Perth, WA
First Steps Financial - Mortgage Broking and Financial Education

Simple, approachable financial education to help you build confidence with money.

26/08/2026

A common theme across this week’s meetings has been looking beyond today and focusing on the bigger picture.

We’ve had some great conversations around:

- The value of long-term investing and staying focused on your goals

- Understanding how investments can grow and change over time

- The role property and other investments can play in building long-term wealth

- Making sense of recent tax changes and how they may impact different strategies

- Bringing all the pieces together to understand where you are now and where you want to go

One of the biggest things I see is that financial confidence doesn’t necessarily come from knowing everything. It comes from understanding your position, your options and the decisions in front of you.

Sometimes the best first step is simply getting educated, asking the questions and gaining the clarity to move forward with confidence.

20/08/2026

I'll admit, sharing actual numbers around money feels a little uncomfortable.

But then I thought… isn't that part of the problem?

We don't talk about money enough.

As a mum of two young boys, financial education isn't just something I do for work. It's something I'm trying to build into everyday life at home too, in really simple, age-appropriate ways.

My 6-year-old is starting to understand where money comes from, that we have to earn it, that things cost money, and that we can choose to spend it, save it or put it somewhere it has the opportunity to grow.

More recently, we've started talking about investing.

This week we looked at one of his investments together and talked about how the money invested has grown over time.

His immediate thought?

“So how many more lollies could I buy now?” 😂

Priorities. 😆

He certainly doesn't need to understand markets, returns or compounding at six. But he can start to understand that money has value and that the choices we make with it today can make a difference later.

And perhaps if we make conversations about money normal when our kids are young, they'll feel much more comfortable having them when they're adults.

So yes, sharing numbers like these feels a little vulnerable. But considering a big part of what I do is trying to make conversations about money feel less intimidating, less taboo and more accessible, perhaps I need to get comfortable talking about it too.

Are you teaching your kids about money?

Even the simplest conversations can start their curiosity.

19/08/2026

Spring clean your home loan...

When was the last time you checked your home loan?

Whether you're wondering if your current loan is still competitive, considering refinancing, looking to consolidate debt or thinking of accessing equity, I'm here to help you understand your options.

17/08/2026

Retirement can feel like a whole new financial language.

Super. Account-based pensions. Centrelink. Transition to retirement. Tax. How much is enough? When should you actually start planning?

And sometimes, you're not looking for someone to tell you what to do, you just want to understand how it all works.

That's where financial education can be a great first step.

I offer one-off sessions where we can sit down, go through the concepts and help you better understand the financial world you're heading into, without committing to an ongoing advice relationship.

And if you reach the point where you need personalised financial advice, I'll tell you that too.

14/08/2026

Financial decisions can feel complicated, particularly when there are multiple things to consider. My aim is to provide clear, practical financial education that helps people better understand their circumstances and feel confident about their next steps.

08/08/2026

Helping you take the first step... and every step after that.

Now booking appointments for: 🏡 Home Loans 💰 Refinancing 📈 Investing 📚 Financial Education

02/08/2026

There's been some exciting conversations happening lately... 🏡🚗

I've recently been helping clients navigate everything from first home buyer options and Government Guarantee Schemes through to vehicle finance, while continuing to support people wanting to better understand their finances through financial education.

No two situations are ever the same, which is why I love taking the time to workshop different strategies and help clients understand the options available to them before making big financial decisions.

Whether you're: 🏡 Buying your first home 🚗 Looking at vehicle or asset finance 🔄 Refinancing 📚 Wanting to better understand your finances 💼 Self-employed and unsure where to start

I'd love to help.

19/07/2026

How can I help?

One of the things I love most about finance is that everyone's journey looks different. For some, it's buying their very first home. For others, it's growing an investment portfolio, purchasing a new vehicle, refinancing to create a little more breathing room, or finding a lending solution when their circumstances aren't quite straightforward.

Whatever stage you're at, my goal is to make finance feel less overwhelming and help you understand what's possible.

I can help with:

👌 First Home Buyers
👌 Home Loans & Refinancing
👌 Investment Property Loans
👌 Construction Finance
👌 Vehicle & Asset Finance
👌 Commercial Lending
👌 Self-Employed Lending
👌 Debt Consolidation
👌 Renovations & Equity Release
👌 Guarantor & Low Deposit Options

If you're unsure where to start, that's okay too. Sometimes the first step isn't applying for finance, it's simply having a conversation and understanding your options.

Education. Lending. Confidence.

11/07/2026

Thank you, Leashia, for your thoughtful review. It was a pleasure helping you and your family!

09/07/2026

This week's education meetings continued the trend of working with self-employed clients who are looking beyond today and planning for the future. Retirement may still be 20 years away, but understanding your options now can make a significant difference over time.

Some of this week's hot topics included: • Superannuation • Retirement planning • Investment options • Personal insurance

On the mortgage broking side, first home buyers have definitely been the focus. With so many recent changes and incentives, it's been exciting to start helping clients, both self-employed and PAYG employees, understand what's possible and navigate their options with confidence.

Financial education first. Better decisions follow.

Address

Perth, WA

Website

http://www.firststepsfinancialeducation.com.au/

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