Committed Financial Planning

Committed Financial Planning Award winning financial advice you can trust. Offices in Melbourne & Sydney. Book a complimentary first appointment with our team today!

CAR 456696 AFSL Alliance Wealth 449221 www.centrepointalliance.com.au/fsg/aw *This is not financial advice* Committed Financial Planning Pty Ltd ATF CFP Unit Trust ABN 55 788 313 629 is a Corporate Authorised Representative 000456696 of Alliance Wealth Pty Ltd ABN 93 161 647 007 AFSL 449221 www.centrepointalliance.com.au/fsg/aw

Did you know you can access your super before you retire?From age 60, you may be able to access your super while still w...
28/05/2026

Did you know you can access your super before you retire?
From age 60, you may be able to access your super while still working through a Transition to Retirement (TTR) strategy.
Used correctly, it can help reduce tax and boost your super over time.
Simple idea. Big impact.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

๐Ÿšจ Budget Update: Property & Tax Changes Ahead ๐Ÿšจ๐—™๐—ฟ๐—ผ๐—บ ๐Ÿญ ๐—๐˜‚๐—น๐˜† ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿณ, ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ผ๐˜€๐—ฒ๐—ฑ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ถ๐—ป๐—ฐ๐—น๐˜‚๐—ฑ๐—ฒ:๐Ÿ  Negative gearing ending for ...
27/05/2026

๐Ÿšจ Budget Update: Property & Tax Changes Ahead ๐Ÿšจ

๐—™๐—ฟ๐—ผ๐—บ ๐Ÿญ ๐—๐˜‚๐—น๐˜† ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿณ, ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ผ๐˜€๐—ฒ๐—ฑ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ถ๐—ป๐—ฐ๐—น๐˜‚๐—ฑ๐—ฒ:

๐Ÿ  Negative gearing ending for established properties purchased after Budget night
๐Ÿ—๏ธ New builds still eligible for negative gearing benefits
๐Ÿ“‰ The current 50% CGT discount being replaced with a new indexed system
๐Ÿ’ฐ A proposed minimum 30% tax on capital gains
๐Ÿ“Š A minimum 30% tax rate on discretionary trust distributions from 1 July 2028

Importantly, existing property holdings before Budget night are proposed to remain under the current rules.

While legislation still needs to pass, one thing is becoming increasingly clear:

๐Ÿ’ก ๐—ฆ๐˜๐—ฟ๐˜‚๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—บ๐—ฎ๐˜๐˜๐—ฒ๐—ฟ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฎ๐—ป ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ.

The way investments are owned, the timing of decisions, and the use of structures such as superannuation and trusts could have a significant impact on long-term outcomes.

๐—œ๐—ณ ๐˜†๐—ผ๐˜‚โ€™๐—ฟ๐—ฒ ๐˜„๐—ผ๐—ป๐—ฑ๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐—ต๐—ผ๐˜„ ๐˜๐—ต๐—ฒ๐˜€๐—ฒ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ด๐—ฒ๐˜€ ๐—ฐ๐—ผ๐˜‚๐—น๐—ฑ ๐—ฎ๐—ณ๐—ณ๐—ฒ๐—ฐ๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฝ๐—น๐—ฎ๐—ป๐˜€, ๐—ป๐—ผ๐˜„ ๐—ถ๐˜€ ๐—ฎ ๐—ด๐—ผ๐—ผ๐—ฑ ๐˜๐—ถ๐—บ๐—ฒ ๐˜๐—ผ ๐—ฟ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„ ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—ฟ๐—ฎ๐˜๐—ต๐—ฒ๐—ฟ ๐˜๐—ต๐—ฎ๐—ป ๐—ฟ๐—ฒ๐—ฎ๐—ฐ๐˜๐—ถ๐—ป๐—ด ๐—น๐—ฎ๐˜๐—ฒ๐—ฟ

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

Hereโ€™s something that might surprise youโ€ฆAustralian women retire with around 25% less super than men.And itโ€™s not about ...
26/05/2026

Hereโ€™s something that might surprise youโ€ฆ
Australian women retire with around 25% less super than men.
And itโ€™s not about effort โ€”
itโ€™s structural.
Career breaks.
Caring responsibilities.
Lower average pay.
Over time, it adds up.
The earlier youโ€™re aware of it,
the more opportunity you have to change the outcome.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

Putting all your money into one investment can feel a bit like this ๐ŸŽขExciting when itโ€™s going upโ€ฆNot so fun when itโ€™s no...
24/05/2026

Putting all your money into one investment can feel a bit like this ๐ŸŽข
Exciting when itโ€™s going upโ€ฆ
Not so fun when itโ€™s not.
Diversification helps smooth out the ride โ€”
so your entire financial future isnโ€™t relying on one outcome.
Because investing shouldnโ€™t feel like a rollercoaster.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

You aim. We plan.Itโ€™s more than just a tagline, itโ€™s how we approach every client relationship.Clear goals, structured a...
19/05/2026

You aim. We plan.
Itโ€™s more than just a tagline, itโ€™s how we approach every client relationship.
Clear goals, structured advice, and a plan that evolves with you.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

Markets dip. It happens.But not every drop = a crisis.The difference?Perspective.Staying calm and sticking to a plan is ...
17/05/2026

Markets dip. It happens.
But not every drop = a crisis.

The difference?
Perspective.

Staying calm and sticking to a plan is what builds long-term results.
Need guidance in uncertain markets?
Weโ€™re here to help.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

Award-winning advice. Real-world outcomes.Recognition is great:but delivering real results for our clients is what itโ€™s ...
14/05/2026

Award-winning advice. Real-world outcomes.

Recognition is great:
but delivering real results for our clients is what itโ€™s all about.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

Weโ€™re grateful for clients like Susan who trust us to be part of their financial journey.At Committed Financial Planning...
12/05/2026

Weโ€™re grateful for clients like Susan who trust us to be part of their financial journey.

At Committed Financial Planning, itโ€™s not just about giving adviceโ€”itโ€™s about working with you, answering your questions, and helping you make confident decisions every step of the way

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

We might not look like mechanicsโ€ฆBut we spend a lot of time under the hood of our clientsโ€™ finances ๐Ÿ”งMaking sure everyth...
10/05/2026

We might not look like mechanicsโ€ฆ
But we spend a lot of time under the hood of our clientsโ€™ finances ๐Ÿ”ง
Making sure everything is running smoothly, efficiently, and built for the long term.

๐—•๐—ผ๐—ผ๐—ธ ๐—ฎ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐—ฟ๐˜† ๐—ณ๐—ถ๐—ฟ๐˜€๐˜ ๐—ฎ๐—ฝ๐—ฝ๐—ผ๐—ถ๐—ป๐˜๐—บ๐—ฒ๐—ป๐˜ ๐˜„๐—ถ๐˜๐—ต ๐˜‚๐˜€:
๐Ÿ“Œ Melbourne: Call Deepak on 0488 988 399
๐Ÿ“Œ Sydney: Call Sarah on 0406 735 656
โ–ถ๏ธ Or contact us online: www.comfp.com.au/contact-us

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Ringwood, VIC
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