Allpoints Accounting Pty Ltd

26/05/2026

ATO Cracks Down on Holiday Home Tax Deductions
The ATO has significantly tightened the rules around holiday home rental property deductions from 1 July 2026.
The old approach of simply listing a holiday home to access negative gearing benefits is no longer enough.
A holiday home that earns some income to offset costs is not necessarily the same as an investment property.
The ATO will now look at the real purpose of the property:
• Is it genuinely being used mainly to produce rental income?
• Or is it primarily a private holiday home with occasional rentals?
The message from the ATO is clear:
If it’s really a holiday home, the tax treatment should reflect that reality.

30/04/2026

Show a Family They Matter
https://www.magicalgetawayfoundation.org/mgf-donations

03/03/2026

🏁 Melbourne Grand Prix Week: The speed is loud — but the sustainability shift is even more interesting.

As Melbourne gears up for the Australian Grand Prix, there’s a second race happening behind the scenes — the race to decarbonise a global sport.

Formula 1’s strategy rests on two levers:
1️⃣ Decarbonising operations — freight, travel, facilities and event power
2️⃣ Using regulation and engineering to drive lower-carbon technology

The data is clear: the largest reductions so far sit in operations, not race-car tailpipes. The cars themselves are a relatively small slice of the sport’s total footprint.

That’s an ESG insight many businesses share — the biggest emissions often sit in logistics and supply chains.

🔋 From 2026, F1 will mandate fully sustainable fuels made from Advanced Sustainable Components — non-food biomass, renewable feedstocks, non-biological origin sources and municipal waste.

These fuels must meet strict lifecycle emissions thresholds and will be verified through the Sustainability Racing Fuel Assurance Scheme — tracing every component through the supply chain.

In simple terms:
It’s Scope 3 accountability applied to fuel.

⚙️ Where sustainability aligns with efficiency?

• Remote broadcast reducing freight and travel
• Virtual design cutting physical prototyping
• Calendar rationalisation reducing long-haul freight

Operational redesign. Emissions down. Efficiency up.

📊 Governance matters

A subtle but powerful structural lever:
Sustainability initiative costs are excluded from the cost-cap.
Remove the competitive disincentive → accelerate adoption.

💡 For Australian businesses, the parallels are clear:

• Your largest emissions often sit in operations
• Traceability and verification matter
• ESG is about systems, controls and data integrity

The cars may be fast.
But the real long-term race is about efficiency, traceability and structured transition.

Allpoints Carbon Accounting — enabling measurable, traceable and verifiable data.

Proud to be part of a profession leaning into this shift alongside the Institute of Public Accountants and the governance leadership being driven through the Australian Institute of Company Directors.

https://www.allpointsaccounting.com.au/carbon-accounting.html

02/03/2026

🚨 ATO Small Business Super Clearing House Closing – 30 June 2026
If you're using the SBSCH, the clock is ticking.
From 1 July 2026:
• No super payments
• No access to historical records
• No employee data
All part of payday super reform.
There’s a quiet irony here — small businesses are expected to adapt to real-time super payments, yet the ATO’s own clearing house won’t be making the transition.
Even more interesting?
The service closes before the April–June 2026 quarter is due.
Wait too long and you may find yourself setting up a new system under pressure — right when super compliance matters most.
________________________________________
What to do now:
✔ Make the January–March 2026 quarter your last SBSCH payment
✔ Confirm your payroll system handles SuperStream-compliant payments
✔ Download all historical records before 1 July 2026
✔ Transition early to avoid SGC exposure
Better to switch calmly than scramble in July

23/02/2026

The momentum is building — ESG is no longer niche. From boardrooms to football clubs like Carlton Football Club, wellbeing, community and carbon accountability are shifting into mainstream thinking.
https://www.allpointsaccounting.com.au/carbon-accounting.html

Carlton has today proudly launched its inaugural Environmental, Social and Governance Action Plan - a step forward in the Club’s commitment to continue building a more sustainable, inclusive and responsibly governed future.

Read: carltonfc.com.au/news/1957345/

10/02/2026

At their core, the Sustainable Development Goals aren’t radical. They are simple expressions of humanity — looking after people, acting with care, and in doing so, protecting the planet as a consequence rather than a slogan.

