Madd Loans

Madd Loans Madd is one of Australia’s #1 Mortgage Brokerages, empowering Aussies to achieve Financial Freedom. We're an award winning, free service. www.madd.com.au

We deal with over 20+ lenders to find the right deal for you.

First home buyers haven’t had this much negotiating power in five years.Less competition. Agents chasing buyers. Propert...
02/09/2026

First home buyers haven’t had this much negotiating power in five years.
Less competition. Agents chasing buyers. Properties sitting longer. The market has shifted and most people don’t even realise it yet.
But walking into a negotiation without knowing the rules is still how people overpay.
Get pre-approved before you even look. Know why the vendor is selling. Never show your ceiling. And always, always get a building and pest report before you settle.
The buyers winning right now are the ones who showed up prepared.
Not sure where you sit? Comment “POWER” and we’ll walk you through it 👇

30/08/2026

Tonight is the night.

The Commercial Property Masterclass is on and there are still seats available. George is in the room talking all things commercial lending alongside a room full of professionals who are already taking this seriously.

If you have been curious about commercial property, especially since the budget changes, tonight is your chance to get the real information from the right people.

Comment “I’M IN” and we will sort you out 👇

30/08/2026

Commercial property has become one of the biggest conversations in the market right now.

Ever since the budget changes to negative gearing and capital gains tax, a lot of people are looking at commercial property differently. And for good reason.

If you have been curious about what it actually involves, how it works, what the lending looks like and whether it makes sense for your situation, this is the room that answers those questions.

George is running a free Commercial Property Masterclass and we would love to see you there.

No jargon. No pressure. Just practical information from someone who actually knows what they are talking about.

Comment “I’M IN” and we will save you a seat 👇

28/08/2026

The budget changed everything for commercial property.

Negative gearing and capital gains tax rules have shifted and all of a sudden commercial property is the conversation everyone is having.

On the 31st of August we are running our Commercial Property Masterclass and George is going to break down exactly what these changes mean and why commercial property deserves a serious look right now.

It is free. It is practical. And it might change the way you think about where your money goes next.

Comment “I’M IN” and we will get you registered 👇

26/08/2026

Doing nothing has a price tag. Here is what it actually costs.

Same $10,000 investment. The only variable is when you start.

Start at 25 with 40 years to grow. You end up with $452,500.

Wait until 35 with 30 years to grow. That drops to $174,400.

Wait until 45 with 20 years. $67,200.

Wait until 55 with 10 years left. $25,900.

Same money. Same investment. The difference between starting at 25 and waiting until 55 is $426,600.

That is not the cost of a bad decision. That is the cost of no decision.

Every year you wait is not neutral. It has a number attached to it. And that number is a lot bigger than most people realise until it is too late to do anything about it.

The best time to start was yesterday. The second best time is now.

Want to know what your financial future actually looks like? Comment “Lifestyle” and the Madd Life team will walk you through it 👇

24/08/2026

Brisbane property market update. August 2026.
First home buyers are in the best negotiating position they have been in six years. No more competing against five other offers. No more waiving conditions just to get a look in. Agents are now working to get buyers through the door, not the other way around.
For investors, the playbook has shifted. Lower price points with stronger rental yields are where the smart money is looking right now. There are still pockets across Brisbane performing well. It just takes more precision on what you buy and where you buy it.
The big picture has not changed though.
Even if prices soften over the next six months, Brisbane is not a six month investment. It never has been. The Olympics infrastructure, the interstate migration, the sheer number of people who still want to own their home in this country, none of that is going anywhere.
Just like the price of coffee, property only ever moves in one direction over the long term.
Get in while the competition is low. Buy in the right location. Hold on.
That is the whole strategy.
Not sure where you sit right now? Comment “POWER” and we’ll walk you through it 👇

23/08/2026

Softer prices. Higher rents. Less competition.

Buyer’s agent Nick from Property Perspective Queensland says it plainly. It is a great time to be a buyer right now and there are quality opportunities out there if you know where to look.

Nick will be joining George at the Investor Workshop on Tuesday the 25th of August to break down exactly where those opportunities are and what the fundamentals of smart property selection look like in this market.

Come down, ask your questions and leave knowing more than when you walked in.

Comment “I’M IN” and we will save you a seat 👇

22/08/2026

Nick Morini from Property Perspective Queensland will be at the Madd Investor Seminar on Tuesday the 25th of August.

His take on the market right now is simple. Prices are a little soft. Rents are a little higher. And for buyers who know what they are looking for, there are genuinely good opportunities sitting in the market right now.

Come hear it straight from him on the night.

Comment “I’M IN” and we will get you registered!

20/08/2026

Next Tuesday the 25th of August we are running our Investor Workshop and this one has a special guest.

Buyer’s agent Nick from Property Perspective Queensland is joining George on the night to talk about what is actually happening in the market right now. Current prices. Rental yields. Property selection fundamentals. And why this market, with softer prices and stronger rents, is one of the better times to be looking at investment property.

Free to attend. Practical information. Real professionals in the room.

Comment “I’M IN” and we will get you registered 👇

19/08/2026

If you have an HSBC home loan, you need to read this.

HSBC has sold its home loan book to Pepper Money. That means your loan is no longer with HSBC. It is now being serviced and underwritten by Pepper Money, effective before mid next year.

Your interest rate and fees stay the same for now. But here is the issue.

Pepper Money is not a first tier lender. That matters when it comes to accessing equity, future investment lending, flexible policies and getting the best rates down the track. It is a very different world to what HSBC customers have been used to.

Here is the opportunity though.

Right now, major banks are actively competing to pick up HSBC customers before the transfer happens. Some are offering to match your current HSBC rate and move your loan across to their books. Same interest rate. But with access to proper internet banking, branch networks, better lending policies and all the benefits of being with a major lender.

This is genuinely rare. It does not happen often that you can move to a better lender on the same rate you are already on.

The window to get this sorted is the next six to twelve months. After that the transfer happens and the opportunity closes.

If you have an HSBC loan and you are not sure what this means for you, reach out to the Madd team now. We will walk you through the whole process, the fees involved, how to get out and make sure you end up in the right place.

Comment “RATECHECK” and we will be in touch 👇

Address

6 The Corso
Seven Hills, QLD
4170

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm
Saturday 9am - 1pm

Telephone

07 3899 0009

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