The Sustainable Development Goals are our blueprint for a better, more sustainable world. They are a call for action by all countries to promote prosperity while protecting the planet.

From ending hunger and ensuring quality education, to improving access to clean water and sanitation, these 17 global goals aim to transform our future.

06/02/2026

Payday Super is coming! Are you ready?

Payday Super is more than a due date tweak it changes the rhythm of the whole payroll process.

From 1 July 2026, employers are expected to pay super at the time they pay wages, instead of quarterly. The main contributions need to reach the fund within 7 business days, which means cash-flow planning, payroll calendars and clearing house processes all need to align to pay-cycle dates.

BAS agents in the advisory role need to make clients aware that their pay cycles will soon become their super cycles, and help them understand the cost of getting it wrong.

Guidance from the Australian Taxation Office is still landing, and industry bodies (including Australian Bookkeepers Association ) are actively involved. We are also preparing resources and checklists to better help our members work with their clients on this change, so stay tuned!

(Check out some great resources released from the ATO here: https://www.ato.gov.au/businesses-and-organisations/super-for-employers/payday-super/payday-super-resources)

What concerns do YOU have with the roll out of Payday Super?

29/01/2026

Property, Shares or Super? Where do you start
If you’re new to investing, the choices can feel overwhelming. Property, shares and superannuation all have their place — but they work very differently.
🏠 Property
Property is familiar to many Australians, but it’s not very liquid (you can’t sell part of it easily). There are ongoing holding costs such as interest, rates, insurance and maintenance. Property can also offer tax advantages when expenses exceed rental income — commonly referred to as negative gearing. It generally suits long-term investors who are comfortable with cash flow commitments.
📈 Shares & ETFs
Shares allow you to invest smaller amounts and are generally easier to buy and sell. ETFs (exchange traded funds) offer diversification across many companies in a single investment, which can be appealing for beginners.
Shares may provide income through dividends (sometimes with franking credits), and capital gains are generally taxed when you sell the shares.
ETFs can also pay distributions, which may include realised capital gains from within the fund. These amounts can be taxable even if you haven’t sold your ETF and even if distributions are reinvested — something new investors may not expect.
💼 Superannuation
Super is often overlooked, but it’s essentially investing in your future self. Contributions can be very tax effective. The trade-off is access — your money is generally locked away until your 60s. For many people, super is the most tax-effective long-term investment they’ll ever make.
There’s no single “best” option. Your income level, age, cash flow and goals all matter — and tax outcomes can vary significantly.
Sometimes the best first step isn’t choosing an investment, but understanding how each option fits into your overall financial picture.
Allpoints Accounting does not provide financial or investment advice. This post is general information only.

20/01/2026

ALLPOINTS CARBON ACCOUNTING
Mandatory carbon reporting applies to big business.
But Scope 3 emissions bring small businesses into the conversation.
Small businesses don’t need to report carbon emissions.
But larger businesses do — and from next year, their supply chains matter.
That means small businesses who can explain their carbon footprint may have an edge when dealing with bigger clients, tenders, funding, and government organisations.
Carbon Accounting is not about compliance.
It’s about being ready, credible, and competitive.
Understanding your emissions today can help protect opportunities tomorrow.
https://www.allpointsaccounting.com.au/carbon-accounting.html

23/10/2025

$$$ Pay Day Super – Starting 1 July 2026
From 1 July 2026, employers will need to pay super at the same time as wages — known as Pay Day Super.
This means instead of quarterly contributions, your employees’ super will be paid into their fund each pay cycle.
Most payroll software is expected to handle this automatically as part of your normal pay run.
For many small business owners who currently pay super quarterly, this means moving from four payments a year to 52 (or 26 if paid fortnightly).
Even though payroll systems will automate much of the process, in reality:
• Small businesses will no longer have “set and forget” wage transfers — each pay run will include both wages and super payments.
• Those using manual bank transfers or basic payroll systems may need to upgrade or retrain to meet the new requirements.
It’s a positive move for employees and super growth, but a change that will require some early planning and adjustment for small business owners.